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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

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Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

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Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

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Truist Insurance Holdings, a Truist Financial (TFC) arm, will acquire insurance distribution platform Constellation Affiliated Partners, which aligns with the company's plans to solidify insurance operations.

Truist Financial (TFC) to Buy Constellation Affiliated Partner

Truist's first quarter earnings were basically in line excluding a reserve release, but management continues to position the business for better long-term growth and margins. Truist's insurance operations remain an underappreciated contributor to growth, and this is likely to be a prime target for further M&A.

Truist Building Toward Better Growth And Margins

CHARLOTTE, N.C., May 24, 2021 /PRNewswire/ -- Truist Insurance Holdings, Inc., a subsidiary of Truist Financial Corporation, announced today that it has signed a definitive agreement with RedBird Capital Partners to acquire Constellation Affiliated Partners, an insurance distribution platform operating seven managing general agents (MGAs) and program managers.

Truist Insurance Holdings furthers growth through acquisition of Constellation Affiliated Partners from RedBird Capital Partners

CHARLOTTE, N.C., May 20, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) announced today the expansion of the Truist Commercial Community Bank's Industry Consulting team, adding waste and environmental services and building products to its growing list of industry specialties.

Truist adds industry specialties to growing Commercial Banking team

NEW YORK--(BUSINESS WIRE)--Today, BlackRock announced that ADP, Best Buy, Self, Truist and Varo have joined their philanthropic Emergency Savings Initiative (ESI) which increases access to low-cost, low-friction savings products for financially vulnerable Americans. In line with the firm's commitment to contribute to a more resilient economy, BlackRock's ESI will work with these diverse partners to innovate and scale savings solutions that help foster resilience to financial shocks. The reach o

ADP, Best Buy, Self, Truist and Varo Join BlackRock's Emergency Savings Initiative

Strong loan balance, efforts to improve fee income and solid balance sheet will keep supporting Truist Financial (TFC) despite lower rates and elevated expenses.

Truist (TFC) Gains From Loan Balance & Fee Income Amid Low Rates

They've sparked doubt from the market, but we can learn more about them from this example.

Confused by Recent Bank Mergers of Equals? Look at Truist to Better Understand

CHARLOTTE, N.C., May 11, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that Chief Financial Officer Daryl N.

Truist CFO to present at the Barclays Americas Select Franchise Conference

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With the trading day about halfway over, the markets were all over the place. The Nasdaq took a beating yet again, with the index down close to 1.7%.

At Home, Beyond Meat, Lyft, Raytheon and More Monday Afternoon Analyst Calls

CHARLOTTE, N.C., April 29, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that it will redeem all 18,600 outstanding shares of its 5.625% Series H Non-Cumulative Perpetual Preferred Stock ("Series H Preferred Stock") and the corresponding 18,600,000 depositary shares ("Series H Depositary Shares"), each representing a 1/1,000th interest in a share of Series H Preferred Stock, on the redemption date of June 1, 2021.

Truist to redeem all $465 million of its 5.625% Series H Non-Cumulative Perpetual Preferred Stock, represented by Depositary Shares

ATLANTA, April 29, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) and Operation HOPE today announced an expanded, multiyear transformational partnership, including a series of collaborative programs such as HOPE Inside coaching, digital access that connects to education and Truist solutions, and HOPE's 1 Million Black Business Initiative (1MBB), as part of the bank's commitment to bring access and solutions to build better lives and communities.  Partnership transforms access to financial resources, creating better lives and communities.

Truist's $20 million Operation HOPE Investment Expands Financial Inclusion To More Communities

CHARLOTTE, N.C., April 19, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced it will redeem all $250,000,000 principal amount outstanding of its floating rate senior notes due June 1, 2021 (CUSIP 05531FBC6) on the redemption date of May 1, 2021.

Truist announces redemption of floating rate senior notes due June 2021

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Truist Financial has become a leading regional bank in 2019 after one of the largest mergers since the Great Financial Crisis. This merger allows the company to benefit from synergies while investors are set to benefit from steadily growing dividends and buybacks.

There's Value In Truist Financial Corp.

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Q1 earnings start on a positive note with banks like JPMorgan (JPM), BofA (BAC), Citi (C), Wells Fargo (WFC), U.S. Bancorp (USB) & Truist (TFC) surpassing estimates on reserve releases and solid fee income performance.

Bank Stock Roundup: JPM, WFC, BAC, C, TFC & USB in Focus as Q1 Earnings Begin

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Truist Financial Corporation (TFC) CEO Kelly King on Q1 2021 Results - Earnings Call Transcript

Truist Financial Corporation has reported its earnings for the first quarter, with the net income available to common shareholders being $1.3 billion, according to a company report. The earnings per diluted common share were $0.98, which represented a 34.2 percent increase from the same time last year.

Truist First-Quarter Financials Show $1.3 Billion Net Income

Robust results from the insurance business and investment banking support Truist Financial's (TFC) Q1 earnings amid low rates and weak loan demand.

Truist Financial (TFC) Q1 Earnings Top, Revenues Lag Estimates

Truist Financial Corporation (TFC) delivered earnings and revenue surprises of 5.36% and -0.07%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?

Truist Financial Corporation (TFC) Surpasses Q1 Earnings Estimates

Shares of Truist Financial (NYSE:TFC) moved higher by 0.3% in pre-market trading after the company reported Q1 results. Quarterly Results Earnings per share rose 35.63% over the past year to $1.18, which beat the estimate of $1.11.

Recap: Truist Financial Q1 Earnings

CHARLOTTE, N.C., April 15, 2021 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today reported earnings for the first quarter of 2021.

Truist Reports First Quarter 2021 Results

Soft loan demand and not so impressive non-interest income performance are expected to have hurt Truist Financial's (TFC) Q1 earnings.

Muted Loan Demand to Hurt Truist Financial (TFC) Q1 Earnings

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CHARLOTTE, N.C., April 7, 2021 /PRNewswire/ -- After a year in which "working from home" began to feel like "living at work," America has undergone a profound shift in its understanding of "home," driving homeowners to want more space, new uses and a better environment to nurture positive changes that evolved during lockdown.

News for Truist Financial Stock (TFC)