Revenue segments as reported by the company.

Net Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

TFC Financial's (TFC) modest top-line growth and a robust balance-sheet position bode well amid the near-zero interest rates and economic slowdown.

Here's Why You Should Hold On to Truist Financial Stock Now

CHARLOTTE, N.C., Sept. 16, 2020 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced the launch of Truist Ventures, a corporate venture capital division created by integrating investments in technology companies from the heritage SunTrust brand with BB&T Ventures.

Truist Unveils Venture Capital Division with New Fintech Investment

CHARLOTTE, N.C., Sept. 3, 2020 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today released its first Corporate Social Responsibility (CSR) Report following the historic merger of equals between BB&T and SunTrust in December of last year.

Truist's First Corporate Social Responsibility Report Highlights Significant Merger, Diversity Commitments

Truist Financial: A Strong Regional Player With Earnings Growth Potential

Bank of America

JPMorgan Chase & Co

Wells Fargo

U.S. Bancorp

As the overall U.S. economy bounces back, expect these five bank stocks to head higher as we enter the final stretch of 2020.

5 Major Bank Stocks to Buy and Hold for the Rest of 2020

Truist Financial Corporation: A Second Preferred Stock IPO In 3 Months

Argo Group International Holdings Ltd

Chicken Soup for the Soul Entertainment

Chicken Soup for the Soul Entertainment Inc - 9.75% PRF PERPETUAL USD 25 - Ser A

II-VI Incorporated

New Preferred Stock IPOs, July 2020

Truist Financial has some key differentiators that make it worth watching.

Why the Newest Big Bank on the Block Should Outperform

Truist Posts Underwhelming Results As The Recession Takes Its Toll

Truist Financial Corporation's (TFC) CEO Kelly King on Q2 2020 Results - Earnings Call Transcript

Truist Financial (TFC) witnesses a rise in revenues in second-quarter 2020. Also, provisions decline from the previous quarter despite continued uncertainty related to the coronavirus pandemic.

Truist Financial (TFC) Q2 Earnings Beat, Revenues & Costs Rise

Citigroup

KeyCorp

Signature Bank

Western Alliance Bancorporation

For old-timers, the action in the FAANG stocks is reminiscent of the dot-com bull market and implosion of 1999 and 2000.

Banks Are Dirt Cheap: 5 Analyst Top Picks for the Rest of 2020

Near-zero interest rates and a substantial rise in provisions are likely to hurt Truist Financial's (TFC) Q2 results.

Low Interest Rates to Mar Truist Financial (TFC) Q2 Earnings

Bank of New York Mellon

Goldman Sachs

Morgan Stanley

State Street

Going into the most important earnings season in recent history, bank valuations are at 30-year low, weighed down by uncertainty about future earnings and dividends.

Q2 Bank Earnings Likely To Beat Consensus, But Still Cautious

Blackrock Inc

A new earnings reporting season kicks off this week, with the big banks leading the way.

Citigroup, Goldman Sachs, JPMorgan, Wells Fargo and More Big Banks Reporting This Week

PNC Financial Services

Even top banks found themselves on the bottom during the first half of the year.

Why These 'Top 10' Bank Stocks Have Fallen More Than 30% in 2020

Some are still undecided about whether to hold their payouts steady or cut them next quarter.

Which Major Banks Will Maintain Their Dividends?

Cigna

Uber

Advance Auto Parts

Axis Capital

Bristol-Myers

Cannae Hlds

Cooper Companies

Enterprise Products Partners

Fate Therapeutics

Twenty-First Century Fox

Park Hotels & Resorts

V.F.

Conventional wisdom says that insiders and 10% owners really only buy shares of a company for one reason — they believe the stock price will rise and they want to profit from.

Notable Insider Buys Last Week: Cigna, Fox, Uber And More

Major banks have been asked to submit documents, regarding applications received, and all communications with SBA and Treasury on which application to prioritize.

JPMorgan, Wells Fargo and Others Under Probe for PPP Procedure

CHARLOTTE, N.C., June 10, 2020 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced that BB&T now Truist has earned the number one ranking in the J.D. Power 2020 U.S. Banking Mobile App Satisfaction Study SM among national U.S. banks. After evaluating the ten largest U....

BB&T now Truist Named No. 1 Mobile Banking App Among National U.S.

Truist Financial Corporation: A New 5.25% Investment-Grade Preferred Stock IPO

CHARLOTTE, N.C., May 29, 2020 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced Chairman and Chief Executive Officer Kelly S. King will speak at the Morgan Stanley Virtual US Financials Conference on Tuesday, June 9, 2020, at 11:00 am ET. A live audio webcast will...

Truist to Participate in the Morgan Stanley Virtual US Financials Conference

Let's see if Truist Financial (TFC) stock is a good choice for value-oriented investors right now from multiple angles.

Is Truist Financial (TFC) a Great Stock for Value Investors?

CHARLOTTE, N.C., May 20, 2020 /PRNewswire/ -- Truist Financial Corporation (NYSE: TFC) today announced it will commit an additional $25 million philanthropic pledge as part of its Truist Cares initiative, now totaling $50 million. The financial services company launched Truist Cares*...

Truist Doubles its Commitment to COVID-19 Relief Efforts, Totaling $50 Million

M&T Bank

Here's a look at how some of the big banks are doing this year.

News for Truist Financial Stock (TFC)