Revenue segments as reported by the company.

Net Interest Income

Noninterest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Profit Margin

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

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Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Truist Financial

Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. It operates through the following segments: Consumer Banking and Wealth, Corporate and Commercial Banking, Insurance Holdings, and Other, Treasury & Corporate. The Consumer Banking and Wealth segment consists of Retail Community Banking, National Consumer Finance, Services, Payments, Wealth Management and Banking Products and Professional Services and Mortgage Banking. The Corporate and Commercial Banking segment consists of Corporate and Investment Banking, Commercial Community Banking and Commercial Real Estate. The Insurance Holdings segment provides property and casualty, employee benefits and life insurance to businesses and individuals and also provides small business and corporate services, such as workers compensation and professional liability, as well as surety coverage and title insurance. It offers a variety of loans and lease financing to individuals and entities, including insurance premium financing, permanent commercial real estate financing arrangements, loan servicing for third-party investors, direct consumer finance loans to individuals, credit card lending, automobile financing, and equipment financing. It also markets a range of other services, including deposits, life insurance, property, and casualty insurance. The company was founded on December 6, 2019, and is headquartered in Charlotte, NC.

Earnings data Q1 2021

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Earnings data Q1 2022

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Earnings data Q1 2023

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Truist Financial reports strong Q4 earnings and optimistic 2023 guidance

Truist Financial's Q4 2022 performance was strong, marked by earnings growth, robust net interest income, and achievement of key milestones. The company provided optimistic guidance for 2023 despite economic uncertainties.
While facing challenges in managing expenses and potential economic impacts, Truist remains focused on leveraging opportunities in revenue synergies, digital enhancements, and strategic growth areas.
Overall, Truist's emphasis on financial strength, digital innovation, and strategic priorities positions them well for future growth and value creation, supported by a strong capital position and commitment to sustainable development.

Truist Financial posts robust Q1 earnings, eyes growth opportunities

Truist Financial reported strong Q1 2023 earnings with notable growth in adjusted PPNR and a focus on digital investments. Despite challenges from funding costs and NIM decrease, the company remains committed to core strengths and through-the-cycle lending. Opportunities for growth and efficiency enhancements through brand consolidation and capital build mode are key focus areas.

Truist Financial reports Q2 earnings decline, focuses on efficiency

Truist Financial navigated challenges of decreased EPS with a focus on managing costs and enhancing digital engagement. The company showcased strong capital position and active credit portfolio management.
While facing revenue decline and increased expenses, Truist is optimistic about post-integration potential and aims for continuous efficiency improvements. The company remains vigilant about economic conditions and is prepared to address credit challenges.
With a strategic focus on operational efficiency and structural changes, Truist aims to achieve top quartile efficiency ratio and organic growth in CET1 ratio. Pricing flexibility and continuous improvement efforts present opportunities for the company's growth.

Truist Financial meets Q3 earnings, focuses on efficiency and digital growth

Truist Financial's Q3 performance showcased resilience in meeting earnings guidance amidst challenges.
Efforts to reduce expenses and optimize the balance sheet position the company for improved profitability.
Anticipated pressures on NIM and revenue present challenges, but cost-saving initiatives and digital growth offer opportunities.
Maintaining strong asset quality metrics and focusing on client relationships are key strengths for Truist Financial.

Truist Financial reports solid Q4 earnings, focuses on efficiency

Truist Financial's Q4 2023 performance showcased solid adjusted net income, improved asset quality metrics, and strategic guidance for 2024 amidst challenges in core efficiency and revenue generation.
The company's strengths lie in its commitment to community impact, efficiency improvement initiatives, diversified revenue streams in investment banking, and focus on profitability optimization.
Challenges include operational efficiency targets, revenue generation pressures, declining net interest income, and strategic decisions regarding the insurance business.
Opportunities for Truist include expanding community impact initiatives, realizing cost savings through efficiency improvements, managing credit quality, and driving sustainable growth through capital optimization.

Truist Financial reports solid Q1 earnings amidst revenue challenges

Truist Financial's Q1 performance was driven by strong investment banking revenue and digital growth, despite revenue challenges ahead.
The company's strengths lie in its capital position, purpose-driven initiatives, and confidence in core banking and investment performance.
While facing revenue declines and NII challenges, Truist sees opportunities in capital deployment, NII improvement, and purpose-driven growth.

Truist Financial posts strong Q3 earnings, eyes digital growth

Truist Financial delivered solid financial performance in Q3 2024, driven by revenue growth and disciplined expense management.
While facing revenue challenges in the near term, Truist's strong capital position and digital focus position it well for future opportunities.
The company's commitment to community support, innovation, and financial stability underpins its resilience and growth potential.

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Truist Financial is a regional bank operating largely in the Southeast and Mid-Atlantic. The financial institution managed to muddle through the early-2023 banking crisis in relative stride.

The Biggest Number From Truist Financial's Latest Quarter: 1.51%

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Truist Financial (TFC) announces a $750 million gross expense saving program to be achieved over 12-18 months. The company also reiterates Q3 and full-year 2023 revenue and expense guidance.

Truist Financial (TFC) Gains 1.1% on Expense Saving Program

Truist Financial will make “sizeable reductions” in its workforce from the third quarter through the first quarter of 2024. This is part of an effort to take out costs and lower expense growth, the financial services bank said in a presentation posted on its website Monday (Sept.

Truist Financial Plans ‘Sizable Reductions' in Jobs, $750 Million Cut in Expense

MPLX

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Truist Financial's preferred shares offer an overlooked way to invest in the company from an income perspective (but they don't offer a higher yield versus the common shares). The bank's financial performance shows a strong increase in interest income but also a sharp increase in interest expenses. Truist's exposure to commercial real estate is relatively low, and its loan loss provisions are providing additional coverage.

Truist Financial: The 6.3% Yielding Preferred Shares Could Be An Option

Ally Financial

With proposed regulatory changes in the air, regional banks still have some unanswered questions. However, there are some excellent regional financial institutions trading for a significant discount to book value.

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Financial Select Sector SPDR Fund

Eighteen regional banks may add about $63 billion of holding company debt to meet proposed regulatory guidelines for lending institutions of $100 billion to $250 billion of assets, in the latest challenge to the sector, according to a Bloomberg report.

Regional banks may saddle themselves with $63B in fresh debt to meet regulatory requirements: report

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Verizon

Conservative investors are partying like it is 1999, as money market rates are at 4.5% and certificates of deposits are above the 5% level.

7 Perfectly Priced ‘Strong Buy' Dividend Blue Chip Stocks Yielding Up to 9.2%

Remote job catalog curates thousands of high-quality, vetted remote roles for job seekers without a degree SAN FRANCISCO , Sept. 7, 2023 /PRNewswire/ -- SkillUp Coalition, a national collaboration of nonprofits, training providers, and employers, in partnership with Truist Foundation, today announced the launch of a remote job catalog tailored to support individuals who have less than a four-year degree and are skilled through alternative routes (STARs).

SkillUp Coalition, in Partnership with Truist Foundation, Launches Remote Job Catalog Focused on Access, Quality, and Career Growth for Non-Degree Holders

Bank of America

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Comerica

Before 2008, banks showed limited interest in these low-return securities. However, post the crisis, Basel Accords reduced financial risks, giving Treasury and agency securities a 0% risk weighting.

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Fifth Third Bancorp

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The U.S. Federal Reserve has warned regional banks about stricter liquidity requirements in a fresh regulatory push that will impact 2024 earnings of six affected banks, an analyst at J.P. Morgan said in a research note on Thursday.

Here's how much regional banks could lose under new liquidity rules

Funds will support relief, recovery efforts in communities across Florida Gulf Coast, Southeastern Seaboard CHARLOTTE, N.C. , Aug. 29, 2023 /PRNewswire/ -- As Hurricane Idalia rapidly accelerates and makes its way towards land, Truist Foundation announced it will donate $500,000 to support relief and recovery efforts for communities across the Florida Gulf Coast and Southeastern Seaboard impacted by the storm.

Truist Foundation commits $500,000 for Hurricane Idalia relief

Capital One

First Republic Bank

Moody's

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The failure of three large midsize banks in 2023 has regulators watching closely for signs of further risk to the banking system. A key concern is making sure the largest of this group are well capitalized enough to make all depositors whole in a failure scenario.

These Banks Are About to Face (Another) Profit Headwind: What It Means for Investors

Walgreens

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TORM

“Value ranking looks at the price of a stock relative to intrinsic firm value. Graham Value Stocks match the criteria Benjamin Graham followed." —YCharts Value Screener. 69 August Value large caps and Graham formula-derived results reflect established value stock detection criteria. Of those, 55 met the dogcatcher ridiculous ideal of dividends from $1K invested exceeding single share stock prices. Representing nine of eleven Morningstar Sectors, all 55 ideal value picks pay regular dividends. Broker target top ten net gains ranged 31.64%-73.39%, topped by PDM & PANL, as of 8/24/23.

69 Ben Graham September Value Stocks: 55 Ridiculous Buys

Grant will further advance economic mobility, strengthen small business ecosystem  PHILADELPHIA , Aug. 25, 2023 /PRNewswire/ -- Truist Foundation today announced a $1.2 million grant to National Association for Latino Community Asset Builders (NALCAB), a national network of more than 200 nonprofit organizations and a community development financial institution (CDFI) dedicated to advancing economic mobility. With the grant funds, NALCAB will bolster the capacity of its network members by connecting them to public policy advocacy resources and technical assistance that will help them directly access or prepare to access federal funding opportunities.

Truist Foundation grants National Association for Latino Community Asset Builders $1.2M to support communities across the U.S.

Truist Financial Corp reported disappointing Q2 results, missed revenue estimates and lowered guidance. The bank is facing cost-related headwinds on several fronts. In this update, I revisit my bullish stance on TFC stock, taking into account Truist's recent results, expense-related concerns, and higher funding costs. I also take a look at the company's - often proclaimed - concentration risk in commercial real estate and put related nonperforming loans in context.

Truist Financial: If You Sell Now, You Are Doing It Wrong

New location will provide career readiness training to individuals who face significant barriers to employment BIRMINGHAM, Ala. , Aug. 24, 2023 /PRNewswire/ -- Truist Foundation announced a $1 million grant to STRIVE, a national nonprofit that provides free job training and wraparound career support services for people facing barriers to quality employment.

Truist Foundation grants STRIVE $1M to launch career training program in Birmingham

KeyCorp

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Associated Banc-Corp

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Republic First Bancorp

Northern Trust

Charles Schwab

Synovus Financial

UMB Financial

Valley National

Zions Bancorp

U.S. banks and regional banks fell across the board on Tuesday, after S&P Global Ratings downgraded five smaller players after a review of risk related to funding, liquidity and asset quality with a focus on office commercial real estate.

U.S. banks and regional lenders slide across the board as S&P is latest to downgrade ratings

News for Truist Financial Stock (TFC)