Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SOFI stock might be down for now but it is not out. The company has solid potential and could be a winner in the long-term.

SoFi's Downward Journey Will Continue This Week

SoFi is a one-stop shop for financial needs.

This Is How SoFi Is Helping Its Members Fight Inflation

PayPal

Block

These three fintech stocks have all fallen more than 50% this past year.

3 Fintech Stocks to Buy While They're Down

Lemonade

These tech-oriented financial stocks carry considerable risk and potential for massive gains.

2 Fintech Stocks That Could Help Make You a Fortune

The extension of the Federal Student Loan Payment Moratorium came as a shock to SoFi. The personal finance company was forced to cut its FY 2022 guidance. However, revenues are only marginally affected. Revenues and EBITDA will simply be pushed into FY 2023.

SoFi: Not Done Yet

Could SoFi wind up being a multibagger in the long run?

Down Over 50% Year to Date, Is SoFi Now a Buy?

SoFi Technologies has gotten pummeled in 2022 with SOFI stock down 57%. Despite the downturn, it's still getting a lot of positive buzz.

The Positive Buzz for SoFi Stock Continues Despite 57% Decline

The last leg of a selloff is usually the capitulation phase, where long-standing holders or former vehement bulls throw in the towel. Short interest approaching 20%, in conjunction with a chart stuck in a down channel and a guidance cut, the guidance has now been 'kitchen-sinked'.

SoFi: What A Disaster

Sofi Technologies simply cannot find a bottom. Until it does, you should stay away from bullish SOFI stock plays.

Stay Away From Stinky SoFi Stock

A 2022 guidance cut compelled investors to sell shares earlier this month creating a wide discount to SoFi's stock price. The post This Is Why SoFi Stock Might Rebound appeared first on InvestorPlace.

This Is Why SoFi Stock Might Rebound

Despite the recent selloff, SoFi stock looks worth considering due to its aggressive expansion plans and upside potential. The post SoFi Stock More Than Reflects Negative Sentiments at Current Multiples appeared first on InvestorPlace.

SoFi Stock More Than Reflects Negative Sentiments at Current Multiples

In the long term, the student loan moratorium will be just a blip on the company's radar. As it expands beyond student loan refinancing, SoFi stock will soar.

Buy SoFi Stock Despite the Student Loan Moratorium

SOFI stock fell on Monday as SoFi announced a new plan to reward customers who hold its credit card. Here's what you need to know.

Why Is SoFi (SOFI) Stock in the Spotlight Today?

There are company-specific and macro risks facing SoFi Technologies, but near-term challenges should provide long-term gains for SOFI stock. The post It's Risky to Not Own Shares of SoFi Technologies appeared first on InvestorPlace.

It's Risky to Not Own Shares of SoFi Technologies

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced SoFi Checking & Savings members with direct deposit can start earning 3% cash back¹ on all eligible credit card purchases for a full year when they apply for and get approved for the SoFi Credit Card. This is the latest in a series of enhancements SoFi has launched for Checking & Savings direct deposit members in recent weeks to make sure the rising rate environm

While Inflation Rises, SoFi Helps Members Put More Cash Back in Their Pockets with 3% Credit Card Cash Back

SOFI stock is down more than 50% since the beginning of the year, and by 14.4% in the last month. Over the last week, SOFI shed 10%.

This Is When You Should Be Worried About SoFi Stock

SoFi's big-picture vision is much larger than its student loan offerings. End game, this will have little impact on the company, and SoFi stock will roar.

Is SoFi Stock Done For?

SOFI stock has not gained the benefit of the doubt on Wall Street yet, but that is a problem that should change in time. The post SoFi Stock Has Great Potential Despite Lackluster Stamina appeared first on InvestorPlace.

SoFi Stock Has Great Potential Despite Lackluster Stamina

SOFI was recently hit with a double whammy of inflation risk and extension of the student moratorium. As a result, SOFI's valuation had fallen by 70% since its 52 weeks highs of $24.95.

SoFi: Down 70% - In The Speculative Buy Zone

SOFI stock's weak 2022 outlook angered already fed-up investors unwilling to wait longer for the delayed growth catalysts to play out. The post SoFi Could Trade Between $6-$8, Creating a New Bottom.

SoFi Could Trade Between $6-$8, Creating a New Bottom. Here's Why.

Student loan extensions will hurt SOFI Stock, but its business is still in for a strong showing this year, marking a bearish overreaction. The post What the Student Loan Moratorium Extension Means for SoFi's Investors appeared first on InvestorPlace.

What the Student Loan Moratorium Extension Means for SoFi's Investors

SoFi specializes in student loan refinancing, credits cards and mortgages.

SoFi Technologies: Fintech Disruptor or Disaster?

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI), a leading next-generation financial services platform, today announced plans to host a conference call to discuss financial and operating results for the first quarter of 2022 on Tuesday, May 10, 2022, at 5 p.m. Eastern Time. SoFi also plans to release its first quarter 2022 results on the investor relations section of its website at https://investors.sofi.com after the close of the financial markets on Tuesday, May 10, 2022. Full session det

SoFi Schedules Conference Call to Discuss Q1 2022 Results

Today, investors in SoFi Technologies and SOFI stock are certainly singing the blues, as shares of this tech company fall to a 52-week low. The post Smart Investors Should Skip the SOFI Stock Dip appeared first on InvestorPlace.

Smart Investors Should Skip the SOFI Stock Dip

SoFi Technologies continues to face issues with the student debt moratorium. However, many still see value in SOFI stock from current levels.

News for SoFi Technologies Stock (SOFI)