Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

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Cost of revenue

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SG&A

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EBITDA

Net income

Earnings per share

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Cash & equivalents

Receivables

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Non-current assets

Net PPE

Intangibles

Total liabilities

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Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

We have been bullish on SoFi since the company landed its bank charter but it has gotten creamed since then.

SoFi: This Is Just Horrific

SoFi stock bears are questioning its growth as interest rates rise and a potential tech-related crash looms, but it has strong fundamentals. The post SoFi Stock Bulls Can Rejoice as a Great Catalyst Is Coming Up appeared first on InvestorPlace.

SoFi Stock Bulls Can Rejoice as a Great Catalyst Is Coming Up

The White House might extend the student loan moratorium. While this impacts its refinancing business, SOFI stock still has long-term upside.

SoFi Is Still a Long-Term Buy Despite the Student Loan Moratorium

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The trendiest Reddit stocks are mostly down through the first quarter of 2022. Expect that to remain mostly true for the coming months.

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SoFi Technologies, Inc. (SOFI) CEO Anthony Noto Presents at Bank of America's '22 Electronic Payment Symposium (Transcript)

SoFi, the innovative personal finance company with remarkable growth potential, has gotten pummeled in the recent selloff.

SoFi: Doubling Down On The Future Of Finance

SoFi's latest feature will allow members to automate crypto investments for zero fees

SoFi Launches No-Fee Cryptocurrency Purchases for Direct Deposit Members

Insiders have been purchasing shares aggressively during March with Anthony Noto spending over $1 million and others in senior leadership adding to their position.

SoFi Technologies: Strong Insider Buying, Massive Short Positions, 2 Downgrades, And I Am Buying More

BOGOTA, Colombia--(BUSINESS WIRE)--Galileo Financial Technologies, a subsidiary of SoFi Technologies, Inc. (NASDAQ: SOFI), today announced its recent expansion into Colombia. Galileo is currently providing services in Colombia where it can partner with issuers, banks, ecommerce and fintechs to enable their digital financial services offerings. Since Galileo's arrival in Mexico in 2020, it has established itself as a leading financial technology company in Latin America having onboarded more tha

Galileo Accelerates Latin American Growth with Expansion into Colombia

While SOFI stock put up some bonkers numbers recently, it's important to keep the bigger (and darker) picture in perspective. It is testing the gambler in everyone.

SoFi Technologies Stock Is Forcing Speculators to Take Notice

Although SOFI stock intrigues speculators with its hefty discount, investors must assess why that discount exists in the first place. The post The Discount in SoFi Technologies Is a Tempting but Risky Contrarian Trade appeared first on InvestorPlace.

The Discount in SoFi Technologies Is a Tempting but Risky Contrarian Trade

Investors buy good companies when they're out of favor and wait for the market to turn. SoFi is a good company.

SoFi Technologies: Patience, Grasshopper

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Despite a Fed rate hike and inflation fears, company insiders have been busy buying stocks. These include SOFI, CLOV, DKNG, SKLZ and CMG.

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Personal finance company Sofi Technologies (NASDAQ: SOFI) stock has been punished with the benchmark index sell-off despite seeing strong growth in its various segments.

Sofi Financial Stock Looks Attractive Down Here

SoFi insiders have been busy buying shares this month, led by CEO Anthony Noto. Noto has purchased 133,344 shares of SOFI stock during March.

Insiders Are Buying SoFi Stock. Here's Why.

Galileo, a new banking charter and nearby price confirmation could be a charming trio for SOFI stock bulls after the first quarter of play. The post Bull or Bear in SoFi Technologies Stock?

Bull or Bear in SoFi Technologies Stock?

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The world is pursuing complete digitization of financial services. These fintech stocks are leaders in the space with solid potential.

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SoFi dropped to a new 1-year low this week although tech and growth stocks have been rallying.

SoFi Technologies: This Bruised Growth Stock Is A Strong Buy

SOFI stock could be worth 34% more at $11.40, despite concerns about rising interest rates, as bad news is already is discounted. The post SoFi Technologies Is Getting Squeezed as Investors Worry About Upcoming Interest Rate Hikes appeared first on InvestorPlace.

SoFi Technologies Is Getting Squeezed as Investors Worry About Upcoming Interest Rate Hikes

Digital finance company SoFi is in focus today after Morgan Stanley downgraded shares. Despite the news, SOFI stock is up today!

Should You Buy SOFI Stock? Morgan Stanley Says ‘No.

The current crash in growth stocks is creating some, truly life-changing investment opportunities. And SoFi stock may be the best opportunity out there today.

Now's Your Chance to Buy SoFi Stock for 17X Gains by 2030

As the odds of SOFI stock falling below $5 per share in the near term rise, a solid opportunity could open up for this fintech play. The post If SoFi Technologies Becomes a Penny Stock, Buy It appeared first on InvestorPlace.

If SoFi Technologies Becomes a Penny Stock, Buy It

As the company secures a banking charter and commences derivatives trading, a new revenue source could provide a boost to SOFI stock. The post Chill Out and Play the Long Game With SoFi Technologies appeared first on InvestorPlace.

Chill Out and Play the Long Game With SoFi Technologies

SoFi's acquisition of Technisys could reap long-term benefits as the company continues building a best-in-class tech stack.

News for SoFi Technologies Stock (SOFI)