Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi announces Q1 2022 results Tuesday after the markets close. Down 73% over the past six months, SOFI stock likely won't get any good news.

Don't Expect Much From SoFi's Earnings Report

Coinbase

Kinross Gold

Occidental Petroleum

Premarket trading on Monday was not looking good for bulls. Equities were down by as much as 2.5% (Nasdaq Composite).

Earnings Previews: Coinbase, Kinross Gold, Occidental Petroleum, SoFi Technologies

SoFi cut its guidance at the beginning of the month as the student loan moratorium was pushed out further.

Why SoFi Technologies Plunged 35.2% in April

These two growth stocks have been squashed in recent months, and now it's time to buy.

The Top Growth Stocks to Buy With $100

SOFI stock is overvalued and there are too many political risks associated with it to make it investment worthy today. The post The Outlook of SoFi Stock Has Gotten Even Worse appeared first on InvestorPlace.

The Outlook of SoFi Stock Has Gotten Even Worse

SoFi Technologies' (SOFI) first-quarter 2022 revenues are expected to have benefited from strength across all segments.

What's Ahead for SoFi Technologies in (SOFI) Q1 Earnings?

Lucid Group

Marathon Digital Holdings

Mullen Automotive

Netflix

PayPal

Roblox

Riot Blockchain

Rivian Automotive

Shopify

Most S&P 500 investors think they're geniuses — until their first crash. Gen Z, which rushed into investing in 2020, might be getting theirs.

12 Horrific Stock Crashes Become Nightmares For Gen Z Investors

SoFi has a long-term vision, both wholesaling and retailing banking and brokerage services through mobile phones. In the present financial environment that's a tough sell The post With SoFi Technologies, Buy the Dip and Get the Hook appeared first on InvestorPlace.

With SoFi Technologies, Buy the Dip and Get the Hook

Sofi's quarterly earnings report is a turning point for shareholders, as the company's CEO must earn back investor confidence. The post Watch This Next Major Event for SoFi Technologies Stock appeared first on InvestorPlace.

Watch This Next Major Event for SoFi Technologies Stock

SoFi Technologies, Inc. (SOFI) Stock has been dropping today after a splendid hike on May 4. Investors believe today's dip is a pullback from yesterday's market surge and the dip is short-lived.

Buying SoFi Technologies, Inc. (SOFI) Stock dip? Here are the best places

Today, investors in SoFi Technologies and SOFI stock are getting a big boost from an announcement coming out of Latin America. The post Why Is SoFi (SOFI) Stock Heating Up Today?

Why Is SoFi (SOFI) Stock Heating Up Today?

A fearful market has moratorium and compensation concerns overblown and offers SOFI stock investors a chance to buy long-term growth cheaply. The post Buying SOFI Stock Isn't An Easy Choice, It's the Right Decision appeared first on InvestorPlace.

Buying SOFI Stock Isn't An Easy Choice, It's the Right Decision

SOFI stock has witnessed a surge in website visitors. That could be a strong sign in the lead up to earnings or something very different.

Should Investors Buy SoFi Stock Prior to May 10 Earnings?

American Express

SoFi is making waves in personal finance, but American Express has reinvented itself for a new generation of consumers.

Better Buy: American Express vs. SoFi Technologies

SoFi Technologies falls alongside the financial services and technology sectors. Until this changes, don't get involved with SOFI stock.

Pass on SoFi Technologies While it Swims Against the Market Current

Peloton

Boston Beer Company

These are the best potential M&A deals to invest in now. SAM, PTON, and SOFI can make great investments in 2022.

3 Potential M&A Deals That Could Be Huge Stock Movers

Its earnings are negative and it's had a rough 2022 so far, but SOFI stock is at 52-week lows and still has a solid business. The post SoFi Is a Battered but Promising Company You Can Buy for Cheap appeared first on InvestorPlace.

SoFi Is a Battered but Promising Company You Can Buy for Cheap

SoFi is a fintech company with two major business lines, banking and technology infrastructure. Its online banking business is not much different than what other banks and fintechs offer while the digital banking platform may be interesting for smaller banks.

SoFi Technologies Does Not Have Any Competitive Advantage

Given the time it'll take for this fintech supermarket to reach profitability, there's little appeal with SOFI stock at today's prices. The post SoFi Stock Offers a Lot of Waiting for Not Much Upside appeared first on InvestorPlace.

SoFi Stock Offers a Lot of Waiting for Not Much Upside

Robinhood

Sometimes, the less noisy name is the better choice.

Better Buy: SoFi Technologies vs. Robinhood Markets

Shares of SOFI have declined -71.79% since its IPO causing investors to see nothing but a sea of red in their accounts. Mr. Market's perception that SOFI is a student loan business needs to change as SOFI has evolved into a one-stop-shop for personal finance.

SoFi: The Story Is Far From Over As SoFi Isn't Just Student Loans

SoFi Technologies stock has continued to fall and is down over 70% from November highs. One of the main arguments that bears point to about the stock is its high stock-based compensation.

SoFi: Breaking Down The Bear Case - Stock-Based Compensation And Dilution

SoFi Technologies Inc. (BMV:SOFI) is a stock that has been under pressure. The stock has lost more than 27% in a month, with the current level significantly lower than its IPO price.

Watch SoFi as it enters the oversold region although stock is bearish

Sofi says it will make $180 million in Adj. EBITDA this year, but that could be a challenge.

SOFI Stock Could Fall 36.5% to 80% of Book Value During a Recession

First Hawaiian

Western Union

After a couple years of rock-bottom interest rates, the economic environment is changing, leading to renewed interest in financial stocks. The post 3 Financial Stocks to Buy in April appeared first on InvestorPlace.

News for SoFi Technologies Stock (SOFI)