Monthly Unique Users (MUUs)

Revenue segments as reported by the company.

Credit cards

Loans

Other verticals

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Change in fair value of contingent consideration related to earnouts

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

NerdWallet

NerdWallet, Inc. provides financial education and empowerment via online tools. Its tools offer sources for information, insight and consumer-driven advice about personal finance. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

NerdWallet exceeds Q4 revenue targets, eyes user engagement for growth

NerdWallet's Q4 performance surpassed expectations, driven by strong revenue growth and adjusted EBITDA margins.
The company's strategic focus on user engagement, personalization, and acquisitions positions it for continued success.
While facing challenges in the loans segment, NerdWallet remains optimistic about growth opportunities and innovation.

NerdWallet surpasses Q1 expectations, eyes strategic growth amidst challenges

NerdWallet's Q1 performance exceeded expectations, showcasing resilience and strategic foresight amidst macroeconomic challenges.
The company's focus on growth pillars, disciplined investments, and brand campaigns positions them well for future success and market expansion.
While facing challenges in maintaining margins and sustaining growth momentum, NerdWallet remains agile and confident in their strategic approach.

NerdWallet exceeds revenue expectations in Q2 amidst credit challenges

NerdWallet's Q2 performance reflects revenue growth and margin stability, with a focus on operational efficiency and strategic investments. The company faces challenges in credit cards and loans segments but shows resilience in other verticals.
Strategic strengths include diversified revenue streams, AI chatbot integration, and a disciplined approach to acquisitions. Opportunities in personal loans growth, user expansion, and market penetration strategies position NerdWallet for future success.
Navigating challenges in credit cards, loans, and regulatory uncertainties while capitalizing on growth opportunities will be crucial for NerdWallet's sustained success. The company's commitment to innovation and market capture bodes well for its competitive positioning.

NerdWallet surpasses Q3 targets with strong audience growth and diversification

NerdWallet's Q3 performance exceeded expectations, driven by audience growth and revenue diversification.
While facing challenges in credit card revenue and marketing expenses, the company remains optimistic about future opportunities.
Strengths in organic traffic, product innovation, and operational efficiency position NerdWallet for sustainable growth.
To capitalize on opportunities, NerdWallet must address challenges in revenue diversification and marketing efficiency.

NerdWallet anticipates revenue growth rebound in 2024 amid challenges

NerdWallet faced challenges in credit cards and loans but anticipates recovery in 2024.
Strong focus on growth pillars and novel initiatives to drive future growth.
Expectation of returning to double-digit revenue growth in the second half of 2024.
Management expresses gratitude for team efforts and plans to share business vision.
MUU growth outpacing revenue growth, supported by consumer engagement.

NerdWallet doubles operating income, eyes international growth for rebound

NerdWallet delivered strong financial performance in Q1 2024, exceeding key guidance metrics.
While facing revenue challenges, the company is strategically positioned for growth through diversification and international expansion.
Opportunities in SMB products and international markets offer avenues for revenue recovery and long-term success.
Balancing profitability and growth remains a key focus, with a positive outlook for the second half of the year.

NerdWallet reports Q2 revenue growth, eyes strategic investments for growth

NerdWallet's Q2 performance showed revenue growth and a surge in the insurance segment.
Challenges in non-GAAP operating income were addressed through cost-saving measures.
Opportunities lie in the projected revenue growth and strategic investments for the future.

NerdWallet surpasses Q3 expectations with strategic growth initiatives

NerdWallet's Q3 performance exceeded expectations, driven by strong growth in insurance and SMB verticals, despite challenges in credit cards revenue and user acquisition.
Strategic investments in new products and acquisitions, along with a focus on disciplined spending and brand loyalty, position NerdWallet for future growth.
Addressing challenges in user growth and credit cards revenue decline while capitalizing on opportunities for margin accretion and strategic investments will be key for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NerdWallet, Inc. engages in the provision of financial education and empowerment through online tools. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

Financial guidance firm NerdWallet is acquiring consumer debt robo-advisor platform On the Barrelhead for approximately $120 million, consisting of roughly $70 million in cash and $50 million in NerdWallet Class A common stock, according to a Thursday (June 23) press release. Headquartered in Colorado and co-founded in 2017 by CEO Sam Yount, Tim Calkins, and Joseph Fahr, On the Barrelhead is a […]

NerdWallet Signs $120M Deal for On The Barrelhead

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet To Acquire On The Barrelhead

NerdWallet To Acquire On The Barrelhead

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SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet: Half of Americans Plan to Attend a Wedding as a Guest in 2022

NerdWallet: Half of Americans Plan to Attend a Wedding as a Guest in 2022

NerdWallet, Inc. (NASDAQ:NRDS ) Q1 2022 Earnings Conference Call May 3, 2022 5:00 PM ET Company Participants Caitlin MacNamee - Head of Investor Relations Tim Chen - Co-founder, Chairman & Chief Executive Officer Lauren St.Clair - Chief Financial Officer Conference Call Participants Robert Zeller - Truist Securities Nat Schindler - Bank of America Justin Patterson - KeyBanc Capital Markets Ross Sandler - Barclays Ralph Schackart - William Blair Jed Kelly - Oppenheimer James Faucette - Morgan Stanley Pete Christiansen - Citi Youssef Squali - Truist Operator Ladies and gentlemen, thank you for standing by and welcome to the NerdWallet, Inc. Q1 2022 Earnings Call. [Operator Instructions] I would now like to hand the conference over to your host, Caitlin MacNamee, Head of Investor Relations.

NerdWallet, Inc. (NRDS) CEO Tim Chen on Q1 2022 Results - Earnings Call Transcript

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Reports First Quarter 2022 Results

NerdWallet Reports First Quarter 2022 Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review First Quarter 2022 Financial Results

NerdWallet Announces Conference Call to Review First Quarter 2022 Financial Results

Stamps.com

SAN FRANCISCO--(BUSINESS WIRE)--Ken McBride Appointed to NerdWallet's Board of Directors

Ken McBride Appointed to NerdWallet's Board of Directors

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet: Most Americans Plan to Travel in 2022

NerdWallet: Most Americans Plan to Travel in 2022

NerdWallet, Inc. (NRDS) CEO Tim Chen on Q4 2021 Results - Earnings Call Transcript

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Reports Fourth Quarter and Full Year 2021 Results

NerdWallet Reports Fourth Quarter and Full Year 2021 Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review 2021 Fourth Quarter and Full-Year Financial Results

NerdWallet Announces Conference Call to Review 2021 Fourth Quarter and Full-Year Financial Results

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6 Underperforming IPO Stocks To Buy On The Dip

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Why Do Angel Investing When Big Tech Will Suffice?

SAN FRANCISCO, Jan. 11, 2022 /PRNewswire/ --  NerdWallet , Inc. (Nasdaq: NRDS), a website and app that provides consumers and small businesses with trustworthy financial guidance, found that household debt is on the rise, with the average indebted U.S. household owing $155,622. According to NerdWallet's annual American Household Credit Card Debt Study , American households hold $15.24 trillion in debt nationwide, an increase of 6.2% from the amount of household debt owed a year earlier.

NerdWallet: U.S. Households Owe More Than $15 Trillion in Debt

SAN FRANCISCO, Jan. 7, 2022 /PRNewswire/ --  NerdWallet , Inc. (Nasdaq: NRDS), a website and app that provides consumers and small businesses with trustworthy financial guidance, announces the winners of its 2022 Best-Of Awards . This year's awards recognize the best financial products across Banking, Credit Cards, Insurance, Investing, Mortgages, Personal Loans, Student Loans, and Travel Rewards.

NerdWallet Reveals 2022 Best-Of Awards Winners

SAN FRANCISCO, Dec. 14, 2021 /PRNewswire/ -- NerdWallet, Inc. (Nasdaq: NRDS), a website and app that provides consumers and small businesses with trustworthy financial guidance, welcomes John Caine as its new Chief Product Officer (CPO). Caine will be part of the executive leadership team at NerdWallet, where he will accelerate product development to provide consumers with the best product experiences.

NerdWallet Welcomes John Caine as Chief Product Officer

Analysts initiated coverage on Nerdwallet Inc (NASDAQ:NRDS), suggesting attractive upsides. Nerdwallet is a free tool to find the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare, and airlines.

Read Why Analysts See Up To 77% Upside In Nerdwallet

Stay on top of potential movements by understanding this fintech up-and-comer's core business and risks.

What to Watch After NerdWallet's IPO

Don't waste your time with another overpriced IPO stock -- NerdWallet. NRDS stock is valued at least 30 times its future earnings, which is just way too high.

Don't Waste Your Time With Overpriced NerdWallet Anywhere Above $18

NRDS stock rallied hard on its first day. Still, value-focused investors shouldn't be worried as NerdWallet is a strong revenue generator.

NerdWallet Stock Lets Investors Express Their Inner Geek

Nerdwallet has gone public in an IPO which has attracted great interest from investors. Investors appear attracted to recent signs of accelerated growth and improved operating leverage.

NerdWallet: Not Paying Up For It

NerdWallet recently went public with a valuation of $1.2B. The stock shot up 90% on its first trading day prior to correcting.

Is NerdWallet Stock A Buy Or Hold As It Recently IPO'd?

SAN FRANCISCO, Nov. 8, 2021 /PRNewswire/ -- NerdWallet, Inc. ("NerdWallet") announced today the closing of its initial public offering of 8,337,500 shares of Class A common stock, including the full exercise by the underwriters of their option to purchase 1,087,500 shares of Class A common stock, at a price to the public of $18.00 per share. The shares are listed for trading on the Nasdaq Global Market under the ticker symbol "NRDS.

NerdWallet Announces Closing of Initial Public Offering and Full Exercise of Underwriters' Option to Purchase Additional Shares

The personal finance company NerdWallet saw its stock jump nearly 90% on Thursday (Nov. 4) in the aftermath of its initial public offering (IPO), a rise that led the Nasdaq to briefly halt trades on the stock three times. According to Seeking Alpha, NerdWallet's stock opened at 11:34 a.m.

News for NerdWallet Stock (NRDS)