Monthly Unique Users (MUUs)

Revenue segments as reported by the company.

Credit cards

Loans

Other verticals

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Change in fair value of contingent consideration related to earnouts

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

NerdWallet

NerdWallet, Inc. provides financial education and empowerment via online tools. Its tools offer sources for information, insight and consumer-driven advice about personal finance. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

NerdWallet exceeds Q4 revenue targets, eyes user engagement for growth

NerdWallet's Q4 performance surpassed expectations, driven by strong revenue growth and adjusted EBITDA margins.
The company's strategic focus on user engagement, personalization, and acquisitions positions it for continued success.
While facing challenges in the loans segment, NerdWallet remains optimistic about growth opportunities and innovation.

NerdWallet surpasses Q1 expectations, eyes strategic growth amidst challenges

NerdWallet's Q1 performance exceeded expectations, showcasing resilience and strategic foresight amidst macroeconomic challenges.
The company's focus on growth pillars, disciplined investments, and brand campaigns positions them well for future success and market expansion.
While facing challenges in maintaining margins and sustaining growth momentum, NerdWallet remains agile and confident in their strategic approach.

NerdWallet exceeds revenue expectations in Q2 amidst credit challenges

NerdWallet's Q2 performance reflects revenue growth and margin stability, with a focus on operational efficiency and strategic investments. The company faces challenges in credit cards and loans segments but shows resilience in other verticals.
Strategic strengths include diversified revenue streams, AI chatbot integration, and a disciplined approach to acquisitions. Opportunities in personal loans growth, user expansion, and market penetration strategies position NerdWallet for future success.
Navigating challenges in credit cards, loans, and regulatory uncertainties while capitalizing on growth opportunities will be crucial for NerdWallet's sustained success. The company's commitment to innovation and market capture bodes well for its competitive positioning.

NerdWallet surpasses Q3 targets with strong audience growth and diversification

NerdWallet's Q3 performance exceeded expectations, driven by audience growth and revenue diversification.
While facing challenges in credit card revenue and marketing expenses, the company remains optimistic about future opportunities.
Strengths in organic traffic, product innovation, and operational efficiency position NerdWallet for sustainable growth.
To capitalize on opportunities, NerdWallet must address challenges in revenue diversification and marketing efficiency.

NerdWallet anticipates revenue growth rebound in 2024 amid challenges

NerdWallet faced challenges in credit cards and loans but anticipates recovery in 2024.
Strong focus on growth pillars and novel initiatives to drive future growth.
Expectation of returning to double-digit revenue growth in the second half of 2024.
Management expresses gratitude for team efforts and plans to share business vision.
MUU growth outpacing revenue growth, supported by consumer engagement.

NerdWallet doubles operating income, eyes international growth for rebound

NerdWallet delivered strong financial performance in Q1 2024, exceeding key guidance metrics.
While facing revenue challenges, the company is strategically positioned for growth through diversification and international expansion.
Opportunities in SMB products and international markets offer avenues for revenue recovery and long-term success.
Balancing profitability and growth remains a key focus, with a positive outlook for the second half of the year.

NerdWallet reports Q2 revenue growth, eyes strategic investments for growth

NerdWallet's Q2 performance showed revenue growth and a surge in the insurance segment.
Challenges in non-GAAP operating income were addressed through cost-saving measures.
Opportunities lie in the projected revenue growth and strategic investments for the future.

NerdWallet surpasses Q3 expectations with strategic growth initiatives

NerdWallet's Q3 performance exceeded expectations, driven by strong growth in insurance and SMB verticals, despite challenges in credit cards revenue and user acquisition.
Strategic investments in new products and acquisitions, along with a focus on disciplined spending and brand loyalty, position NerdWallet for future growth.
Addressing challenges in user growth and credit cards revenue decline while capitalizing on opportunities for margin accretion and strategic investments will be key for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NerdWallet, Inc. engages in the provision of financial education and empowerment through online tools. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

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SoFi Technologies

With macro issues putting pressure on the overall market once again, now may be a great time to buy fintech stocks on weakness. While it's unclear as to how long this latest round of volatility may last, there are currently several names in this space worth considering.

These Are the ONLY 7 Fintech Stocks to Consider in August 2023

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While you don't need to look far to find some scorching-hot ideas (hint: artificial intelligence) in the market right now, investors seeking to go off the beaten path may find solace in undervalued stocks under $20. True, you don't want to buy securities just based on their price tag.

The 7 Most Undervalued Stocks Under $20 to Buy Now: August 2023

NerdWallet's actual revenue growth might surprise on the upside, considering that the company is likely to engage in acquisitions going forward. NRDS has multiple profitability improvement levers, which puts it in a good position to achieve above-expectations operating margins. My rating for NerdWallet stock is raised to a Buy, as I think that NRDS has the potential to deliver positive surprises in areas like revenue growth and margin expansion.

NerdWallet: Expecting Positive Surprises (Rating Upgrade)

inTEST

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Given that buying a basket of securities listed on the S&P 500 index can get you about 17% returns so far this year, the concept of must-own stocks under $20 naturally piques investors' interest. With so many names flying high, discounts appear few and far between.

A Bargain Hunter's Dream: 7 Must-Own Stocks Under $20

NerdWallet technically beat expectations for revenue in the second quarter but fell short of expectations on the bottom line. The personal finance guidance specialist is seeing headwinds in the lending and insurance markets.

Why NerdWallet Stock Dropped Today

NerdWallet, Inc. (NASDAQ:NRDS ) Q2 2023 Earnings Conference Call August 2, 2023 4:30 PM ET Company Participants Caitlin MacNamee - Head of Investor Relations Tim Chen - Co-Founder & Chief Executive Officer Lauren StClair - Chief Financial Officer Conference Call Participants Justin Patterson - KeyBanc Robert Zeller - Truist Michael Infante - Morgan Stanley Jed Kelly - Oppenheimer Ralph Schackart - William Blair Pete Christiansen - Citi Operator Good day, and thank you for standing by. Welcome to the NerdWallet Inc. Q2 2023 Earnings Call.

NerdWallet, Inc. (NRDS) Q2 2023 Earnings Call Transcript

NerdWallet, Inc. (NRDS) came out with a quarterly loss of $0.14 per share versus the Zacks Consensus Estimate of a loss of $0.03. This compares to loss of $0.14 per share a year ago.

NerdWallet, Inc. (NRDS) Reports Q2 Loss, Tops Revenue Estimates

SAN FRANCISCO--(BUSINESS WIRE)--NERDWALLET REPORTS SECOND QUARTER 2023 RESULTS.

NerdWallet Reports Second Quarter 2023 Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review 2023 Second Quarter Financial Results.

NerdWallet Announces Conference Call to Review 2023 Second Quarter Financial Results

NerdWallet, a high-quality content business, is undervalued and has potential for significant growth in the financial services advertising market. The market currently undervalues NerdWallet, providing investors with an opportunity to acquire the stock at a discounted valuation. I view the stock as a buy and keep and have end-of-year price target of $16 on the stock.

NerdWallet: High-Quality Business At A Discounted Valuation

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While the traditional approach to market success calls for patiently investing in reliable blue chips, those that want to see more immediate gains may consider small-cap stocks to buy. Here, the point is about accepting massive risk to hopefully realize massive rewards.

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The world's foremost artificial intelligence (AI) stock trading algorithm, An-E, predicts that seven stocks will gain 5%

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A spate of earnings reports rolled in through the past week, and a rough parity between gaining stocks and decliners held the FinTech IPO Index to a 1.4% gain. NerdWallet shares plunged 30% through the past five sessions.

NerdWallet and SoFi Earnings Blunt FinTech IPO Gains as Index Adds 1.4%

Management cited headwinds in the credit card and insurance verticals. Second-quarter guidance was well below expectations.

Why NerdWallet Stock Tumbled Today

Start Time: 16:30 January 1, 0000 5:22 PM ET NerdWallet, Inc. (NASDAQ:NRDS ) Q1 2023 Earnings Conference Call May 02, 2023, 16:30 PM ET Company Participants Tim Chen - CEO Lauren StClair - CFO Caitlin MacNamee - Head, IR Conference Call Participants James Faucette - Morgan Stanley Jed Kelly - Oppenheimer Justin Patterson - KeyBanc Capital Markets Youssef Squali - Truist Ross Sandler - Barclays Ralph Schackart - William Blair Pete Christiansen - Citi Operator Good day and thank you for standing by. Welcome to the NerdWallet Q1 2023 Earnings Call.

NerdWallet, Inc. (NRDS) Q1 2023 Earnings Call Transcript

NerdWallet, Inc. (NRDS) came out with quarterly earnings of $0.02 per share, beating the Zacks Consensus Estimate of a loss of $0.04 per share. This compares to loss of $0.16 per share a year ago.

NerdWallet, Inc. (NRDS) Surpasses Q1 Earnings and Revenue Estimates

SAN FRANCISCO--(BUSINESS WIRE)--NERDWALLET REPORTS FIRST QUARTER 2023 RESULTS.

NerdWallet Reports First Quarter 2023 Results

NerdWallet, Inc. (NRDS) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Will NerdWallet, Inc. (NRDS) Report Negative Earnings Next Week? What You Should Know

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet, Inc. (NASDAQ: NRDS), a platform that provides financial guidance to consumers and small and mid-sized businesses (SMBs), today announced that it will release its first quarter 2023 financial results on Tuesday, May 2, 2023, and hold a related conference call to discuss the results at 1:30 p.m. Pacific Time the same day.

NerdWallet Announces Conference Call to Review 2023 First Quarter Financial Results

NerdWallet is a personal finance site that lets consumers shop for and compare a variety of financial products. Investors are optimistic about its solid earnings in the second half of last year.

This Finance Stock Is Up 119% Year to Date. Is It a Buy?

The personal finance company posted solid gains in Q4.

Why NerdWallet Stock Rose 27.5% This Week

Upstart Holdings

The earnings cavalcade continues. For the FinTech IPO Index, gainers battled declining stocks to a draw.

Nerdwallet, Upstart Lead Earnings Avalanche as FinTech IPO Index Gains 1%

WASHINGTON--(BUSINESS WIRE)--NerdWallet, Inc. (Nasdaq: NRDS), a platform that provides financial guidance to consumers and small and mid-sized businesses (SMBs), found in their recent survey that only 30% of Americans know where to find reputable information when they have questions about financial products and topics.

MPOWER Financing Named “Best Student Loan for International & DACA Students in 2023” by NerdWallet's Best-Of Awards

NerdWallet, Inc. (NASDAQ:NRDS ) Q4 2022 Earnings Conference Call February 14, 2023 4:30 PM ET Company Participants Caitlin MacNamee - Head, IR Tim Chen - CEO Lauren StClair - CFO Conference Call Participants Ross Sandler - Barclays Justin Patterson - KeyBanc Youssef Squali - Truist Michael Infante - Morgan Stanley Jed Kelly - Oppenheimer Ralph Schackart - William Blair Nicolette Radomski - Citi Operator Good day and thank you for standing by. Welcome to the NerdWallet, Inc. Q4 2022 Earnings Call.

NerdWallet, Inc. (NRDS) Q4 2022 Earnings Call Transcript

NerdWallet, Inc. (NRDS) delivered earnings and revenue surprises of 33.33% and 2.46%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

News for NerdWallet Stock (NRDS)