Monthly Unique Users (MUUs)

Revenue segments as reported by the company.

Credit cards

Loans

Other verticals

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Research and development

Sales and marketing

General and administrative

Change in fair value of contingent consideration related to earnouts

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

NerdWallet

NerdWallet, Inc. provides financial education and empowerment via online tools. Its tools offer sources for information, insight and consumer-driven advice about personal finance. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

NerdWallet exceeds Q4 revenue targets, eyes user engagement for growth

NerdWallet's Q4 performance surpassed expectations, driven by strong revenue growth and adjusted EBITDA margins.
The company's strategic focus on user engagement, personalization, and acquisitions positions it for continued success.
While facing challenges in the loans segment, NerdWallet remains optimistic about growth opportunities and innovation.

NerdWallet surpasses Q1 expectations, eyes strategic growth amidst challenges

NerdWallet's Q1 performance exceeded expectations, showcasing resilience and strategic foresight amidst macroeconomic challenges.
The company's focus on growth pillars, disciplined investments, and brand campaigns positions them well for future success and market expansion.
While facing challenges in maintaining margins and sustaining growth momentum, NerdWallet remains agile and confident in their strategic approach.

NerdWallet exceeds revenue expectations in Q2 amidst credit challenges

NerdWallet's Q2 performance reflects revenue growth and margin stability, with a focus on operational efficiency and strategic investments. The company faces challenges in credit cards and loans segments but shows resilience in other verticals.
Strategic strengths include diversified revenue streams, AI chatbot integration, and a disciplined approach to acquisitions. Opportunities in personal loans growth, user expansion, and market penetration strategies position NerdWallet for future success.
Navigating challenges in credit cards, loans, and regulatory uncertainties while capitalizing on growth opportunities will be crucial for NerdWallet's sustained success. The company's commitment to innovation and market capture bodes well for its competitive positioning.

NerdWallet surpasses Q3 targets with strong audience growth and diversification

NerdWallet's Q3 performance exceeded expectations, driven by audience growth and revenue diversification.
While facing challenges in credit card revenue and marketing expenses, the company remains optimistic about future opportunities.
Strengths in organic traffic, product innovation, and operational efficiency position NerdWallet for sustainable growth.
To capitalize on opportunities, NerdWallet must address challenges in revenue diversification and marketing efficiency.

NerdWallet anticipates revenue growth rebound in 2024 amid challenges

NerdWallet faced challenges in credit cards and loans but anticipates recovery in 2024.
Strong focus on growth pillars and novel initiatives to drive future growth.
Expectation of returning to double-digit revenue growth in the second half of 2024.
Management expresses gratitude for team efforts and plans to share business vision.
MUU growth outpacing revenue growth, supported by consumer engagement.

NerdWallet doubles operating income, eyes international growth for rebound

NerdWallet delivered strong financial performance in Q1 2024, exceeding key guidance metrics.
While facing revenue challenges, the company is strategically positioned for growth through diversification and international expansion.
Opportunities in SMB products and international markets offer avenues for revenue recovery and long-term success.
Balancing profitability and growth remains a key focus, with a positive outlook for the second half of the year.

NerdWallet reports Q2 revenue growth, eyes strategic investments for growth

NerdWallet's Q2 performance showed revenue growth and a surge in the insurance segment.
Challenges in non-GAAP operating income were addressed through cost-saving measures.
Opportunities lie in the projected revenue growth and strategic investments for the future.

NerdWallet surpasses Q3 expectations with strategic growth initiatives

NerdWallet's Q3 performance exceeded expectations, driven by strong growth in insurance and SMB verticals, despite challenges in credit cards revenue and user acquisition.
Strategic investments in new products and acquisitions, along with a focus on disciplined spending and brand loyalty, position NerdWallet for future growth.
Addressing challenges in user growth and credit cards revenue decline while capitalizing on opportunities for margin accretion and strategic investments will be key for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

NerdWallet, Inc. engages in the provision of financial education and empowerment through online tools. The company was founded by Tim Chen and Jacob Gibson in 2009 and is headquartered in San Francisco, CA.

SAN FRANCISCO--(BUSINESS WIRE)--NERDWALLET REPORTS FOURTH QUARTER AND FULL YEAR 2022 RESULTS

NerdWallet Reports Fourth Quarter and Full Year 2022 Results

Financial platform and top IPO stock NerdWallet is approaching its first buy point since its market debut in November 2021. The post IPO Stock Of The Week: Financial Platform NerdWallet Approaches First Buy Point As Public Company appeared first on Investor's Business Daily.

IPO Stock Of The Week: Financial Platform NerdWallet Approaches First Buy Point As Public Company

NerdWallet, Inc. expands with impressive revenues and EBITDA amidst macroeconomic volatility. Its liquidity position remains impressive and shows fundamental stability.

NerdWallet: Rosy Growth Prospects, Potential Undervaluation Make It A Buy

SAN FRANCISCO--( BUSINESS WIRE )--NerdWallet, Inc. (NASDAQ: NRDS), a platform that provides financial guidance to consumers and small and mid-sized businesses (SMBs), today announced that it will release its fourth quarter and full-year 2022 financial results on Tuesday, February 14, 2023, and hold a related conference call to discuss the results at 1:30 p.m. Pacific Time the same day.

NerdWallet Announces Conference Call to Review 2022 Fourth Quarter and Full-Year Financial Results

LendingClub

NerdWallet's Annual Awards That Help Consumers Make Smart Financial Decisions Recognizes LendingClub as One of The Top Personal Loans Products SAN FRANCISCO , Jan. 4, 2023 /PRNewswire/ -- LendingClub Bank, America's leading digital marketplace bank and a subsidiary of LendingClub Corporation (NYSE: LC), has been recognized by Nerdwallet as 2023's Best Personal Loan for Fair Credit. NerdWallet, Inc. (Nasdaq: NRDS), a platform that provides financial guidance to consumers and small and mid-sized businesses (SMBs), found in their recent survey that only 30% of Americans know where to find reputable information when they have questions about financial products and topics.

LendingClub Named Best Personal Loan for Fair Credit By NerdWallet's 2023 Best-Of Awards

SAN FRANCISCO--( BUSINESS WIRE )--NerdWallet, Inc. (Nasdaq: NRDS), a platform that provides financial guidance to consumers and small and mid-sized businesses (SMBs), today announced the winners of its 2023 Best-Of Awards. This year's awards recognize the best financial products across Banking, Credit Cards, Insurance, Investing, Mortgages, Personal Loans, Student Loans, and Travel Rewards.

NerdWallet Announces 2023 Best-Of Award Winners

NerdWallet, Inc. is a financial comparison website which is ranked number 6 across financial websites in the USA and has over 24 million website visits per month. The company reported strong financial results for the third quarter of 2022, beating both revenue and earnings estimates.

NerdWallet: Rapid Growth And Undervalued

Euronav

MacroGenics

Invest in stocks like MacroGenics (MGNX), NerdWallet (NRDS) & Euronav (EURN) at the moment for superb earnings acceleration.

Buy These 3 Top Stocks for Solid Earnings Acceleration

The consensus price target hints at a 66.5% upside potential for NerdWallet, Inc. (NRDS). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts See a 66% Upside in NerdWallet, Inc. (NRDS): Can the Stock Really Move This High?

LivePerson

Olink Holding AB

LiveRamp Holdings Inc

Invest in stocks like MacroGenics (MGNX), NerdWallet (NRDS) & LivePerson (LPSN) at the moment for superb earnings acceleration.

5 Best Stocks to Invest in for Solid Earnings Acceleration

The consensus price target hints at a 64.7% upside potential for NerdWallet, Inc. (NRDS). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.

Wall Street Analysts See a 65% Upside in NerdWallet, Inc. (NRDS): Can the Stock Really Move This High?

NerdWallet, Inc. (NASDAQ:NRDS ) Q3 2022 Earnings Conference Call November 2, 2022 4:30 PM ET Company Participants Caitlin MacNamee - Head of Investor Relations Tim Chen - Chief Executive Officer Lauren StClair - Chief Financial Officer Conference Call Participants Justin Patterson - KeyBanc Capital Markets Ralph Schackart - William Blair Youssef Squali - Truist Securities Jed Kelly - Oppenheimer Ross Sandler - Barclays James Faucette - Morgan Stanley Operator Good day, and thank you for standing by. Welcome to the NerdWallet, Inc. Q3 2022 Earnings Call.

NerdWallet, Inc. (NRDS) Q3 2022 Earnings Call Transcript

SAN FRANCISCO--(BUSINESS WIRE)--NERDWALLET REPORTS THIRD QUARTER 2022 RESULTS

NerdWallet Reports Third Quarter 2022 Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Releases Inaugural Environmental, Social and Governance Report

NerdWallet Releases Inaugural Environmental, Social and Governance Report

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review Third Quarter 2022 Financial Results

NerdWallet Announces Conference Call to Review Third Quarter 2022 Financial Results

Affirm

Coinbase

Robinhood

Lemonade

SoFi Technologies

Block

You invest in undervalued fintech stocks because they are trading at a discount and are promising rapid growth in the near term. While the overall stock market has been on a tear in recent years, many fintech stocks have been lagging.

7 Undervalued Fintech Stocks to Buy Right Now

SAN FRANCISCO--(BUSINESS WIRE)--Maurice Taylor Appointed to NerdWallet's Board of Directors

Maurice Taylor Appointed to NerdWallet's Board of Directors

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet to Present at the Barclays Global Financial Services Conference

NerdWallet to Present at the Barclays Global Financial Services Conference

Nu Holdings

Payoneer Global

The earnings caravan rumbles on. And the results, as seen over the past week — at least for the digital first and digital only upstarts out to change financial services — have been mixed.

Payoneer, Nubank, NerdWallet Gains Soften Slump of FinTech IPO Index

The mean of analysts' price targets for NerdWallet, Inc. (NRDS) points to a 153.5% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Wall Street Analysts Think NerdWallet, Inc. (NRDS) Could Surge 154%: Read This Before Placing a Bet

NerdWallet, Inc. (NASDAQ:NRDS ) Q2 2022 Earnings Conference Call August 4, 2022 5:00 PM ET Company Participants Caitlin MacNamee - Head of Investor Relations Tim Chen - Chief Executive Officer Lauren StClair - Chief Financial Officer Conference Call Participants Ralph Schackart - William Blair Ross Sandler - Barclays Justin Patterson - KeyBanc Michael Infante - Morgan Stanley Operator Thank you for standing by. My name is Christie, and I will be your conference operator today.

NerdWallet, Inc. (NRDS) CEO Tim Chen on Q2 2022 Results - Earnings Call Transcript

SAN FRANCISCO--(BUSINESS WIRE)--NERDWALLET REPORTS SECOND QUARTER 2022 RESULTS

NerdWallet Reports Second Quarter 2022 Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Conference Call to Review Second Quarter 2022 Financial Results

NerdWallet Announces Conference Call to Review Second Quarter 2022 Financial Results

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Announces Departure of Chief Marketing Officer Kelly Gillease

NerdWallet Announces Departure of Chief Marketing Officer Kelly Gillease

SAN FRANCISCO--(BUSINESS WIRE)--NerdWallet Completes Acquisition of On The Barrelhead

News for NerdWallet Stock (NRDS)