Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

SAN JOSE, Calif.--(BUSINESS WIRE)---- $FICO--CrossCountry Mortgage (CCM), the nation's number three retail mortgage lender, has adopted FICO® Score 10 T. As a forward-thinking industry trailblazer, the lender will use FICO's newest, most innovative, and most predictive scoring model to support origination and decision making for non-confirming loans, ultimately helping more consumers realize the dream of homeownership. Additionally, CCM is the first mortgage lender to commit to issuing mortgage-backed se.

CrossCountry Mortgage Adopts FICO® Score 10 T, Providing Forward Looking Insights for Mortgage-Backed Security Investors

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: Improvements to digital simulation enable companies to develop confidence quickly, explore alternatives easily, and innovate faster while reducing risk. FICO® Platform delivers 20+ enhancements to capstone its 2023 innovation roadmap. FICO will be showcasing the innovations and use cases for FICO® Platform at FICO® World, FICO's premiere client event, on April 15-18, 2024, in San Diego. Global analytics software leader FICO today a.

FICO Supercharges Business Outcomes with Innovations in Simulation Technology on FICO Platform

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Fair Isaac (FICO) is benefiting from an innovative portfolio and an expanding clientele, which will include credit unions, thanks to the Preferred Partner status by NAFCU.

Fair Isaac (FICO) Rides on Robust Portfolio & Strong Clientele

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BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: FICO remains at the forefront of industry-innovation in decision-making, machine learning, and AI-related technology advancements. FICO's current patent portfolio consists of 223 US and foreign active patents, with an additional 73 patent applications filed and pending. Global analytics software leader FICO has been granted ten patents, related to digital decisioning, fraud detection, machine learning, and responsible AI. The new p.

FICO Granted 10 New Patents to Improve Decision-Making for Enterprises

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With Quiver Quantitative's recent institutional holdings data, we can see that hedge funds and asset managers have been increasing their holdings in Fair Isaac Corporation FICO. Firms such as Fidelity, T.

The Bull Case For Fair Isaac Corporation - Fair Isaac (NYSE:FICO)

MUMBAI, India--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: HDFC Bank, Axis Bank and AU Small Finance Bank are early adopters with FICO® Platform FICO® Platform is now available in India – delivering the latest advanced analytics and artificial intelligence capabilities to empower local enterprises FICO boasts partnerships with the majority of India's leading private sector banks, including 8 out of the top 10 FICO® Platform has achieved 16 consecutive quarters of greater than 40 percent yea.

Leading Indian Banks Leverage FICO's Cloud Platform for Enhanced Decisioning and AI, Bolstering Growth Opportunities

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Fair Isaac (FICO) prospects are getting better as StepChange implements the FICO Platform to assist people in becoming debt-free.

Fair Isaac's (FICO) Prospects Ride on Expanding Clientele

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced Steve Weber, Chief Financial Officer, will present at the Wells Fargo 7th Annual TMT Summit on Tuesday, November 28th at 12:45pm PST at the Terranea Resort, 100 Terranea Way, Racho Palos Verdes, CA. The presentation will be streamed live on FICO's website at www.fico.com/investors and will be available until February 26, 2024. About FICO FICO (NYSE: FICO) p.

FICO to Present at Investor Conference on November 28, 2023

TORONTO--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO announces the average FICO® Score of Canadian borrowers remained steady from last year's score of 762. Despite this year-over-year stability, multiple factors indicate that Canadians may be heading into a period of economic uncertainty. Used by 90 per cent of the top Canadian lenders and credit unions, FICO® Scores are the industry standard for helping lenders make more accurate decisions about a consumer's credit risk. The average.

Average Canadian FICO Score is 762, Indicating Strong Consumer Credit Health Amidst Economic Uncertainty

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BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced Steve Weber, Chief Financial Officer, will present at the RBC Capital Markets Global Technology, Internet, Media and Telecommunications Conference on Wednesday, November 15th at 10:40am EST at the InterContinental New York Barclay, 111 E 48th Street, New York, NY. The presentation will be streamed live on FICO's website at www.fico.com/investors and will be.

FICO to Present at Investor Conference on November 15, 2023

Fair Isaac's (FICO) fourth-quarter fiscal 2023 results benefit from higher revenues from mortgage and auto origination's.

Fair Isaac (FICO) Q4 Earnings Beat, Revenues Increase Y/Y

Fair Isaac Corporation (NYSE:FICO ) Q4 2023 Earnings Conference Call November 8, 2023 5:00 PM ET Company Participants Dave Singleton - VP, IR William Lansing - President, CEO & Director Steven Weber - CFO Conference Call Participants Faiza Alwy - Deutsche Bank George Tong - Goldman Sachs Ashish Sabadra - RBC Capital Markets Seth Weber - Wells Fargo Securities Jeff Meuler - Robert W. Baird Manav Patnaik - Barclays Operator Greetings and welcome to the Fair Isaac Corporation Quarterly Earnings Call.

Fair Isaac Corporation (FICO) Q4 2023 Earnings Call Transcript

Although the revenue and EPS for Fair Isaac (FICO) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Fair Isaac (FICO) Reports Q4 Earnings: What Key Metrics Have to Say

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced results for its fourth fiscal quarter ended September 30, 2023. Fourth Quarter Fiscal 2023 GAAP Results Net income for the quarter totaled $101.4 million, or $4.01 per share, versus $90.7 million, or $3.55 per share, in the prior year period. Net cash provided by operating activities for the quarter was $164.0 million versus $144.8 million in the prior year.

FICO Announces Earnings of $4.01 per Share for Fourth Quarter Fiscal 2023

FICO has strong fundamentals and a history of annual revenue growth, with the scores business driving growth. The company is expected to continue raising prices for its FICO score due to its critical nature and value to lenders. The platform software business is poised for significant growth, with a large target market and high ROI for customers.

Fair Isaac: Fundamentals Set To Improve

Fair Isaac's (FICO) fourth-quarter fiscal 2023 performance will likely reflect a strong momentum in its scores and software business despite a volatile macro environment.

Fair Isaac (FICO) to Report Q4 Earnings: What's in Store?

Looking beyond Wall Street's top -and-bottom-line estimate forecasts for Fair Isaac (FICO), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended September 2023.

Ahead of Fair Isaac (FICO) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics

FICO has room to increase its prices in the scores segment while transitioning the software segment to a cloud-based platform with higher margins. The cost of a FICO score is less than 0.15% of the total expenses in a mortgage origination process. The CEO has ~$400MM invested in FICO stocks and a base salary of $0.75MM.

Fair Isaac: A Buy On Pullbacks

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its fourth quarter fiscal 2023 results on November 8, 2023, after the market closes and will host a conference call on November 8th at 5:00 p.m. Eastern Time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO's website at www.fico.com/investors. A replay of the webcast will be available at our Event Calendar under Pa.

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2023 Financial Results

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