Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader, FICO today announced it has been named winner of the “Business Intelligence Platform of the Year" in the Data Breakthrough Awards. Data Breakthrough is an independent market intelligence organization that recognizes the top companies, technologies and solutions in the global data technology market. FICO® Platform enables businesses to enhance decision-making processes, customer interactions, and risk management. With the integra.

FICO Platform Wins Data Breakthrough's “Business Intelligence Platform of the Year” Award

BANGKOK--(BUSINESS WIRE)--(NYSE: FICO) Highlights Payment Fraud is the top financial crime concern for 45% of Thais Identity theft worries persist, with 61% believing they have or might have been victims 36% of Thai consumers name fraud and scam protection as their top consideration for new financial accounts FICO, a leading global analytics software firm, today unveiled its latest global consumer fraud research, shedding light on Thais' ongoing apprehension regarding real-time payment scams am.

FICO Survey: Close to 1 in 2 Thais Worried About Being Scammed As Real-Time Payment Risks Grow

LONDON & SKOPJE, North Macedonia--(BUSINESS WIRE)--Analytics software provider FICO has partnered with IT consultancy firm Net.Bit to elevate operational efficiency, bolster security measures, and ensure regulatory compliance for financial institutions in Europe, the Middle East and Africa. Net.Bit will sell and implement FICO's decision management solutions, particularly its powerful FICO® Blaze Advisor® decision rules management system, which is in use at hundreds of firms worldwide. More inf.

FICO and Net.Bit Partner to Give EMEA Financial Services Institutions Fast Track to Efficiency and Decision Power

NEW DELHI--(BUSINESS WIRE)--(NYSE: FICO) Highlights Payment Fraud is the top financial crime concern for 34% of Indians Identity theft worries persist, with 37% believing they have or might have been victims Real-time payment scams are on the rise, with 64% receiving scam communications Fraud protection is paramount, with ease of use and good fraud protection ranking as top considerations for selecting financial services providers FICO, a leading global analytics software firm, today unveiled i.

FICO Survey: 1 in 3 Indians Worried About Being Scammed As Real-Time Payment Risks Grow

KUALA LUMPUR, Malaysia--(BUSINESS WIRE)--(NYSE: FICO) Highlights Payment Fraud is top financial crime concern for 32% of Malaysians Identity theft worries persist, with 37% believing they have or might have been victims Real-time payment scams are on the rise, with 76% receiving scam communications Fraud protection is paramount, with ease of use and good fraud protection ranking as top considerations for selecting financial services providers FICO, a leading global analytics software firm, toda.

FICO Survey: 1 in 3 Malaysians Worried About Being Scammed As Real-Time Payment Risks Grow

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO, a leading analytics software firm, has announced that Paramount Residential Mortgage Group, Inc. (PRMG), a modern multi-channel mortgage lender, has adopted FICO® Score 10 T, the company's newest, most innovative and most predictive scoring model. With a growing non-qualified mortgage (non-QM) and non-conforming channel, PRMG will be bringing the benefits of FICO® Score 10 T to its investors. FICO Score 10 T will also provide PRMG with a credit scoring too.

Paramount Residential Mortgage Group, Inc. (PRMG) Is Latest Adopter of FICO Score 10 T

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BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO) Highlights Through its participation in the enhanced FICO® Score consumer education program, FNBO helps empower customers with the information they need to be more in control of their everyday finances Since the launch of FNBO Credit Watch℠ in June 2023, over 17% of FNBO's online consumer credit card customers have enrolled FNBO has won a 2024 FICO® Decisions Award for Financial Inclusion For more than ten years, FNBO (First National Bank of Om.

FNBO Teams Up with FICO to Expand Its Credit Transparency Program, Leading to More Financially Empowered Consumers

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced Will Lansing, Chief Executive Officer, will present at the Barclays Americas Select Franchise Conference 2024 on Wednesday, May 8th at 11:30am BST at The Langham, London, 1C Portland Place, London. The presentation will be streamed live on FICO's website at www.fico.com/investors and will be available until May 8th, 2025. About FICO FICO (NYSE: FICO) powers.

FICO to Present at Upcoming Investor Conference on May 8th, 2024

Fair Isaac's (FICO) second-quarter fiscal 2024 results benefit from higher revenues from mortgage originations.

Fair Isaac (FICO) Q2 Earnings Beat Estimates, Revenues Up Y/Y

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While the top- and bottom-line numbers for Fair Isaac (FICO) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Compared to Estimates, Fair Isaac (FICO) Q2 Earnings: A Look at Key Metrics

Fair Isaac Corporation (NYSE:FICO ) Q2 2024 Earnings Conference Call April 25, 2024 5:00 PM ET Company Participants Dave Singleton - Vice President, Investor Relations Will Lansing - Chief Executive Officer Steve Weber - Chief Financial Officer Conference Call Participants Manav Patnaik - Barclays Faiza Alwy - Deutsche Bank Surinder Thind - Jefferies Kyle Peterson - Needham Ashish Sabadra - RBC Jeff Meuler - Baird George Tong - Goldman Sachs Simon Clinch - Redburn Atlantic Operator Good day and thank you for standing by. Welcome to the Fair Isaac Second Quarter Earnings Conference Call.

Fair Isaac Corporation (FICO) Q2 2024 Earnings Call Transcript

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced results for its second fiscal quarter ended March 31, 2024. Second Quarter Fiscal 2024 GAAP Results Net income for the quarter totaled $129.8 million, or $5.16 per share, versus $101.6 million, or $4.00 per share, in the prior year period. Net cash provided by operating activities for the quarter was $71.0 million versus $89.8 million in the prior year peri.

FICO Announces Earnings of $5.16 per Share for Second Quarter Fiscal 2024

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Fair Isaac's (FICO) second-quarter fiscal 2024 performance benefits from strong momentum in its Scores and software business.

What's in the Cards for Fair Isaac's (FICO) Q2 Earnings?

Fair Isaac Corp stock is not as expensive as investors believe, given its pricing power and unique market position. FICO's monopolistic position and lack of alternatives allow for strong pricing power and potential growth. A standard DCF model predicts a 20% upside potential for FICO stock, with revenues expected to grow to $10 billion in 10 years.

Fair Isaac Corporation: An Expensive Stock Is Not An Issue If You Have Pricing Power

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Besides Wall Street's top -and-bottom-line estimates for Fair Isaac (FICO), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2024.

Unveiling Fair Isaac (FICO) Q2 Outlook: Wall Street Estimates for Key Metrics

LONDON--(BUSINESS WIRE)--The FICO UK Credit Card Market Report for February 2024 presents a mixed picture on consumer confidence and financial pressures. There was an uptick in spending after the usual seasonal dip in January and the number of people missing one and two payments fell. However, payments to balance fell by 3.6% compared to February 2023 and the average balance is higher than the previous month and previous year. Highlights Average spend increased 1.55% over January 2024, reaching.

FICO UK Credit Card Market Report: February 2024

SAN DIEGO--(BUSINESS WIRE)--FICO World – April 18, 2024 – FICO (NYSE: FICO) Today at FICO® World, the industry's leading analytic and AI event, global analytics software leader FICO recognized seven of its partners that are transforming the way their industries operate using FICO analytics and decision management technology. From system integrators to OEMs, these world-class firms deploy FICO solutions and technology to help businesses worldwide fight fraud, improve customer centricity, increas.

FICO Partner Awards Showcase Game-Changing Innovators Worldwide

SAN DIEGO--(BUSINESS WIRE)---- $FICO--FICO World – FICO (NYSE: FICO) Highlights: TD and FICO are working together to enhance the Bank's data-driven fraud detection and prevention capabilities. FICO® Platform and the TD North American Fraud Detection Platform also support real-time fraud health monitoring that is helping the Bank keep a constant pulse on fraud trends and new threats. At its annual FICO® World conference today, global analytics software leader FICO announced TD, a leading North American ba.

TD Wins 2024 FICO Decisions Award for its Achievements in Fraud Management

BOZEMAN, Mont.--(BUSINESS WIRE)--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its second quarter fiscal 2024 results on April 25, 2024, after the market closes and will host a conference call on April 25th at 5:00 p.m. Eastern Time (4:00 p.m. Central/ 2:00 p.m. Pacific). This call will be webcast and can be accessed at FICO's website at www.fico.com/investors. A replay of the webcast will be available at our Event Calendar under Past E.

Fair Isaac Corporation Announces Date for Reporting of Second Quarter Fiscal 2024 Financial Results

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Cloud-based solution provides banks and payment providers with fraud protection powered by artificial intelligence and machine learning TEANECK, N.J. and BOZEMAN, Mont.

Cognizant and FICO Partner to Help Banks Prevent Real-Time Payments Fraud

SAN DIEGO--(BUSINESS WIRE)--FICO World – FICO (NYSE: FICO) Highlights: Volvo Cars has strategically leveraged FICO® Platform to revolutionize its customer onboarding process across B2C, B2B and fleet segments Volvo Cars improved its speed, ensured buyers' affordability and gained agility Volvo Cars has won a 2024 FICO® Decision Award for Customer Onboarding & Management Today at FICO® World, the industry's leading analytic and AI event, global analytics software leader FICO announced that V.

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