Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

ATLANTA--(BUSINESS WIRE)---- $FICO--Global analytics firm, FICO (NYSE:FICO), will host a free Score A Better Future credit education event on July 25, 2023, to provide Atlanta and surrounding area residents with the knowledge and educational tools to gain better insight into their financial health, understanding of how to achieve their financial goals, and FICO® Scores. The standard measure of consumer credit risk in the U.S., FICO® Scores are used by 90 percent of top US lenders in credit decisions. The.

FICO Provides Financial Literacy Empowerment with Free Credit Education Event During Chelsea FC's Atlanta Stop

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SAN JOSE, Calif.--(BUSINESS WIRE)---- $FICO--Highlights: FICO's Score A Better Fundamentals program empowers middle-and-high-school-aged students with financial literacy and knowledge to make informed credit decisions that last a lifetime. FICO is partnering with Chelsea Football Club and U.S. Soccer Foundation to showcase Score A Better Future Fundamentals during every stop of Chelsea's summer tour and bring students to the matches. This initiative is part of FICO's commitment to financial inclusion thr.

FICO Showcases Credit Education Program for Teens During Chelsea FC Summer Tour to Promote Financial Literacy and Empowerment

CHAPEL HILL, N.C.--(BUSINESS WIRE)---- $FICO--Global analytics firm, FICO (NYSE:FICO), will host a free Score A Better Future credit education event on July 19, 2023 to provide Chapel Hill residents with the knowledge and tools to gain better insight into their financial health and understanding of their FICO® Scores. The event is part of FICO's partnership with the globally renowned Chelsea Football Club as they embark on their pre-season U.S. summer tour. The ‘Fields of Financial Empowerment' campaign.

FICO Hosting Free Credit Education Event in Chapel Hill to Help Drive Financial Literacy

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: FICO continues to drive unique industry specific innovation in machine learning and technology innovations to successfully operationalize AI at scale. FICO's current patent portfolio consists of 218 active patents, with an additional 71 patent applications filed and pending. Global analytics software firm FICO has been granted 9 patents, 3 foreign and 6 U.S., related to digital decisioning in the areas of fraud, artificial intellig.

FICO Awarded 9 New Patents Used in FICO Platform and Fraud Solutions that Utilize Sophisticated AI to Improve Decision Accuracy

Fair Isaac (FICO) announces partnership with Belvo to create open finance score model for Latin America. This reflects on its strong product portfolio and expanding clientele.

Fair Isaac (FICO) Partners With Belvo to Expand Credit Access

SAN JOSE, Calif.--(BUSINESS WIRE)---- $FICO--Global analytics firm, FICO (NYSE:FICO), will host a free national “Score A Better Future” educational webinar on June 20, 2023 to provide consumers with the knowledge and tools to gain better insight into their financial health and the elements of homeownership. The event speakers include FICO's Tom Quinn and Yolanda Butler of Operation HOPE – both experts in credit and financial education. This homeownership webinar is part of FICO's “Score A Better Future”.

FICO Hosting “Score A Better Future” Homeownership Webinar to Empower and Educate Consumers

Fair Isaac (FICO) gets selected by various European banks to improve pricing and customer experience, reflecting a strong customer base and product portfolio.

Fair Isaac's (FICO) AI Tools Help Lenders to Improve Pricing

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LONDON--(BUSINESS WIRE)--FICO (NYSE: FICO): Highlights: Mathematical optimization improves lenders' ability to manage pricing changes in a period of rising interest rates Česká spořitelna is among the European lenders that have purchased FICO optimization to improve pricing FICO optimization tools are part of FICO® Platform Banks across Europe are challenged by rising interest rates, which make it difficult to balance profitability and customer experience. Many are turning to the AI-powered opt.

Rising Interest Rates Fuel Demand for FICO AI-Powered Optimization

Fair Isaac trades at 40x '23 non-GAAP net income with modest growth projections, indicating great forward expectations. Household debt data shows FICO is extracting similar value from their respective lending ecosystem as peer Moody's. FICO's competitive advantage and pricing power are strong, but expecting scores revenue to perpetuate 20%+ growth is unrealistic.

Fair Isaac: Time To Fold On Pricing Power Questions

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JAKARTA, Indonesia--(BUSINESS WIRE)--FICO (NYSE: FICO), a leading global provider of analytics software, today announced further findings from its consumer fraud survey exploring attitudes and preferences towards fraud checks. The study revealed that almost half of Indonesians are willing to commit fraud to obtain a loan or file an insurance claim. However, it also highlighted that financial institutions can generate increased revenue and drive sales through a successful fraud protection functi.

FICO Survey: Half of Indonesians Believe It Is OK to Exaggerate Income on Loan Applications and Insurance Claims

BANGKOK--(BUSINESS WIRE)--FICO (NYSE: FICO), a leading global provider of analytics software, today announced further findings from its consumer fraud survey exploring attitudes and preferences towards fraud checks. The study revealed that almost half of Thais are willing to commit fraud to obtain a loan or file an insurance claim. However, it also highlighted that financial institutions can generate increased revenue and drive sales through a successful fraud protection function. More informat.

FICO Survey: Half of Thais Believe It Is OK to Exaggerate Income on Loan Applications and Insurance Claims

Fair Isaac (FICO) partners with Prosper to expand credit services and improve business outcomes, reflecting a strong customer base and product portfolio.

Fair Isaac's (FICO) FICO Scores Improve Prosper's Services

Fair Isaac (FICO) partners with Teradata to bring AI-powered decision automation and optimization to improve business outcomes, reflecting a strong partner base and product portfolio.

Fair Isaac (FICO) Leverages on AI Automation With Teradata

HOLLYWOOD, Fla.--(BUSINESS WIRE)--FICO World 23 – FICO (NYSE: FICO): Prosper, the first peer-to-peer lending marketplace in the United States, has used FICO® Scores for its new Prosper® Card to extend credit services to over 200,000 near-prime customers and proactively manage credit line changes based on the customers' latest FICO Score. In total, Prosper extended more than USD $225M in credit access to these consumers. Prosper also proactively mitigates credit risk and meets the increasing cre.

Prosper Utilizes FICO Scores to Improve Financial Inclusion and Expand Credit Services

HOLLYWOOD, Fla.--(BUSINESS WIRE)---- $FICO--FICO World 23 – NYSE: FICO: Global analytics software firm, FICO, announced today that its industry-leading FICO® Platform received placement as a leader among top providers in “The Forrester Wave™: AI Decisioning Platforms, Q2 2023” report. Download the full report here. As described in the Forrester report, AI decisioning platforms provide enterprise business and technology teams with tools to author and automate business decision logic in a wide variety of a.

FICO Recognized as a Leader in 2023 AI Decisioning Platforms Analyst Report

Teradata

SAN DIEGO & BOZEMAN, Mont.--(BUSINESS WIRE)--Teradata (NYSE: TDC) and FICO, the analytics software provider (NYSE: FICO), today announced they plan to bring to market integrated advanced analytic solutions for real-time payments fraud, insurance claims, and supply chain optimization. Bringing data, analytics and insights together in one environment streamlines the development of solutions for use cases across industries, speeding time-to-delivery and making them available for joint customers so.

Teradata and FICO Partner to Reduce Fraud, Improve Business Outcomes

HOLLYWOOD, Fla.--(BUSINESS WIRE)--FICO World 23 – FICO (NYSE: FICO): Highlights: Dock is using FICO fraud prevention technologies to protect 250 companies Dock is analyzing 5 billion transactions a year The use of FICO® Customer Communication Services (CCS) is helping Dock to stop even more fraudulent transactions a month Dock won a 2023 FICO® Decisions Award for Fraud Management Dock, a global technological platform for financial services, is using FICO fraud prevention technologies to stop mo.

Dock Stops Over USD$50m a Month in Fraud for its Customers Using FICO Technology

HOLLYWOOD, Fla.--(BUSINESS WIRE)---- $FICO--FICO World 23 – NYSE: FICO: Global analytics software firm FICO announced today that its industry-leading FICO® Platform received top placement in “The Forrester Wave™: AI Decisioning Platforms, Q2 2023” report. Download the full report here. As defined by Forrester, AI decisioning platforms provide enterprise business and technology teams with tools to author and automate business decision logic in a wide variety of applications by leveraging combinations of d.

FICO Repeats Leader Status in 2023 Forrester AI Decisioning Platforms Wave

HOLLYWOOD, Fla.--(BUSINESS WIRE)---- $FICO--FICO World 23 – FICO (NYSE: FICO): Highlights: FICO launches 19 major enhancements to FICO® Platform, the leading applied intelligence platform in the market, that help clients drive critical and strategic business outcomes across their customer lifecycle. Landmark improvements have been made to the platform's Transactional Analytics, Optimization, Simulation, and Composability and Decisions capabilities – all of which are designed to sharpen enterprises' compe.

New Enhancements to FICO Platform Power Customer Connections, Enable Enterprise-Wide Transformation and Drive Strategic Business Outcomes

HOLLYWOOD, Fla.--(BUSINESS WIRE)---- $FICO--FICO World 23 – FICO (NYSE: FICO): Chelsea Football Club today announced a new partnership with FICO, the world's leading provider of analytics software, solutions and services. FICO will be the primary official partner of the 2023-24 pre-season tour, which will see the Club's men's team travelling to the East Coast of the United States for a series of games. “We're excited about developing a strategic partnership between Chelsea and FICO. The first incarnation.

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