Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, today announced that the Office of the Comptroller of the Currency (OCC) and the Federal Reserve have approved its applications to become a Bank Holding Company through its proposed acquisition of Golden Pacific Bancorp, Inc., and operate its bank subsidiary as SoFi Bank, National Association. SoFi expects the acquisition to close in February, subject to completion or waiver of the remaining

SoFi Receives Regulatory Approval to Become a National Bank

Sofi Technologies Inc. (NASDAQ:SOFI) shares were trading lower Tuesday after several companies in the broader financial services sector moved down in sympathy with Goldman Sachs Group Inc. (NYSE:GS), which reported worse-than-expected quarterly results.  Sofi was down 7.58% at $12.20 late in Tuesday's session.

Is Sofi Technologies Stock In Trouble?

If today's SOFI stock price chart has any say in matters, more cheaply positioned shares don't offer better value for the fintech play. The post Why SoFi Technologies Traders Must Beware Getting Sacked appeared first on InvestorPlace.

Why SoFi Technologies Traders Must Beware Getting Sacked

SoFi Technologies (SOFI) stock is on the move Tuesday as investors discuss a bank charter for the company and what it could do to the stock. The post SOFI Stock: 11 Reasons Why Investors Are Banking On a SoFi Bank Charter appeared first on InvestorPlace.

SOFI Stock: 11 Reasons Why Investors Are Banking On a SoFi Bank Charter

SOFI stock has been on quite a ride since its SPAC-driven IPO launched in June. The question is, which way is Sofi Technologies headed?

Is SoFi Technologies Worth Investing in Now?

SoFi Technologies, Inc. (SOFI) closed the most recent trading day at $13.20, moving +0.84% from the previous trading session.

SoFi Technologies, Inc. (SOFI) Outpaces Stock Market Gains: What You Should Know

Is SoFi Technologies Stock Finally a Buy at $13?

Sofi's stock drop in the last month created an attractive entry point for investors seeking a long-term growth holding in the fintech space. The post Why The Federal Reserve's Rate Hike Matters for SOFI stock, For Now appeared first on InvestorPlace.

Why The Federal Reserve's Rate Hike Matters for SOFI stock, For Now

Grab Holdings Ltd

Hims & Hers Health

Opendoor

Skillz

Special purpose acquisition companies have mostly not lived up to the hype. But there are some gems among the rubble.

5 SPACs Ready to Bounce Back in 2022

SoFi is a growing fintech company with brand recognition and a near-billion dollar business, making cheap SOFI stock worthy of consideration. The post The Dip in SoFi Technologies Stock Is an Opportunity for Brave Investors appeared first on InvestorPlace.

The Dip in SoFi Technologies Stock Is an Opportunity for Brave Investors

InvestorPlace's Muslim Farooque believes SOFI stock is an excellent buy under $20. I agree. And I believe it could double in 2022.

SoFi Stock Could Hit $30 in 2022

Nevertheless, you should keep an eye on SOFI stock. Long-term upside potential continues to outweigh near-term downside risk.

Keep SoFi Stock on Your Radar as its Selloff Continues

C3.ai

Here are two stocks that I am getting really close to buying for my own portfolio.

2 Growth Stocks I Am Getting Close to Buying

Palantir Technologies

Shopify

It's been a growth stock bloodbath. We share data on 50 top growth stocks that are down big. We then dive into three from the list that are particularly attractive. We give special attention to the attractiveness of SoFi Technologies, including its disruptive trajectory, high growth, large TAM, possible national bank charter catalyst, and increasingly attractive share price.

SoFi: 50 Top Growth Stocks Down Big - These 3 Are Worth Considering

SoFi is cheap with the stock trading a the de-SPAC lows. The fintech continues to make great progress towards approval on the bank charter that will save up to 200 basis points on loan costs and improve revenues.

SoFi: Back To Where It Started

SoFi's latest move to become a one-stop shop gives it an edge.

SoFi's Next Venture Will Disrupt Traditional Fintech

Beyond Meat

Walgreens

Meta, SoFi Technologies, Walgreens Boots Alliance and Beyond Meat were our top stock trades for Friday. Now, let's get a look at the charts.

4 Top Stock Trades for Friday: FB, SOFI, WBA, BYND

Affirm

ARK Innovation ETF

Upstart Holdings

Fintech and tech stocks slid on revelations from the Federal Reserve's December minutes released this week.

Why Shares of ARK Innovation ETF, Affirm, Upstart, and SoFi Struggled This Week

These three simple catalysts could make SoFi a multibagger in due time.

3 Reasons to Buy SoFi During the Tech Sell-Off

American Airlines

Exelixis

Momo

Orange

Vodafone Group

Viatris

These cheap stocks are trading at highly attractive prices and have the potential to break through this year. The post 7 of the Best Cheap Stocks Under $20 for 2022 to Buy Now appeared first on InvestorPlace.

7 of the Best Cheap Stocks Under $20 for 2022 to Buy Now

This fintech stock has fallen out of favor on Wall Street.

Down 39% From Its High, Is SoFi Stock a Good Buy Now?

SoFi is leading the crowded race to super app nirvana. We discuss why super app superstardom is a prize worth fighting for and why SoFi is structurally stronger than peers. A looming SoFi catalyst is approval of the bank charter. I highlight the impact of this charter on SoFi's business and how a financial services company can achieve margins >90%.

SoFi: Bank To The Future

Coinbase

Pubmatic

Expectations are still high despite some recent losses.

3 High-Growth Stocks Wall Street Thinks Could Soar 50% or More in 2022

Amazon

Everi

KnowBe4

MercadoLibre

NVIDIA

PayPal

Roblox

Tesla

Here are a dozen stocks to ride the secular growth waves of 2022 and beyond!

12 TOP Stocks to Buy Now in January 2022! (2022 High Growth)

If the opinion of the analyst community means anything, then SoFi Technologies (NASDAQ:SOFI) is a strong buy for 2022. At present, SOFI stock is over 60% less than its consensus price target of $24.63.

News for SoFi Technologies Stock (SOFI)