Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Like other fintech stocks, shares of SoFi Technologies (NASDAQ: SOFI ) stock have had a tough year. Blame it on the market's changing view of high-growth stocks, plus the expectation that economic conditions will become more challenging.

Hold Off on SoFi Stock After a Post-Earnings Spike

Fintech is a growing and popular industry that offers investors many promising opportunities.

SoFi's Earnings Highlight Robustness of Evolving Ecosystem

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This article is excerpted from Tom Yeung's Profit & Protection newsletter dated Aug. 9, 2022. To make sure you don't miss any of Tom's picks, subscribe to his mailing list here.

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Digital personal finance company Sofi Technologies (NASDAQ: SOFI) stock has fallen (-49%) on the year but could be staging a turnaround,

Is Sofi Financial Stock Finally Ready to Pay Off for Investors?

SoftBank has started selling sizable amounts of SoFi to raise funds. The investment fund still owns 83 million shares or 9% of the outstanding shares of SoFi.

SoFi's SoftBank Gift

SoftBank Group Corp

Source: Michael Vi / Shutterstock SoFi Technologies (NASDAQ: SOFI ) stock is in full focus today after SoftBank (OTCMKTS: SFTBY ) reportedly sold off 12.06 million shares, or 12.66% of its position. In an amended 13D filing, the company also hinted that it may sell all or some of its remaining position in SOFI stock.

SoftBank Is Selling Off SOFI Stock. Here's Why.

Tech stocks are down in general, and a large investor plans to sell some of its position in SoFi.

Here's Why Shares of SoFi Are Falling Today

In addition to its gloomy earnings report, Japan's SoftBank announced its plans to sell some or all of its stake in SoFi Technologies Inc (NASDAQ:SOFI).

SoftBank to Offload Even More of its SoFi Technologies Stake

SoftBank is cutting costs across all its investments after posting a record quarterly loss.

SoftBank Sells 12 Million SoFi Shares in Bid to Reduce Costs 'Dramatically'

SoFi's beat-and-raise second-quarter results sent shares soaring higher.

SoFi Just Had a Nice Quarter, but Here Are 3 Things It Can Do Better

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The company just reported its first quarterly profit in the second quarter.

SoFi Is Starting to See the Benefits From Becoming a Bank

One of these up-and-coming financial technology stocks is a much-better investment right now.

Better Buy: SoFi Technologies vs. Upstart Holdings

SOFI delivered a beat and raise when Q2 earnings were delivered as this was the 2nd guidance raise after the reduction due to an extended student loan moratorium. SOFI delivered across every KPI from the financials to the business metrics.

SoFi: Shares Exploded 27% Upon A Beat And Raise After Q2 Earnings

SoFi soared after earnings, and for good reason. Here's a breakdown of the numbers.

Here's Why SoFi Spiked After Earnings -- And What to Watch Now

SoFi's Q2 earnings results pleased the market.

Here's Why SoFi, Affirm, and Upstart Are Rising This Week

SoFi is seeing continual strength in customer acquisition post-pandemic. Personal loan originations are soaring, offsetting declines in student loan originations.

SoFi: The Market Is Probably Right This Time

SoFi can now be more aggressive in pricing thanks to its national bank charter.

SoFi Stock: 3 Reasons to Be Bullish After Earnings

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Here's Why SoFi Technologies Stock Soared Today

Q2 results are out, but few guide their opinion on what to do now, or even month to month, and it needs to be discussed. Our expectations for Q2 were exceeded in many areas, but SoFi came up short in others.

SoFi: Why Isn't Anyone Talking About This?

SoFi Technologies stock rocketed higher after a strong earnings report

Why SoFi Technologies Stock Surged Over 25% Today

SoFi Technologies Inc. has come a long way since its founding as a student-lending platform, and that expansion into new business areas has been paying off nicely for the company even amid a student-loan moratorium.

SoFi stock rockets toward best day since early 2021 despite ‘dismal' student-loan numbers

Shares of SoFi (NASDAQ: SOFI ) are trading higher by more than 20% after the company reported its second-quarter earnings. During the quarter, student loans accounted for 12.44% of total loan origination volume, compared with 29.6% during Q1.

News for SoFi Technologies Stock (SOFI)