Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies, Inc. (SOFI) came out with a quarterly loss of $0.05 per share versus the Zacks Consensus Estimate of a loss of $0.08. This compares to loss of $0.14 per share a year ago.

SoFi Technologies, Inc. (SOFI) Reports Q1 Loss, Tops Revenue Estimates

SoFi (NASDAQ: SOFI ) stock is advancing in early trading after the company delivered “beat-and-raise” first-quarter results. The lender continues to anticipate profitability by the end of 2023.

SOFI Stock Treks Higher on Profitability Promises

Despite the tough environment, this bank continues to perform flawlessly.

Here's the Most Important Number in SoFi's Earnings Report

SoFi (NASDAQ: SOFI) published strong financial results on Monday, helped by all divisions. The company's revenue jumped by 43% to $472 million in the first quarter.

SoFi revenue, EBITDA, members jump; stock price soars

Shares of SoFi Technologies Inc. roared 7% higher in premarket trading Monday after the financial-services company easily topped earnings expectations for its latest quarter while seeing continued strength in personal lending.

SoFi stock surges after earnings beat as personal-lending business keeps roaring

Expedia

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (“SoFi”), the digital personal finance company, and Expedia Group, the world's leading traveler technology platform, today announced “SoFi Travel powered by Expedia”1, a new way for SoFi members to save money and earn rewards while traveling. SoFi members will be able to book flights, hotels, car rentals, travel packages, and experiences via the SoFi Travel portal, and will benefit from discounts on bookings with SoFi Member Prices, includ.

Summer Vacations Just Got More Affordable with SoFi Travel Powered by Expedia Group

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its first quarter ended March 31, 2023. “We delivered another quarter of record financial results and generated our eighth consecutive quarter of record adjusted net revenue, which was up 43% year-over-year. We also generated our third consecutive quarter.

SoFi Technologies, Inc. Reports First Quarter 2023 Results

SoFi Technologies Inc.'s diversified business has helped the company weather changes in lending trends, and those ebbs and flows will be on display again when the neobanking company reports earnings Monday morning.

SoFi earnings: What to expect from the personal finance lender

Advanced Micro Devices

Palantir Technologies

2023 hasn't been a good year for meme stocks so far. Popular retail investor favorite Bed Bath & Beyond (NASDAQ: BBBY ) recently filed for bankruptcy.

3 Meme Stocks to Buy With Actual Growth Potential

Next week will kick off with a major earnings report. Fintech leader SoFi Technologies (NASAQ: SOFI ) is scheduled to report first-quarter 2023 earnings on May 1.

SOFI Stock Alert: 3 Things to Watch When SoFi Reports May 1

While still in the green for 2023 (up 26% year-to-date), SoFi Technologies (NASDAQ: SOFI ) shares have languished at or near current prices over the past few months. Many uncertainties have been a drag on returns for SOFI stock.

Grab SOFI Stock as it Still Sits Tight in the Buy Zone

Fintech specialist SoFi Technologies (NASDAQ: SOFI ) is swinging dramatically higher on Thursday on little company-specific news. Interestingly, SOFI stock – which is popping up 7% right now – is benefiting from broader positivity in the market.

SOFI Stock Pops 7% Ahead of Earnings

SAN FRANCISCO--(BUSINESS WIRE)--Social lives, social media and generational differences play a large role in spending, saving and speaking about money, with the inaugural SoFi Spending & Savings Study¹ showing that almost half of adults don't ever discuss finances with their friends and family (46%). In fact, when asked, consumers reported that they would rather share their worst hookup story (79.5%) than their bank balance, and most consumers flatly refuse to share a bank account with thei.

SoFi Reveals Nearly All Adults Would Rather Let Friends Read All Their Texts Than See Their Bank Balance

Norwegian Cruise Line

ON Semiconductor

In early regular-session trading Wednesday, the Dow Jones industrials were up 0.42%, the S&P 500 up 0.74% and the Nasdaq 1.06% higher.

Earnings Previews: Norwegian Cruise Lines, ON Semiconductor, SoFi Technologies

SOFI Technologies (SOFI) is likely to have witnessed a year-over-year increase in earnings and revenues in the first quarter of 2023.

Here's What to Expect From SoFi Technologies' (SOFI) Q1 Earnings

SoFi Technologies: Buy Before It Surges Back Up.

SoFi Technologies: Buy Before It Surges Back Up

SoFi (NASDAQ: SOFI) stock price has moved sideways in the past few days as investors wait for the company's earnings scheduled for May 1. The stock was trading at $5.76, which was a few points below this month's high of $6.28.

SoFi stock price forecast and Q1 earnings preview

Adyen NV

Global X FinTech ETF

The potential of the financial technology (fintech) sector, and fintech stocks operating in this space, is mind-blowing. Even though cashless payments have increased in recent years, most transactions are still done with cash.

The 3 Most Innovative Fintech Companies You Need to Know About

NVIDIA

Oracle

We are finally starting to see positive market movement and the strength across the market could be here to stay. As a result, though, the buying window may be short for investors trying to make the most of discounted stock prices.

3 Tech Stocks That Could Be Game-Changers in 2023

Analysts love SoFi Technologies (NASDAQ: SOFI ). I love it too, and even own some.

The Case for SoFi Stock DOUBLING by 2025

SoFi Technologies, Inc. (SOFI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SoFi Technologies, Inc. (SOFI) May Report Negative Earnings: Know the Trend Ahead of Next Week's Release

PayPal

PayPal's business is proving to be resilient despite headwinds, and the stock is cheaply valued. SoFi demonstrates an excellent ability to attract new customers at a reasonable price.

Better Buy: SoFi vs. PayPal Stock

SoFi Technologies, Inc. (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Is Most-Watched Stock SoFi Technologies, Inc. (SOFI) Worth Betting on Now?

The news might bring mixed feelings to Sofi stock investors who have seen the share price fall much more from the peak.

SoFi Stock Has 32% Upside, According to Wall Street

Galileo, Technisys, and the bank charter give SoFi an unmatched, unique product offering. SoFi's new Pay in 4 product illustrates how SoFi plans to build the AWS of Fintech.

News for SoFi Technologies Stock (SOFI)