Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

Enovix Corporation

IHS Holding Ltd

iQIYI

Palantir Technologies

While most of Wall Street focuses on large-cap and mega-cap stocks, as they provide a degree of safety and liquidity, many investors are limited in the number of shares they can buy.

5 Sizzling Stocks Under $10 the Huge Retail Army Is Rushing to Buy Now

Investors weren't enamored with app-based bank SoFi Technologies (NASDAQ: SOFI ) in 2022, but 2023 offers an opportunity for SOFI stock to bounce back. Indeed, if one analyst is right about his forecast, SoFi Technologies' loyal shareholders could enjoy substantial returns over the next 12 months.

Why SOFI Stock Is on the Cusp of a Comeback

Lemonade

Upstart Holdings

AI stocks have been heating up over the last few weeks. The technology is changing the structure of today's financial institutions as it weakens the connections of traditional systems and creates windows of opportunity for revolutionary advancements.

3 AI Stocks That Are Revolutionizing the Finance Industry

Inmode Ltd

Snowflake

Investing in under-the-radar growth stocks can be a great way to gain exposure to companies that have the potential to outperform the market. By investing in these stocks, investors can capitalize on opportunities that may not be apparent to the wider public.

3 Under-the-Radar Growth Stocks with Promising Fundamentals

Much as I anticipated, SoFi Technologies' (NASDAQ: SOFI ) post-earnings rally was short-lived. Since hitting prices briefly topping $8 per share in the days following its latest earnings release on Jan. 30, SOFI stock has since fallen back to around $6.50 per share.

Here's Why SOFI Stock Might be a Screaming Buy

The mean of analysts' price targets for SoFi Technologies, Inc. (SOFI) points to a 25.7% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Wall Street Analysts Believe SoFi Technologies, Inc. (SOFI) Could Rally 25.68%: Here's is How to Trade

ChargePoint Holdings

CrowdStrike

Two innovators with strong and growing advantages, and one that's becoming increasingly just a commodity.

Growth Stocks: 2 Top Stocks to Buy, 1 to Sell Right Now

Tesla

These highfliers could help you turbocharge your investment returns.

3 Explosive Growth Stocks to Buy Right Now

Bank of America

Both look extremely attractive as long-term investments, despite short-term headwinds.

My 2 Favorite Bank Stocks to Buy Right Now

Amid another soft session in the equities market, and as investors digest contrasting economic reports, SoFi Technologies (NASDAQ: SOFI ) smashed through the wall of worries. Recently, an analyst reassured stakeholders that fears surrounding the financial technology (fintech) enterprise are exaggerations.

SOFI Stock Gains 7% as Analyst Raises Price Target

One Wall Street analyst sees blue skies ahead for SoFi.

Why SoFi Technologies Stock Is Up Today

Financial stocks beware, SoFi is on a tear!

Why I Own SoFi Stock

Federal Reserve Chairman Jerome Powell has introduced the word “disinflation” to the national conversation. That's good news for financial businesses, including neo-banking firm SoFi Technologies (NASDAQ: SOFI ).

SOFI Stock Is the Disinflation Play of the Year

Based on the average brokerage recommendation (ABR), SoFi Technologies, Inc. (SOFI) should be added to one's portfolio. Wall Street analysts' overly optimistic recommendations cast doubt on the effectiveness of this highly sought-after metric.

Wall Street Analysts Think SoFi Technologies, Inc. (SOFI) Is a Good Investment: Is It?

Ally Financial

SoFi and Ally are both digital banks largely catering to the consumer.

Better Buy: SoFi Technologies or Ally Financial?

This online finance company remains a very aggressive investment in an uncertain economy.

Only Buy SoFi Technologies if You Believe the Economy Can Avoid a Recession

Palantir and SoFi seem to have no trouble growing the top line.

Best Growth Stock to Buy: Palantir Stock vs. SoFi Stock

C3.ai

Carvana

Netflix

NVIDIA

Uber

Over the last few weeks, scores of stocks have come back stronger than ever. Unfortunately, many of those are now leading the list of stocks to avoid.

7 Stocks to Avoid Now That Everyone Loves Them

Will neo-banking firm SoFi Technologies (NASDAQ: SOFI ) be the comeback story of 2023? SOFI stock has several potential turnaround drivers that last year's downtrodden investors can look forward to this year.

3 Reasons Why SOFI Stock Is Worth a Buy

Shares of SoFi Technologies (NASDAQ: SOFI ) are up by more than 50% year-to-date, and now, one insider is taking advantage of the upside and selling out of some shares. Much of the gains in SOFI stock were attributed to the personal fintech company reporting its fourth-quarter earnings.

Insider Robert Lavet Just Sold SoFi (SOFI) Stock

Apple

Aeva Technologies Inc

BNY Mellon Alcentra Global Credit Income 2024 Target Term Fund Inc

Hertz

Innoviz Technologies

Luminar Technologies

Mullen Automotive

Ouster, Inc

Latham Group

Velodyne Lidar

In mid-January, I named three penny stocks that could rise 500% in a year . It was an outlandish goal, of course.

20 Undervalued Stocks to Buy Under $20

In recent articles on SoFi Technologies (NASDAQ: SOFI ), I have been bearish on SOFI stock, for numerous reasons. Most of these reasons are short-term in nature.

Can SoFi Stock Keep Trading Like a Tech Stock? It's Possible.

The online bank beat analysts' earnings and revenue estimates.

Despite Impressive Q4 Results, SoFi Is Still Too Confusing to Invest In

SoFi's fourth-quarter results beat on both the top and bottom lines.

This Was Flat Out the Most Impressive Number in SoFi's Earnings Results

Already on an upward trajectory ahead of earnings, SoFi Technologies (NASDAQ: SOFI ) stock has kept soaring following the release of its latest results. Since hitting new lows in December, SOFI has bounced back by around 80%, from $4.24 to about $7.50 per share.

News for SoFi Technologies Stock (SOFI)