Regional Management

Regional Management Corp. engages in the provision of consumer financial services. The firm's products include small, large, and retail installment loans. It also offers optional payment and collateral protection insurance products. The company was founded by Richard A. Godley and C. Glynn Quattlebaum on March 25, 1987 and is headquartered in Greer, SC.

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Earnings data Q4 2024

Regional Management Corp. reports solid Q4 performance and eyes growth opportunities

Regional Management Corp. navigated challenges by focusing on high-quality originations and completing key risk initiatives. With a strong funding profile and plans for expansion, the company anticipates improvements in delinquencies and net credit loss rates throughout 2023. Close monitoring of credit performance and strategic actions position RM for growth.

Regional Management reports solid Q1 earnings, eyes credit quality

RM's Q1 performance showed solid net income and a focus on credit quality over growth.
Despite challenges in managing expenses and credit losses, RM anticipates improvements in H2.
The company's strengths lie in its balance sheet, liquidity, and strategic growth initiatives.
RM's opportunities include enhancing credit quality, yield improvement, and branch expansion.

Regional Management (RM) reports solid Q2 earnings amidst growth challenges

Regional Management (RM) delivered solid financial results in Q2 2023, with a focus on quality credit and effective expense management.
Despite challenges in delinquency rates and slower portfolio growth, RM's strong balance sheet and strategic focus position it for long-term success.
Opportunities lie in leveraging improving credit conditions, smart growth strategies, and technological investments for sustained performance.

Regional Management (RM) reports robust Q3 performance and eyes growth opportunities

Regional Management (RM) delivered strong financial results in Q3 2023 with record revenue and portfolio growth.
The company faces challenges in managing credit losses and interest yields for the upcoming quarter.
Opportunities lie in maintaining portfolio quality, exploring growth avenues, and optimizing expenses.
Overall, RM's performance reflects a focus on prudent financial management and strategic growth initiatives.

Regional Management reports solid Q4 performance amidst strategic actions

Regional Management (RM) navigated challenges in Q4 2023 to deliver solid core operating results, record revenue levels, and growth in the small loan portfolio, showcasing resilience and strategic focus.
Despite a net loss of $7.6 million, the company's strong balance sheet, operational efficiency, and focus on underwriting quality position it well for future growth and improved financial performance.
With optimism for normalized earnings in 2024 and beyond, Regional Management (RM) is poised to capitalize on opportunities presented by improving economic conditions and strategic initiatives for sustained success.

Regional Management (RM) posts strong Q1 results and eyes securitization market

Regional Management (RM) delivered robust Q1 performance, showcasing growth in revenue yield and improvements in delinquency rates and credit losses. Despite economic uncertainties, RM remains focused on strategic growth, expense control, and portfolio optimization. Accessing the securitization market and maintaining guidance highlight RM's proactive approach to future opportunities and challenges.

Regional Management (RM) reports strong Q2 earnings amidst credit challenges

Regional Management (RM) delivered robust Q2 results with strong revenue growth and net income increase, driven by strategic loan portfolio focus.
Efficient cost management and strategic guidance for sustained profitability highlight RM's commitment to financial strength and growth.
Challenges in credit risk management and economic adaptability underscore the need for strategic planning and operational resilience.

Regional Management reports resilient Q3 results amidst hurricane impacts

Regional Management overcame hurricane challenges to deliver strong financial performance in Q3 2024, with record revenue and net income.
The company's strategic focus on high-margin loans and branch expansion positions it for continued growth and profitability.
While facing operational challenges and natural disaster risks, Regional Management remains optimistic about future growth prospects.
Maintaining credit quality and managing expenses will be crucial for sustaining profitability and capitalizing on growth opportunities.

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RM's third-quarter earnings benefit from rising interest and fee income and improved efficiency ratio. The hurricane impact, coupled with declining net insurance income, partially offset the results.

Regional Management Shares Plunge 9.3% Despite Q3 Earnings Beat

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Are Investors Undervaluing Regional Management (RM) Right Now?

Regional Management Corp. (RM) Q3 2024 Earnings Call Transcript

Regional Management (RM) came out with quarterly earnings of $1.18 per share, beating the Zacks Consensus Estimate of $1.05 per share. This compares to earnings of $0.91 per share a year ago.

Regional Management (RM) Q3 Earnings Top Estimates

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the third quarter ended September 30, 2024. “Our team once again delivered strong results in the third quarter, and our credit performance continues to improve,” said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. “We generated net income of $7.7 million and diluted EPS of $0.76, inclusive of a $4.3 million impact to net.

Regional Management Corp. Announces Third Quarter 2024 Results

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it will report its third quarter 2024 results after the market closes on Wednesday, November 6, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (844) 826-3.

Regional Management Corp. to Report Third Quarter 2024 Results on Wednesday, November 6, 2024

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company operating through its Regional Finance subsidiaries, is offering borrower assistance programs to provide relief to customers in the Southeast who have been impacted by Hurricane Helene. The programs provide a variety of options to eligible customers, including loan payment deferrals, loan modifications, and certain fee waivers. Regional Finance team members also stand ready to assist.

Regional Management Corp. Offers Assistance to Customers Impacted by Hurricane Helene

RM continues to invest in its strategic and growth initiatives while keeping a tight grip on general and administrative expenses.

Regional Management Stock Rises 16% in a Month: Should You Buy?

Regional Management (RM) foresees about 60-70 basis points year-over-year growth in total revenue yield for 2024.

Regional Management (RM) Declines 2.5% Despite Q2 Earnings Beat

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Regional Management Corp. (RM) Q2 2024 Earnings Call Transcript

Regional Management (RM) came out with quarterly earnings of $0.86 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.63 per share a year ago.

Regional Management (RM) Q2 Earnings Top Estimates

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2024. “We are very pleased with our quarterly and year-to-date results,” said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. “We delivered $8.4 million of net income in the second quarter, or $0.86 of diluted EPS. We grew our portfolio by $29 million sequentially to $1.8 billion in the q.

Regional Management Corp. Announces Second Quarter 2024 Results

Regional Management (RM) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

Regional Management (RM) Surges 6.9%: Is This an Indication of Further Gains?

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it will report its second quarter 2024 results after the market closes on Wednesday, July 31, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-075.

Regional Management Corp. to Report Second Quarter 2024 Results on Wednesday, July 31, 2024

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $187.3 million asset-backed securitization, marking its tenth successful securitization. The Regional Management Issuance Trust 2024-1 (RMIT 2024-1) notes were issued at a weighted-average coupon of 6.19% (a 132 bps improvement over the prior RMIT 2022-2B issued notes), secured by $215.7 million of receivables, with a 3-year revolving period. T.

Regional Management Corp. Completes $187 Million Asset-Backed Securitization

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it raised $52,000 in support of the American Heart Association's (AHA) Upstate Heart Walk through its community outreach program, Regional Reach. The company participated in the walk on Sunday, April 21, in downtown Greenville, South Carolina. “Organizations like Regional Management have been instrumental in propelling our mission,” said Adelyn Nottingham, Direct.

Regional Management Corp. Raises Over $50,000 in Support of the American Heart Association Upstate Heart Walk

Regional Management Corp. (NYSE:RM ) Q1 2024 Earnings Call Transcript May 1, 2024 5:00 PM ET Company Participants Garrett Edson - IR Rob Beck - President and CEO Harp Rana - CFO Conference Call Participants John Hecht - Jefferies Matt Dhane - Tieton Capital Management Operator Greetings and welcome to the Regional Management's First Quarter 2024 Earnings Call. At this time, all participants are in a listen-only mode.

Regional Management Corp. (RM) Q1 2024 Earnings Call Transcript

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2024. “We had a very strong start to 2024, as we outperformed our outlook on both the top and bottom lines,” said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. “We generated net income of $15.2 million and diluted earnings per share of $1.56 in the first quarter. Our portfolio liquidate.

Regional Management Corp. Announces First Quarter 2024 Results

Regional Management (RM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Regional Management (RM) Q1 Earnings Expected to Decline

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Should Value Investors Buy Regional Management (RM) Stock?

GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it will report its first quarter 2024 results after the market closes on Wednesday, May 1, 2024. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-0752 (.

Regional Management Corp. to Report First Quarter 2024 Results on Wednesday, May 1, 2024

Regional Management (RM) foresees about 40-50 basis points year-over-year growth in total revenue yield for 2024.

Regional Management (RM) Down 10.8% Despite Q4 Earnings Beat

Regional Management Corp. (RM) Q4 2023 Earnings Call Transcript

News for Regional Management Stock (RM)