Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

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Cost of revenue

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Operating expenses

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Other

Operating income

EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

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Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

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Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

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Cash from financing

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Cash from other sources

Net change in cash

Free cash flow

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. reported earnings for the second quarter ended June 30, 2023.

Consistent, Sustainable Performance. Regions reports second quarter 2023 earnings of $556 million, earnings per diluted share of $0.59

Declining NII, weakening loan demand, and a rise in expenses and reserves are likely to affect Regions Financial's (RF) Q2 results. Nonetheless, fee income is likely to support financials.

Regions Financial (RF) to Post Q2 Earnings: What's in Store?

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Investors need to pay close attention to Regions Financial (RF) stock based on the movements in the options market lately.

Is the Options Market Predicting a Spike in Regions Financial (RF) Stock?

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company will release its second quarter 2023 financial results on Friday, July 21.

Regions Financial to Announce Second Quarter 2023 Financial Results on July 21, 2023

Strategic business expansion initiatives, decent loan growth and higher rates will continue to support Regions Financial (RF) amid huge commercial loan exposure and mounting expenses.

Should You Watch Regions Financial (RF) for Solid Dividend?

Regions Financial (RF) continues to benefit from a rise in net interest income and decent loan growth. However, lack of diversification in the loan portfolio and rising expenses are concerns.

Regions Financial (RF) Aided by Higher Rates Amid Expense Woes

Regions Financial has been given a "buy" rating due to its attractive valuation, price opportunity, capital and liquidity position, product and regional penetration, and benefiting from the current interest rate environment. The bank currently offers a 4.33% dividend yield, and its forward P/E is 7.81, over 16% lower than the sector median. A potential headwind is its exposure to asset risk, particularly nonperforming loans, charge-offs, and commercial real estate, including offices.

Regions Financial: Still An Undervalued Dividend Opportunity Among Regional Banks

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corporation on Friday announced an upcoming change to the reference rate for certain preferred stock.

Regions Financial Corp. Announces Updated Reference Rate for Certain Preferred Stock

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Fintel reports that on May 19, 2023, Goldman Sachs maintained coverage of Regions Financial (NYSE:RF) with a Buy recommendation.

Goldman Sachs Maintains Regions Financial Buy Recommendation

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BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to participate in the upcoming Morgan Stanley U.S. Financials, Payments & CRE Conference.

Regions Financial Scheduled to Participate in Morgan Stanley Financials Conference

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Continued fallout from the March banking crisis hurt Regions Financial this week. A bank failure, a called-off acquisition, and rising interest rates all took their toll.

Why Regions Financial Stock Plummeted 13.7% This Week

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Truist on Monday downgraded Regions Financial Corp. RF to hold from buy and cut the financial stock's price target to $20 from $21. Truist analyst Brandon King said the firm is better able to withstand economic challenges with more downside rate protection, but revenue growth is expected to be more difficult.

Truist cuts Regions Financial rating to hold from buy on ‘revenue headwinds'

Regions Financial Corporation (RF) Q1 2023 Earnings Call Transcript.

Regions Financial Corporation (RF) Q1 2023 Earnings Call Transcript

Higher NII on the back of decent loan demand and rising rates support Regions Financial's (RF) Q1 earnings amid increased provisions, deposit outflows and higher expenses.

Regions Financial (RF) Q1 Earnings & Revenues Lag Estimates

Regions Financial Corp. RF, -1.72% said it grew its profit by 12% as deposits remained stable despite turmoil in the banking sector during the quarter. Regions Financial said its first-quarter profit increased to $588 million, or 62 cents a share, from $524 million, or 55 cents a share, in the year-ago quarter.

News for Regions Financial Stock (RF)