Revenue segments as reported by the company.

Interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provision for (benefit from) credit losses

Non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Regions Financial

Regions Financial Corp. operates as a bank holding company. It provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other financing. The firm operates through the following segments: Corporate Bank, Consumer Bank, Wealth Management, and Other. The Corporate Bank segment represents the commercial banking functions including commercial and industrial, commercial real estate and investor real estate lending. The Consumer Bank segment holds the branch network, including consumer banking products and services related to residential first mortgages, home equity lines and loans, small business loans, indirect loans, consumer credit cards and other consumer loans. The Wealth Management segment offers individuals, businesses, governmental institutions and non-profit entities a range of solutions to help protect, grow and transfer wealth. The Other segment includes the company's treasury function, the securities portfolio, wholesale funding activities, interest rate risk management activities and other corporate functions that are not related to a strategic business unit. The company was founded in 1971 and is headquartered in Birmingham, AL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Regions Financial reports robust earnings and growth opportunities in 2023

Regions Financial's Q4 2022 performance reflects strong earnings, loan growth, and a focus on enhancing revenue streams while managing expenses effectively.
Despite facing challenges such as declining noninterest income and potential deposit runoff, the company remains well-positioned with a robust capital base and growth opportunities.
Strategic investments, customer deposit growth, and a competitive focus on credit risk management highlight Regions Financial's resilience and potential for future growth.

Regions Financial reports solid Q1 earnings, eyes growth opportunities

Regions Financial's Q1 performance reflects growth in loans and net interest income, with stable asset quality and a focus on managing expenses.
The bank's strengths lie in customer-centric strategies, strong deposit franchise, and a focus on fundamental banking principles.
Challenges include increased noninterest expenses, lower loan pipelines, and expected declines in deposit service charges.
Opportunities for the bank include improved business outlook, loan growth, and adjustments to revenue guidance for future growth.

Regions Financial posts solid Q2 earnings amidst growth opportunities

Regions Financial's Q2 performance reflects a balanced mix of strengths and challenges, with a focus on capital strength and revenue diversification.
The bank's customer-centric initiatives and strategic acquisitions position it well for growth opportunities in a dynamic economic environment.
While managing expenses and navigating interest rate uncertainties, Regions Financial aims to leverage its strong capital position for sustainable growth and profitability.
Strategic focus on organic growth, talent acquisition, and technology optimization underscore the bank's commitment to long-term success and resilience.

Regions Financial reports resilient earnings amidst fraud challenges and growth opportunities

Regions Financial navigated Q3 2023 with solid earnings despite elevated fraud losses, focusing on capital strength and growth opportunities.
Challenges include increased net charge-offs and concerns over risk management practices, countered by opportunities for improved performance and revenue growth.
Management's confidence in the company's resilience and ability to adapt to market changes underpins their strategic outlook and commitment to shareholder value.
Analysts' inquiries into financial outlook and risk management highlight the company's proactive approach to addressing concerns and optimizing performance.

Regions Financial reports solid 2023 earnings, eyes growth opportunities

Regions Financial's strong financial performance in 2023, supported by robust risk management and strategic investments, positions the company well for growth and stability in 2024.
While facing challenges such as soft loan demand and regulatory uncertainties, the company's focus on cost control, technology investments, and risk mitigation strategies presents opportunities for future success.
With a clear focus on maintaining capital strength, managing expenses, and adapting to market dynamics, Regions Financial aims to navigate economic uncertainties and drive positive operating leverage in the coming years.

Regions Financial reports solid Q1 earnings amidst industry-specific challenges

Regions Financial's Q1 performance showed resilience with stable asset quality and improved noninterest income. Challenges include loan decrease and industry-specific stresses. Opportunities lie in achieving NIM targets and managing funding costs for sustained margins.

Regions Financial posts robust Q2 earnings, eyes efficiency and growth

Regions Financial delivered strong Q2 results with a focus on cost management, asset quality, and profitability improvement.
Strategic initiatives to enhance efficiency, manage expenses, and optimize margins position the company for sustainable growth.
Challenges include credit risk management, interest rate environment, and achieving targeted financial ratios amidst market uncertainties.
Opportunities lie in leveraging positive operating leverage, growing noninterest income, and optimizing funding costs for enhanced profitability.

Regions Financial posts strong Q3 earnings amidst economic uncertainty

Regions Financial's Q3 performance reflects solid earnings growth, though challenges like cautious corporate spending and rising credit risk persist.
The company's strengths lie in customer-centric strategies, community support, and a strong capital position, while opportunities exist in enhancing customer relationships and pursuing growth initiatives.
To maintain positive momentum, Regions Financial must address challenges like economic uncertainty and evolving deposit costs while leveraging opportunities for customer engagement and strategic investments.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Regions Financial (RF) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Regions Financial (RF) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 Release

BIRMINGHAM, Ala.--(BUSINESS WIRE)--The Federal Reserve communicated to Regions Financial Corp. that the company exceeded all minimum capital levels under the Supervisory Stress Test.

Regions Financial Corp. Receives Results of 2024 Stress Test

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the dates on which the company plans to issue its quarterly earnings results in 2025.

Regions Financial Provides Quarterly Earnings Release Dates for 2025

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to release its second quarter 2024 financial results on Friday, July 19.

Regions Financial to Announce Second Quarter 2024 Financial Results on July 19, 2024

Regions Financial (RF) gains from consistent growth in loan balances, driven by its presence in strategic markets. However, a rise in expenses remains a concern.

Regions Financial (RF) Rides on Robust Loan Amid High Costs

Avangrid

Franklin Resources

Citizens Financial Group

Cisco Systems

Exelon

Hasbro

Hormel Foods

Interpublic Group of Companies

Kraft Heinz

Mondelez

MetLife

NextEra Energy

Prudential Financial

Target

Barron's seventh-annual (2024) ranking of Sustainable companies started with the 1,000 largest publicly traded companies by market-value, then ranked each by performance for five-key-constituencies: shareholders, employees, customers, community, and planet. Home-products company Clorox sits at the top for the second straight year, edging out Kimberly-Clark, CBRE Group, Hasbro, and Agilent Technologies in the top five. Per 6/11/24 data from YCharts, the top-10 of 77 dividend-paying sustainable companies ranged 4.32%-11.04% by annual yield and ranged 27.89%-117.74% by broker-estimated target-price-upsides.

Buy 9 Sustainable Dividend Dogs Of Barron's June Top 100

Regions Financial's (RF) subsidiary, Regions Bank, together with BILL, launches Regions CashFlowIQ. The latest launch is set to simplify the payments and cash management process.

Regions Financial's (RF) Arm Unveils New Digital Payment Solution

Bank of America

Comerica

Fifth Third Bancorp

Huntington Bancshares

JPMorgan Chase & Co

KeyCorp

M&T Bank

New York Community Bancorp

Bank OZK

PNC Financial Services

Truist Financial

Valley National

Wells Fargo

Zions Bancorp

By now you have probably seen myriad headlines about an alarming level of risk that banks are facing from potential losses on their portfolios of loans secured by office buildings. But there are fallacies in many media reports.

These numbers show that banks' risk from office real estate has been exaggerated

Bill.com

BIRMINGHAM, Ala. & SAN JOSE, Calif.--(BUSINESS WIRE)--Regions Bank and BILL, a leading financial operations platform for small and midsize businesses, on Wednesday announced the launch of Regions CashFlowIQSM, a digital solution designed to simplify payments and streamline cash-management processes for Regions' commercial clients. “Businesses are looking for banks that provide more than financing; they want practical solutions to better manage their cash flow. That's what we're delivering,” sai.

Regions Bank Launches CashFlowIQ, Powered by BILL, to Help Business Clients Manage Money Better

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Wednesday announced it has received the 2024 President's “E” Award for Export Service in recognition of the bank's work to provide financing solutions for Corporate Banking clients that collectively increase the nation's exports. Regions received the award at a ceremony Tuesday afternoon at the U.S. Department of Commerce in Washington, D.C. “Our focus at Regions Bank is helping business clients maximize opportunities for growth, and our work w.

A High Honor for Global Trade: Regions Bank Receives 2024 Presidential Award for Excellence in Supporting Exports

Barron's seventh-annual (2024) ranking of Sustainable companies started with the 1,000 largest publicly-traded companies by market-value, then ranked each by performance for five-key-constituencies: shareholders, employees, customers, community, and planet. Home-products company Clorox sits at the top for the second straight year, edging out Kimberly-Clark, CBRE Group, Hasbro, and Agilent Technologies in the top five. Per 5/9/24 data from YCharts, the top-10 of 76 dividend-paying sustainable companies ranged 4.41%-10.8% by annual yield and ranged 18.81%-116.07% by broker-estimated target-price-upsides.

Buy 9 Sustainable Dividend Dogs Of Barron's Top 100

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. announced the company is scheduled to participate in the upcoming Morgan Stanley U.S. Financials Conference.

Regions Financial Scheduled to Participate in Morgan Stanley U.S. Financials Conference

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Tuesday announced its Real Estate Capital Markets division, a diversified multifamily and commercial real estate lender, has now begun servicing the loans it has originated. “Already, clients recognize Regions Real Estate Capital Markets as a source of customized financial guidance and solutions tailored to meet the needs of the businesses we serve,” said Troy Marek, head of Real Estate Capital Markets for Regions Bank. “Now, by directly servic.

Regions Real Estate Capital Markets Now Servicing its Loan Assets

RENNES, France--(BUSINESS WIRE)--Unseenlabs, a pioneer and global leader in radio frequency (RF) intelligence from space, is set to redefine global surveillance standards once again with the scheduled launch of a new satellite constellation in 2026. Founded in 2015 by a group of visionary entrepreneurs and headquartered in Europe (France), Unseenlabs has consistently led the way in technological innovation in space-based RF detection. Since 2019, Unseenlabs operates a cutting-edge satellite con.

Unseenlabs Announces Next-Generation Satellite Constellation for 2026 to Monitor Sea, Land, and Space Environments from Space

VILLA RICA, Ga.--(BUSINESS WIRE)--There's community involvement. And then there's truly raising the bar. Regions Bank honors Kascia Polk from metro Atlanta for amazing volunteerism.

A Role Model in Her Community: Regions Bank Branch Manager Honored for Making an Impact on Others

BIRMINGHAM, Ala.--(BUSINESS WIRE)--How Regions Bank excels in three key areas to become one of America's Most Innovative Companies for 2024.

Regions Bank Recognized by Fortune as One of America's Most Innovative Companies

Regions Financial is a regional bank with over $150B in assets, focused on commercial & Industrial loans. The bank saw a decrease in net interest income in Q1, but made up for it with decreased non-interest expenses. The bank's exposure to commercial real estate is relatively low, and it has a strong balance sheet with ample cash reserves.

Regions Financial Offers 5% Dividend Yield At A Low Payout Ratio

Two months after laying off 3% of its workforce, the Birmingham, Alabama-based Regions Bank posted disappointing Q1 earnings Friday (April 19). The southeastern regional's results were driven by higher expenses despite the headcount reduction, FDIC assessments and an adjustment to its securities accounting.

Regions Bank Struggles With Expenses; Bullish On Consumer

Regions Financial Corporation (NYSE:RF ) Q1 2024 Earnings Conference Call April 19, 2024 10:00 AM ET Company Participants Dana Nolan - EVP & Head, IR John Turner - President, CEO & Director David Turner - Senior EVP & CFO Conference Call Participants Ebrahim Poonawala - Bank of America Merrill Lynch Robert Siefers - Piper Sandler & Co. Betsy Graseck - Morgan Stanley Christopher Spahr - Wells Fargo Securities Peter Winter - D.A. Davidson & Co. Kenneth Usdin - Jefferies David Rochester - Compass Point John Pancari - Evercore ISI Gerard Cassidy - RBC Capital Markets Matthew O'Connor - Deutsche Bank Operator Good morning, and welcome to the Regions Financial Corporation's quarterly earnings call.

Regions Financial Corporation (RF) Q1 2024 Earnings Call Transcript

Regions Financial's (RF) first-quarter earnings reflect increased non-interest income and deposit balances. However, elevated expenses and a decline in NII are near-term concerns.

Regions Financial (RF) Q1 Earnings Miss Estimates, NII Falls Y/Y

Although the revenue and EPS for Regions Financial (RF) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Regions Financial (RF) Reports Q1 Earnings: What Key Metrics Have to Say

Regions Financial (RF) came out with quarterly earnings of $0.44 per share, missing the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.62 per share a year ago.

Regions Financial (RF) Q1 Earnings and Revenues Miss Estimates

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. reported earnings for the first quarter ended March 31, 2024.

Regions reports first quarter 2024 earnings of $343 million, earnings per diluted share of $0.37

Regions Financial (RF) is seeing favorable earnings estimate revision activity and has a positive Zacks Earnings ESP heading into earnings season.

Why Regions Financial (RF) Might Surprise This Earnings Season.

Besides Wall Street's top -and-bottom-line estimates for Regions Financial (RF), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2024.

News for Regions Financial Stock (RF)