Q2 Hld

Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q1 2022

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Earnings data Q3 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Q2 Holdings reports robust Q4 earnings, eyes digital banking growth

Q2 Holdings delivered a strong Q4 performance with revenue growth and emphasized resilience in revenue streams, digital banking wins, and subscription revenue.
The company faces challenges from contract terminations, lending pressures, and organizational adjustments but sees opportunities in digital banking growth and EBITDA expansion.
With a focus on profitable growth, higher-margin subscription revenue, and customer transformation, Q2 Holdings aims for sustained success and financial strength.
Guidance for 2023 indicates a positive outlook with revenue targets and strategic initiatives aligned towards achieving long-term profitability and growth.

Q2 Holdings (QTWO) reports robust Q1 results amidst market opportunities

Q2 Holdings delivered strong financial performance in Q1 2023, showcasing growth in subscription revenue and adjusted EBITDA, along with strategic initiatives driving market competitiveness.
While facing challenges in discretionary spending and M&A activity slowdown, the company remains focused on operational excellence, customer satisfaction, and long-term value creation.
Opportunities lie in leveraging legacy players' outdated systems, exploring AI capabilities, and capitalizing on evolving market demands to drive future growth and expansion.

Q2 Holdings reports robust Q2 results, eyes expansion and innovation

Q2 Holdings delivered strong financial performance in Q2 2023, driven by increased ASP, win rates, and subscription growth, with a focus on profitable growth strategies and capital allocation optimization.
The company faces challenges with back-end loaded renewals, revenue guidance adjustments, and competitive dynamics, but sees opportunities in expanding into new markets, embedded finance, and technology-driven solutions.
Overall, Q2 remains confident in its performance, emphasizing exceptional customer service, differentiated products, and a strategic focus on innovation and growth.

Q2 Holdings reports strong Q3 performance amidst revenue challenges

Q2 Holdings delivered a strong performance in Q3 2023, driven by innovative offerings and robust sales success, despite revenue challenges.
The company faces opportunities in cross-selling, debt servicing, and product innovation to sustain growth and operational efficiency.
Overall, Q2 Holdings remains focused on digital banking strength, subscription revenue growth, and leveraging customer success for continued success.

Q2 Holdings reports robust Q4 earnings, eyes expansion opportunities

Q2 Holdings delivered strong financial performance in Q4 2023, driven by record sales, digital banking solutions, and AI advancements. The company's focus on product innovation, pricing power, and strategic acquisitions positions it well for future growth. However, challenges around competitive displacement, margin objectives, and balancing debt repayment with investments require careful management.

Q2 Holdings surpasses revenue guidance in Q1 2024 earnings

Q2 Holdings had a strong start in Q1 2024, exceeding revenue guidance and achieving positive free cash flow. The company's focus on customer relationships, innovation, and platform value proposition drove wins and expansions. Challenges lie in upcoming renewals and managing short-term costs.

Q2 Holdings reports strong Q2 earnings and sets sights on sustained growth and innovation

Q2 Holdings delivered a robust performance in Q2 2024, marked by strong revenue growth, profitability, and operational efficiency. The company's focus on innovation and customer success positions it well for sustained growth and market leadership.
While facing challenges in maintaining growth rates and managing expenses, Q2 Holdings has opportunities to capitalize on its strengths, drive operational improvements, and explore new avenues for expansion and innovation.
Overall, Q2 Holdings' Q2 2024 earnings call reflects a positive trajectory, with a solid financial foundation, strategic focus on growth, and a commitment to driving innovation and customer value.

Q2 Holdings excels in Q3, forecasts strong growth and profitability

Q2 Holdings delivered exceptional Q3 results, surpassing revenue targets and demonstrating strong financial performance and customer engagement.
The company's strategic wins, improved margins, and focus on innovation position it well for sustained growth and profitability.
While challenges exist in a competitive landscape, opportunities in revenue growth, cash flow generation, and client expansions provide a positive outlook for the future.

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AUSTIN, Texas--(BUSINESS WIRE)--Q2 Named a Leader in New IDC MarketScape for North American Digital Banking Customer Experience Platforms

Q2 Named a Leader in New IDC MarketScape for North American Digital Banking Customer Experience Platforms

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, and ALTR, innovator of complete data control and protection solutions, today announced the long-term extension and expansion of their strategic technology partnership through 2026 to deliver unrivaled data governance and security to Q2 customers. With the increasing importance of controlling and protecting sensitive data, the accelerating regulatory envi

Q2 and ALTR Expand Partnership to Deliver Unparalleled Data Control and Protection to Financial Institutions

AUSTIN, Texas--(BUSINESS WIRE)--Ahon Sarkar, GM of Helix by Q2, to Speak at Wolfe Fintech Forum

Ahon Sarkar, GM of Helix by Q2, to Speak at Wolfe Fintech Forum

Q2 Holdings, Inc. (QTWO) CEO Matt Flake on Q4 2021 Results - Earnings Call Transcript

Q2 Holdings (QTWO) delivered earnings and revenue surprises of 233.33% and 0.22%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Q4 Earnings Surpass Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. Announces Fourth Quarter and Full-Year 2021 Financial Results

Q2 Holdings, Inc. Announces Fourth Quarter and Full-Year 2021 Financial Results

Q2 Holdings (QTWO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Q2 Holdings (QTWO) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Deluxe

MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE:DLX), a Trusted Payments and Business Technology™ company, today announced its integration with Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending. Through this integration, Deluxe will offer HR & Payroll Solutions within Q2's Partner Marketplace Program, enabling financial institutions to seamlessly provide these solutions to their clients, while generating recurring revenue and increasin

Deluxe Announces Integration with Q2 Holdings' Digital Banking Platform

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. will release its financial results for the fourth quarter and full-year 2021 after market close on Tuesday, February 15, 2022.

Q2 Holdings, Inc. Announces Investor Conference Call to Review Fourth Quarter and Full-Year 2021 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the introduction of Helix, the evolution of Q2's Banking-as-a-Service (BaaS) platform. As a cloud-native core purpose built for embedded finance, Helix enables any innovative company to offer differentiated banking products that are personalized to serve the unique needs of their users. While Q2's digital banking platform is focused on se

Q2 Introduces Helix: Banking as a Service to Make Finance Human

AUSTIN, Texas--(BUSINESS WIRE)--Q2's PrecisionLender data predicts increased loan demand for large and mid-market firms and reveals cautious optimism for market recovery.

Q2 Unveils 2022 State of Commercial Banking Market Analysis Report

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced it received the 2022 Top Workplaces USA award, issued by Energage. This is the inaugural year for Top Workplaces USA, built on the program's 14-year history surveying more than 20 million employees across 54 markets for the regional Top Workplaces awards. Award winners were selected based on employee feedback gathered through an employee

Q2 Named an Inaugural Winner of 2022 Top Workplaces USA

AUSTIN, Texas--(BUSINESS WIRE)--Q2 helps Knoma streamline its student loan process, reducing funding decision timing from three to six months down to minutes.

Q2 Helps UK-Based Knoma Offer Zero-interest, No-fee Student Loans in Minutes

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital banking and lending solutions, will host its Investor Day today at 9:00 a.m. EST. The event will feature presentations from members of Q2's executive team focused on the evolution of financial services, why Q2 believes it is well positioned to help lead this transformation, and how that translates into a compelling long-term growth and margin expansion opportunity for the company. Q2 has identified thre

Q2 Holdings, Inc. to Host Virtual Investor Day; Q2 is Equipped to Lead and Capitalize on the New Frontier in Financial Services

AUSTIN, Texas--(BUSINESS WIRE)--Kirk Coleman joins Q2 to boost the company's growth strategy and market leadership in digital banking and lending

Q2 Appoints New Chief Banking Officer

AUSTIN, Texas--(BUSINESS WIRE)--Aite recognizes Q2 as a leading provider of commercial banking solutions, highlighting its continued focus on innovation and platform usability

Q2 Named “Best-in-Class” in Aite Group U.S. Cash Management Report

AUSTIN, Texas--(BUSINESS WIRE)--Q2 today released a global research study conducted by Economist Impact entitled 'What is shaping the ecosystem of small business lending?'.

Global Industry Study Reveals Fintech Lenders are Evolving Fast and Moving Up Market

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced it was recognized as one of Austin American-Statesman's Greater Austin Top Workplaces, marking its eleventh consecutive year on the list. The award is based on employee surveys and represents outstanding practices in benefits, policies, and culture within the region. “We feel incredibly honored to once again be recognized by our community

Q2 Receives Top Workplace Award by Austin American-Statesman

The company beat revenue estimates and eked out a profit.

Why the Market Liked Q2 Holdings' Earnings Report

LEHI, Utah, Nov. 8, 2021 /PRNewswire/ -- MX, the financial data platform and leader in modern connectivity, today announced its integration with Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, via Q2's Partner Accelerator Program, which is part of Q2 Innovation Studio . Through the integration, MX is now offering guided financial insights with MXinsights and MXwellness within Q2's digital banking solution, giving clients the ability to provide customers with personalized financial guidance based on their spending, saving, and borrowing behaviors and a clear path to financial stability and growth.

MX Announces Integration With Q2's Digital Banking Platform

Q2 Holdings, Inc. (QTWO) CEO Matt Flake on Q3 2021 Results - Earnings Call Transcript

Q2 Holdings (QTWO) delivered earnings and revenue surprises of 0.00% and 0.77%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Q3 Earnings Meet Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its third quarter ending September 30, 2021. GAAP Results for the Third Quarter 2021 Revenue for the third quarter of $126.7 million, up 22 percent year-over-year and up 3 percent from the second quarter of 2021. GAAP gross margin for the third quarter of 45.0 percent, up from 44.7 percent for the prior-year quarter and 44.8 p

Q2 Holdings, Inc. Announces Third Quarter 2021 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, and Boston Consulting Group (BCG) today announced the launch of YieldBuilder to help solve one of the top challenges for commercial banks in North America: effective loan pricing. According to research from S&P Global Market Intelligence, net interest margins have recently dropped nearly 14% for most lending institutions, and per the Federal Deposit

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