Q2 Hld

Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Q2 Holdings reports robust Q4 earnings, eyes digital banking growth

Q2 Holdings delivered a strong Q4 performance with revenue growth and emphasized resilience in revenue streams, digital banking wins, and subscription revenue.
The company faces challenges from contract terminations, lending pressures, and organizational adjustments but sees opportunities in digital banking growth and EBITDA expansion.
With a focus on profitable growth, higher-margin subscription revenue, and customer transformation, Q2 Holdings aims for sustained success and financial strength.
Guidance for 2023 indicates a positive outlook with revenue targets and strategic initiatives aligned towards achieving long-term profitability and growth.

Q2 Holdings (QTWO) reports robust Q1 results amidst market opportunities

Q2 Holdings delivered strong financial performance in Q1 2023, showcasing growth in subscription revenue and adjusted EBITDA, along with strategic initiatives driving market competitiveness.
While facing challenges in discretionary spending and M&A activity slowdown, the company remains focused on operational excellence, customer satisfaction, and long-term value creation.
Opportunities lie in leveraging legacy players' outdated systems, exploring AI capabilities, and capitalizing on evolving market demands to drive future growth and expansion.

Q2 Holdings reports robust Q2 results, eyes expansion and innovation

Q2 Holdings delivered strong financial performance in Q2 2023, driven by increased ASP, win rates, and subscription growth, with a focus on profitable growth strategies and capital allocation optimization.
The company faces challenges with back-end loaded renewals, revenue guidance adjustments, and competitive dynamics, but sees opportunities in expanding into new markets, embedded finance, and technology-driven solutions.
Overall, Q2 remains confident in its performance, emphasizing exceptional customer service, differentiated products, and a strategic focus on innovation and growth.

Q2 Holdings reports strong Q3 performance amidst revenue challenges

Q2 Holdings delivered a strong performance in Q3 2023, driven by innovative offerings and robust sales success, despite revenue challenges.
The company faces opportunities in cross-selling, debt servicing, and product innovation to sustain growth and operational efficiency.
Overall, Q2 Holdings remains focused on digital banking strength, subscription revenue growth, and leveraging customer success for continued success.

Q2 Holdings reports robust Q4 earnings, eyes expansion opportunities

Q2 Holdings delivered strong financial performance in Q4 2023, driven by record sales, digital banking solutions, and AI advancements. The company's focus on product innovation, pricing power, and strategic acquisitions positions it well for future growth. However, challenges around competitive displacement, margin objectives, and balancing debt repayment with investments require careful management.

Q2 Holdings surpasses revenue guidance in Q1 2024 earnings

Q2 Holdings had a strong start in Q1 2024, exceeding revenue guidance and achieving positive free cash flow. The company's focus on customer relationships, innovation, and platform value proposition drove wins and expansions. Challenges lie in upcoming renewals and managing short-term costs.

Q2 Holdings reports strong Q2 earnings and sets sights on sustained growth and innovation

Q2 Holdings delivered a robust performance in Q2 2024, marked by strong revenue growth, profitability, and operational efficiency. The company's focus on innovation and customer success positions it well for sustained growth and market leadership.
While facing challenges in maintaining growth rates and managing expenses, Q2 Holdings has opportunities to capitalize on its strengths, drive operational improvements, and explore new avenues for expansion and innovation.
Overall, Q2 Holdings' Q2 2024 earnings call reflects a positive trajectory, with a solid financial foundation, strategic focus on growth, and a commitment to driving innovation and customer value.

Q2 Holdings excels in Q3, forecasts strong growth and profitability

Q2 Holdings delivered exceptional Q3 results, surpassing revenue targets and demonstrating strong financial performance and customer engagement.
The company's strategic wins, improved margins, and focus on innovation position it well for sustained growth and profitability.
While challenges exist in a competitive landscape, opportunities in revenue growth, cash flow generation, and client expansions provide a positive outlook for the future.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

AUSTIN, Texas--( BUSINESS WIRE )--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the return of its annual conference, CONNECT, which will be held in Austin, TX, May 15-18, 2023. CONNECT 23 will feature insights from industry thought leaders and experts and new innovations to help financial institutions transform their digital banking experience.

Q2 To Host CONNECT 23 in Austin in May 2023

AUSTIN, Texas--( BUSINESS WIRE )--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, announced today that Jesse Barbour, chief data scientist for Q2, will co-lead a presentation alongside Eiman Ebrahimi, CEO for Protopia AI, at the AI Summit New York on Thursday, Dec. 8, 2022, at 10:35 a.m. ET on the Finance Stage at the Javits Center.

Q2 Chief Data Scientist and Protopia AI CEO to Speak about Unlocking Quality Real Data for AI at The AI Summit New York

AUSTIN, Texas--( BUSINESS WIRE )--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced it has helped Johnson Financial Group (“JFG”), a privately-held financial services company and registered investment advisor, successfully transform its digital banking experience for its banking, wealth and insurance customers. JFG can now provide a personalized “one-stop-shop” experience for its clients, offering a vast continuum of financial services through its mobile and online banking application.

Q2 Helps Johnson Financial Group Modernize Its Digital Banking Experience

AUSTIN, Texas--( BUSINESS WIRE )--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the winners of its Purposeful Banker Awards. The Purposeful Banker Award program recognizes banks and credit unions that are building strong and diverse communities by transforming the banking industry with purpose.

Q2 Announces Winners of the 2022 Purposeful Banker Awards

AUSTIN, Texas--( BUSINESS WIRE )--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the inaugural grant recipients of the Q2 Philanthropy Fund. The new initiative is led in partnership with Austin Community Foundation (ACF), a grantmaking public charity, to make it easier and more accessible for non-profit organizations to apply for grants from Q2.

Q2 Announces Inaugural Recipients of Q2 Philanthropy Fund

Q2 Holdings, Inc. (NYSE:QTWO ) Q3 2022 Earnings Conference Call November 7, 2022 5:00 PM ET Company Participants Josh Yankovich - Investor Relations Matt Flake - Chief Executive Officer David Mehok - Chief Financial Officer Jonathan Price - Executive Vice President, Emerging Businesses, Corporate and Business Development Conference Call Participants Andrew Schmidt - Citi Joseph Vafi - Canaccord Charles Nabhan - Stephens Chase Donovan - Raymond James Pete Heckmann - D.A. Davidson Parker Lane - Stifel Operator Good afternoon, everyone.

Q2 Holdings, Inc. (QTWO) Q3 2022 Earnings Call Transcript

Q2 Holdings (QTWO) delivered earnings and revenue surprises of 400% and 1.27%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Q3 Earnings Surpass Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its third quarter ending September 30, 2022.

Q2 Holdings, Inc. Announces Third Quarter 2022 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced it was recognized as a Top Workplaces 2022 award winner by Austin American-Statesman, marking its 12th consecutive year on the list.

Q2 Recognized as Top Workplace by Austin American-Statesman

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, has announced Ontario-based digital home lender Prompt Financial Solutions (“Prompt Financial”) has partnered with Q2 and CloudKaptan to unify and automate the entire loan process lifecycle on a single platform, from the application to funding decisioning, servicing and repayment.

Q2 and CloudKaptan Help Prompt Financial Solutions Drive Growth by Transforming the Lending Experience

SCOTTSDALE, Ariz. , Nov. 1, 2022 /PRNewswire/ --  equipifi , a fintech company providing banks and credit unions with a white label Buy Now, Pay Later (BNPL) solution, announced its integration with Q2's Digital Banking Platform, via the Q2 Partner Accelerator Program.

equipifi Announces Integration with Q2's Digital Banking Platform to Offer Buy Now, Pay Later Services for Financial Institutions

BCB Bancorp

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced that New Jersey-based BCB Bancorp, Inc. (NASDAQ: BCBP) (“BCB”) has selected Q2's digital banking platform to deliver a seamless, modernized digital experience to its commercial and consumer banking customers.

BCB Bank Selects Q2 to Accelerate Digital Banking Innovation

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital banking and lending solutions, will attend the following conferences during the fourth quarter of 2022.

Q2 Holdings, Inc. to Attend Upcoming Conferences During Fourth Quarter 2022

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital banking and lending solutions, will release its financial results for the third quarter 2022 after market close on Monday, November 7, 2022.

Q2 Holdings, Inc. Announces Investor Conference Call to Review Third Quarter 2022 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE: QTWO), a cloud-native core purpose-built for embedded finance, today announced it has embedded its finance platform with Visa Debit Processing Service's data and fraud solutions.

Helix and Visa DPS Collaboration Gives Companies a Personalized Approach to Fraud Management

BM Technologies

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE:QTWO), a cloud-native platform purpose-built for embedded finance, and BM Technologies, Inc. (NYSE American:BMTX), formerly known as BankMobile, have announced they are partnering to provide comprehensive embedded banking solutions for consumer brands, combining Helix's embedded finance platform and bank partnerships with BM Technologies' award-winning app development services and program management.

Helix and BM Technologies Collaborate to Deliver Next-Generation Embedded Finance

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced its recognition as a Diversity in STEM Leader by Austin-based non-profit, Code2College.

Q2 Named 2022 Diversity in STEM Leader by Code2College

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced its acquisition of Sensibill, a privately held company founded in 2013 and headquartered in Toronto, Canada. Sensibill's machine learning platform enables financial institutions to capture and categorize granular spending details in order to better understand and serve their small business and consumer account holders throughout their fin

Q2 Acquires Sensibill to Enhance Data Insights for Financial Institutions and their Customers

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced Q2 Chief Availability Officer (CAO) Lou Senko was named the winner in the Large Corporate category for the 2022 Central Texas CIO of the Year ORBIE Awards, presented by the Central Texas CIO Leadership Association (CentralTexasCIO). As CAO, Senko's team is responsible for the delivery, availability, performance and quality of Q2 services

Q2 Chief Availability Officer Lou Senko Named 2022 CIO of the Year

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, announced today that it has been named alongside Q2 customer Axos Bank (Axos) as a winner of the 2022 IDC FinTech Rankings Real Results Awards in the Omni-Experience Customer Engagement category. Axos Bank is a leader in technology-driven financial services with a continued commitment to innovation, efficiency, and ease of use for over two decades. Throu

Q2 and Axos Bank Win 2022 IDC FinTech Rankings Real Results Award

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the release of its new report on bank innovation and digital evolution. The study reveals that developing partnerships with fintech companies is a top priority for growth and innovation at these banks. According to the report, more than 60 percent of financial institutions see fintech partnerships as key to their growth strategy; however

New Study by Q2 Reveals Innovation Gap for Banks and Credit Unions

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced its partnership with Austin Community Foundation (ACF), a grantmaking public charity, to increase the impact and reach in building strong and diverse communities through its new Q2 Philanthropy Fund. The Q2 Philanthropy Fund gives non-profits the ability to apply for grants from Q2. The Q2 Philanthropy Fund will make it easier and more a

Q2 Announces New Philanthropy Fund to Build Strong and Diverse Communities Worldwide

AUSTIN, Texas--(BUSINESS WIRE)--Q2 (NYSE: QTWO), a leading provider of digital transformation, today announced it has been named a Finovate Award finalist for the Best Fintech Accelerator/Incubator category. This marks the third time Q2 has been named a finalist, including when Q2's Digital Banking Platform was a finalist for the Best Back Office/Core Services Solution category in 2021 and when the Q2 Partner Marketplace won the Best of Show award in 2020. The Q2 Innovation Studio has experienc

Q2 Innovation Studio Named Finovate Award Finalist for Best Fintech Accelerator/Incubator

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE:QTWO), a cloud-native core purpose-built for embedded finance, today announced it has been named a Finovate Award finalist for the Best Embedded Finance Solution category. This marks the first time Helix has been named a finalist, recognizing its innovative approach to humanizing embedded finance through personalized banking solutions. Helix engages innovative brands and fintechs across different verticals – including Acorns, Betterment, Credit

Helix Named Finovate Award Finalist for Best Embedded Finance Solution

AUSTIN, Texas--(BUSINESS WIRE)--Helix by Q2 (NYSE: QTWO), a cloud-native core purpose-built for embedded finance, has announced today a partnership with Ubiquity, the leading business process outsourcer (BPO) for fintechs and specialized support services and one of the fastest-growing private companies in the U.S. With the Ubiquity partnership, Helix now offers managed services to help customers deliver enhanced user experiences within the Helix admin, through a proprietary two-way administrati

News for Q2 Hld Stock (QTWO)