Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q1 2023

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Earnings data Q1 2024

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Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Airbnb

Adobe

Salesforce

Disney

Fiverr

Alphabet

Microsoft

Palantir Technologies

Visa

Growth stock investing can be a lucrative strategy to gain wealth.

My 10 Best Growth Stocks to Buy Now in April

Mastercard

Prediction: 3 Stocks That Could Be Worth More Than Tesla by 2040

Apple

Affirm

Block

Apple's launch of buy now, pay later offerings didn't move AAPL stock much, but investors in PayPal, Square and Affirm took notice. The post How Apple Pay Later Will Pressure PayPal, Cash App And Affirm appeared first on Investor's Business Daily.

How Apple Pay Later Will Pressure PayPal, Cash App And Affirm

PayPal ( PYPL , Financial) stock has been demolished over the past two years, plunging from a peak of around $308 per share to $74 in recent weeks. Undoubtedly, the formerly hot fintech stock boomed and busted.

PayPal Stock: An Absurdly Cheap Fintech Play

Coinbase

Robinhood

NVIDIA

Riot Blockchain

Blockchain technology that underpins Bitcoin (BTC) and other cryptocurrencies may have far-reaching uses outside the cryptocurrency industry.

5 blockchain stocks to invest in April 2023

Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.

Paypal (PYPL) is a Top-Ranked Value Stock: Should You Buy?

Darden Restaurants

Plug Power

Roku

Air Products and Chemicals

Canadian Solar

Volkswagen AG

With the mini-banking crisis ebbing, the Fed poised to stop raising interest rates, and strong economic growth, it's a good time to find undervalued growth stocks to buy. Significant parts of most of the American banks that have failed in recent weeks have been acquired, while a troublesome European bank, Credit Suisse, was bought by UBS (NYSE: UBS ).

7 Undervalued Growth Stocks to Buy Before They Take Off

Tesla

The Nasdaq is trying to break out to new monthly highs, while multiple U.S. indices are putting in a series of higher highs. It's got investors thinking about the end of the bear market.

The 3 Best Stocks to Buy if We Enter a New Bull Market Soon

Home Depot

Williams-Sonoma

Home Depot faces near-term pressure on profits, dropping its stock to its cheapest valuation in over a decade. Williams-Sonoma's management plans to take advantage of a stock price drop to do buybacks on the dip.

3 Safe Stocks You'll Want to Buy Now Before the Next Bull Market Starts

It is rare in this market for us to get excited about ideas on the long side with any real expectation of holding for duration. We've found that in this environment, you have to move in and out of ideas pretty quickly. There are simply too many moving parts for long-duration theses in this market.

PayPal: Getting Ahead Of The Sleepy Tech Story

Trade Desk

The forward price-to-earnings ratio of the S&P 500 is below its 10-year average. PayPal is the most accepted digital wallet in North America and Europe.

2 Best Growth Stocks to Buy Before April 2023

Sirius XM Holdings Inc

Walgreens

Although bear market declines can be painful in the short-term, they unearth amazing opportunities for patient investors. Based on Wall Street's forward earnings estimates, these Nasdaq 100 components are the cheapest they've ever been and are ripe for the picking.

3 Nasdaq 100 Stocks That Have Never Been This Cheap

PayPal's stock is well off its peak as investors grapple with the softening macro situation. The company's focus on discretionary spending can be a weakness in a recessionary environment.

Where Will PayPal Be in 1 Year?

PayPal stock took a hit of nearly 20% from its post-earnings highs as investors buckled up for the impact of the recent banking crisis. However, we discuss why PayPal's robust balance sheet is well configured against imminent liquidity risks.

PayPal: Overblown Fears

Fintech and bank valuations are likely to remain under strain as the market reels from recent bank collapses. PayPal's user growth is slowing down dangerously; the fintech may post negative account growth in 2023.

PayPal: Growth Is Now A Real Problem (Technical Analysis)

A PayPal shareholder since its spin-off from eBay, Fundsmith sold its entire position at the end of 2022. Fund manager Terry Smith believes that PayPal is squandering its lead in electronic payments.

Britain's Warren Buffett Completely Sold PayPal: Should You?

PayPal has begun rolling out passkeys for Google Android devices. The rollout has begun with Android mobile web users in the United States and will expand to more users over the next 12 months, PayPal said in a Thursday (March 23) press release.

PayPal Begins Rolling out Passkeys for Google Android Devices

The concept of “buy now, pay later” has exploded in popularity in recent years. Americans have been using this form of lending — where a purchase is typically divided into four payments over several weeks — to buy everything from clothes to Peloton bikes.

More Americans are using ‘buy now, pay later' services to pay for groceries

Johnson & Johnson

Vanguard S&P 500 ETF

Investing in ETFs is a great way to keep pace with the broader market when equities start rising. Solid dividend stocks are smart options, too, and investors can hardly do better than Johnson & Johnson.

Think the Bear Market Is Over? Here's How to Invest $5,000

NuScale Power Corp

Taiwan Semiconductor Manufacturing

Although it's typically a good thing to be an optimist, having a realistic framework may allow you to think clearly about the best stocks to buy after the market crashes. Of course, it's impossible to tell if the market will really crash or not.

7 Best Stocks to Buy After the Market Crashes

PayPal Holdings, Inc. (NASDAQ:PYPL ) BofA Electronic Payments Symposium March 20, 2023 12:15 PM ET Company Participants Frank Keller - SVP, Head of Merchant & Payments Conference Call Participants Jason Kupferberg - BofA Global Research Operator Ladies and gentlemen, the program is about to begin. Reminder that you can submit questions at any time via the Ask Questions tab on the webcast page.

PayPal Holdings, Inc. (PYPL) BofA Electronic Payments Symposium (Transcript)

The digital payments market will continue to grow at a solid pace. Although competition is fierce, PayPal has its target audience and further strong market share erosion is unlikely.

PayPal: Growth Ahead, Still Undervalued

We continue to be buy-rated on PayPal; we see favorable entry points for long-term investors at current levels. We're more constructive on PayPal growing meaningfully toward 2H23 after the company took steps to rightsize its cost structure.

News for PayPal Stock (PYPL)