Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

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PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Global X FinTech ETF

Intuit

PayPal may be an old lion. It's an old lion, however, that's still expanding its territory.

3 Fintech Stocks That Can Keep Growing Profit

Bit Digital, Inc

Coinbase

NVIDIA

Riot Blockchain

Visa

We all know that the cryptocurrency sector imposes significant volatility on would-be participants, thus making blockchain stocks quite attractive. Rather than exclusively focusing on the wild gyrations of market sentiment, these enterprises seek to leverage (to varying degrees) blockchain technology.

7 Blockchain Stocks to Buy for Investors Scared of Cryptos

SoFi Technologies

PayPal's business is proving to be resilient despite headwinds, and the stock is cheaply valued. SoFi demonstrates an excellent ability to attract new customers at a reasonable price.

Better Buy: SoFi vs. PayPal Stock

2 Top Bargain Stocks Ready for Bull Runs

Adobe

QUALCOMM

Best Stocks To Buy Now? 3 Tech Stocks To Watch This Week

PayPal's stock price has come down as it deals with competition and slowing sales. It's still the dominant player in the industry and launching new products all the time.

PayPal Is Still on Sale. Is It Right for You?

Exelixis

NextEra Energy

Pubmatic

The growth-driven Nasdaq Composite was the caboose among the major U.S. stock indexes in 2022. Historically, every sizable drop in the major indexes, including the Nasdaq, has been a surefire buying opportunity for patient investors.

Nasdaq Bear Market: 5 Sensational Growth Stocks You'll Regret Not Buying on the Dip

PayPal: High-Quality Business At A Discount Price.

PayPal: High-Quality Business At A Discount Price

Apple

Ferrari

Sherwin-Williams

Netflix

Regeneron Pharmaceuticals

UnitedHealth Group

While the debate will certainly rage over which ideas legitimately rank as the greatest blue-chip stocks to buy of all time, for right now, certain enterprises stand out for a combination of their relevance and resilience. As well, a select few large-capitalization companies may be too undervalued and beaten down for their own good.

The Greatest 7 Blue-Chip Stocks to Buy for Your Portfolio

Mastercard

The banking sector has been through a lot lately. The Fed had to step in and bail out some of the biggest names in the industry as they faced a liquidity crunch and a wave of defaults.

3 Must-Buy Fintech Growth Stocks After the Fed “Bailouts”

Snowflake

Trade Desk

Growth stocks are almost entirely dependent on one thing: Environment. I know that sounds like an excuse for lazy stock picking, but above all else, environment is what drives them.

3 Growth Stocks to Hold if You Want to Hit a Double

Bank of America

Forrester Research

Here are some of the best stocks that enable you to benefit from fintech's growth without sacrificing steady income.

4 Top Dividend Stocks in Fintech

PayPal's focus on discretionary purchase activity will hurt it in recessionary times. With slower active account growth, the potential market opportunity might not be that large anymore.

Why I'm in No Hurry to Buy PayPal Stock

E-commerce firm PayPal should hire Pinterest Chief Executive Bill Ready as its next CEO, said a Bank of America analyst. The post Pinterest CEO Bill Ready Should Be PayPal's Next CEO: Analyst appeared first on Investor's Business Daily.

Pinterest CEO Bill Ready Should Be PayPal's Next CEO: Analyst

PayPal and Snowflake have a consensus rating of “buy” among Wall Street analysts. The highest price target on PayPal implies 113% upside, while the highest price target on Snowflake implies 243% upside.

2 Growth Stocks With 113% and 243% Upside to Buy Now, According to Wall Street

CVS Health

Albemarle

British American Tobacco

General Motors

Pfizer

Typically, blue-chip stocks to buy don't attract attention for their sheer upside potential. Rather, these enterprises bank on their established businesses to provide steady rewards for their stakeholders.

7 Blue-Chip Stocks to Buy for 100% Returns

ASML Hld

Oracle

Tech stocks have been leading the recent rally, but not all of them have come along for the ride. While many of the old tech stocks have done well lately, they seem to be forgotten about by investors.

3 ‘Old Tech' Stocks That You Can (and Should) Buy Now at a Bargain

FIRST DEAL SIGNED WITH NEW OWNERSHIP TO BE ONE OF THE MOST INNOVATIVE AND SIGNIFICANT IN THE NBA. PHOENIX and SAN JOSE, Calif.

PHOENIX SUNS AND PAYPAL EXTEND PARTNERSHIP AGREEMENT THROUGH 2026 NBA SEASON WITH A FOCUS ON ENHANCING FAN EXPERIENCE AND COMMUNITY INVESTMENT

Unbranded processing will become PayPal's largest segment in 2023. CEO Dan Schulman is departing at the end of the year.

1 Green Flag For PayPal in 2023, and 1 Red Flag

The Nasdaq is technically in a new bull market. PayPal hasn't yet recovered from its bear-market drubbing.

Nasdaq Bull Market: 1 Top Stock That's a Screaming Bargain Buy Right Now

Intel

Yelp

The three most popular hedge fund stocks to avoid have more going for them than people seem to believe. Hedge funds hold considerable sway over financial markets.

Don't Follow the Herd. 3 Crowded Hedge Fund Positions to Avoid.

PayPal Stock Is Down 70%. Is Now the Time to Go All In?

Visa is partnering with a host of financial service and payment companies for a new interoperable peer-to-peer (P2P) payment offering, one that allows people to transfer money to friends even if they usea different payment service.

Visa partners with PayPal, Venmo, and others to power interoperable digital payments

StoneCo

PayPal is riding a long-running tailwind that could boost revenue for years. Down 91% from its high, StoneCo stock is attractively valued and offers explosive upside.

News for PayPal Stock (PYPL)