Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Amazon

Salesforce

Alphabet

Amazon, Alphabet, Facebook, Salesforce and PayPal are Wall Street's most loved stocks, but only one looks especially attractive at its elevated levels, traders say.

These five S&P 500 stocks have the highest number of buy ratings on the Street

Apple

Mastercard

Payments stocks will be one of the hottest sectors in 2020. These three companies stand out for taking the technology beyond e-commerce.

3 Payments Stocks to Buy Now

PayPal Holdings Inc  is teaming up with criminologists and experts at several universities to probe the payment systems used in the trafficking of illegal firearms in the United States, the company said on Tuesday.

PayPal funds academic research on illegal firearms transactions

At 33.44x forward earnings, PayPal isn't a value stock, but price-to-earnings is a traditional valuation metric. ARK argues that digital wallet users aren't valued at nearly the same level as retail bank customers.

PayPal Stock Has the Potency to Deliver Plenty of Upside in 2020

Investors should overlook PayPal's weak guidance for 2020.

3 Reasons to Be Optimistic About PayPal

The company is looking to collaborations and partnerships to strengthen its moat around the world.

How PayPal Is Future-Proofing Its Business

The Paypal owned P2P payment facilitator, Venmo, is turning to plastic. Why?

How the Venmo Debit Card May Save PayPal

Skechers U.S.A.

Veeva Systems

With revenues and free cash flows rising, these companies look poised to make today's premium share prices look like bargains.

3 Top Growth Stocks to Buy in February

PayPal stock has had strong gains. But expect more.

PayPal Stock is Still a Great Way to Play the Payments Revolution

Microsoft

Micron Technology

NVIDIA

Rapid7

Synopsys

Splunk

A recent report from RBC Capital Markets reveals tech's best stocks to buy now that are most likely to outperform over the next seven years.

10 Tech Stocks to Buy Now for 2025

Visa

Here’s how these fintech giants did in the fourth quarter.

Visa and PayPal Show the War on Cash Is Far From Over

PayPal stock is down slightly after its weak Q1 guidance spooked investors, even though PYPL reported Q4 earnings that beat expectations.
The post PayPal Stock Looks Attractive Amid Its Volatility appeared first on InvestorPlace.

PayPal Stock Looks Attractive Amid Its Volatility

During the fourth-quarter earnings call, investors got to hear new insights about how the acquisition of Honey Science will power PayPal's future growth.

PayPal Management Talks Benefits of Honey Science Deal

PayPal Holdings Inc (NASDAQ: PYPL) reported fourth-quarter results Wednesday, and investors should take advantage of the "muted" response, according to Guggenheim.

3 Reasons For Guggenheim's PayPal Upgrade

PayPal stock is down modestly after its fourth-quarter report, due to perceptions that its guidance was soft. But its guidance actually looks solid.

Earnings Look Good Enough for PayPal Stock

Latest earnings report shows you've got to spend money to make money, and recent acquisitions are the key.

PayPal's Weak Guidance Masks Hidden Potential

Coca-Cola

Altria

Microsoft, Altria, Coca-Cola and PayPal were our top stock trades for Friday. That said, here's what the charts look like now.

4 Top Stock Trades for Friday: MSFT, MO, PYPL, KO

PayPal: Stay Invested; PayPal's Untapped Market Opportunity Is Massive

PayPal Holdings, Inc. (PYPL) CEO Dan Schulman on Q4 2019 Results - Earnings Call Transcript

Paypal (PYPL) delivered earnings and revenue surprises of 3.61% and 0.37%, respectively, for the quarter ended December 2019. Do the numbers hold clues to what lies ahead for the stock?

Paypal (PYPL) Tops Q4 Earnings and Revenue Estimates

PayPal Holdings Inc  forecast full-year adjusted profit below analysts' expectations as it invests in technology to fend off competition in a crowded digital payments space, sending its shares down 4%.

PayPal forecasts 2020 profit below estimates, shares fall

PayPal earnings and revenue guidance for the March quarter missed expectations. PayPal stock late Wednesday fell as Q4 total payment volume also fell short of analyst estimates.

PayPal Earnings, Revenue Guidance Fall Short Of Estimates, Stock Drops

PayPal Holdings (NASDAQ: PYPL) reported adjusted quarterly earnings of 86 cents per share on Wednesday, which beat the analyst consensus estimate of 83 cents.

PayPal Falls On Lower Q1 Guidance

PayPal Holdings Inc  reported a 13% fall in fourth-quarter profit on Wednesday, as it spent more on acquisitions and technology.

PayPal posts 13% fall in quarterly profit

PayPal Holdings Inc. delivered better-than-expected results Wednesday for its holiday quarter, but the company’s forecast came up short.

News for PayPal Stock (PYPL)