Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Apple

Cisco Systems

Alphabet

Microsoft

NVIDIA

Market volatility remains elevated, lessons from the financial crisis showcase market risk remains very, very high.

Big Tech Is The New Buffett

Intuit

The fintechs join traditional banks in the new Small Business Administration lending program.

PayPal and Intuit Can Make Emergency Small-Business Coronavirus Loans

The two companies are among the first non-bank, fintech companies to be approved for the Small Business Association's Paycheck Protection Program.

PayPal, Intuit QuickBooks approved to take part in coronavirus, small-business emergency loan program

PayPal represents great value right now, as the discounted price of PYPL stock offers an attractive entry point for long-term investors.
The post PayPal Stock Is a Long-Term Winner appeared first on InvestorPlace.

PayPal Stock Is a Long-Term Winner

American States Water

Citrix Systems

Amplify Mobile Payments ETF

iShares Core S&P 500 ETF

Moderna

Utilities Select Sector SPDR Fund

Health Care Select Sector SPDR Fund

SPDR S&P Software & Services ETF

These sectors are extremely well-positioned to survive market shocks. Buy the related ETFs and stocks.

4 Good Quality Sector ETFs & Stocks to Buy Right Now

PYPL stock rallied close to 30% over the past couple of weeks. After this strong run however the stock is approaching some serious technical overhead resistance on the charts.

Trade of the Day: Paypal Stock Is Ready to Reverse Again

PayPal stock could gain market share amid shifts in merchant and consumer behavior caused by Covid-19, said one analyst. But, with exposure to small business loans, PayPal is not immune.

PayPal Stock: Will Covid-19 Emergency Provide Opportunity To Gain Share?

Fiserv

Mastercard

Block

Visa

Fintech "disruption" may be a rude awakening for some established institutions. But via M&A, many of these financial services and fintech stocks see further upside.

5 Fintech Stocks That Could Materially Benefit From M&A

Coronavirus Won't Hinder PayPal's Growth

American Express

Could the COVID-19 pandemic have less of an economic impact than previously feared?

Here's Why Visa, PayPal, and Other Payment Stocks Are Rising Today

In the latest trading session, Paypal (PYPL) closed at $92.39, marking a -1.21% move from the previous day.

Paypal (PYPL) Stock Moves -1.21%: What You Should Know

Gilead Sciences

Netflix

Teladoc

Zoom Video

By Kayla Matthews, Journalist & Writer COVID-19 has thrown the world into uncertainty. The stock market responded with tremendous plunges that may have made you scared to ever buy stocks again.

The Safest Investments to Make During The COVID-19 Chaos

Paypal Can Make A Difference

These include a doubling of instant cash back rewards for holders of the company's Mastercard business debit card.

PayPal Announces Small Business Client Relief Measures

"We don't intend to do any layoffs as a result of COVID-19," PayPal CEO Dan Schulman told CNBC on Tuesday.

'This is the right thing' — PayPal is the latest company to take a no coronavirus-layoffs pledge

Soft consumer sentiment index, prompted by curtailment in spending capacity, is sure to dampen the prospects of payment stocks going forward.

Will Muted Consumer Confidence Beat Down Payment Stocks?

Payment stocks to gain traction from the recently passed stimulus package to fight the COVID-19 effect.

Payment Stocks to Gain From $2 Trillion Stimulus Package

NIKE

SolarEdge Technologies

Despite the market turmoil, shares of PayPal, Visa, Nike, SolarEdge, and Facebook could be worth a spot in a growth-oriented portfolio.

Best Growth Stocks for April 2020

Online payment services like Venmo and Cash App have exploded in popularity over the past few years, but they haven't quite hit the legitimacy threshold, at least in the eyes of the federal government, of checks or direct deposit.

Venmo and Cash App want to deliver government stimulus payments

Amazon

General Mills

Home Depot

Hershey

Research firm Morning Consult just released its Most Trusted Brands 2020 report. Here’s why seven of these brands are stocks to buy.

Invest in America’s Most Trusted Brands With These 7 Stocks to Buy

The tech stock surged as the stock market rebounded.

Why PayPal Stock Soared on Tuesday

Peloton

Several stocks are immune to coronavirus' impact and, in fact, are likely to keep gaining.

4 Stocks That Will Help You to Stay Afloat Amid Coronavirus Crisis

Get on the winning side of multiple megatrends by buying PYPL stock, as today's market turmoil creates a strong long-term entry point.
The post Why the Digitialization of Payments Makes Paypal Stock a Long-Term Buy appeared first on InvestorPlace.

Why the Digitialization of Payments Makes Paypal Stock a Long-Term Buy

Paypal (PYPL) closed the most recent trading day at $85.26, moving -1.64% from the previous trading session.

News for PayPal Stock (PYPL)