Penns Woods Bancorp

Penns Woods Bancorp, Inc. operates as a bank holding company. The firm offers products including accepting time, demand and savings deposits, including Super NOW accounts, regular savings accounts, money market certificates, investment certificates, fixed-rate certificates of deposit and club accounts. It also provides secured & unsecured commercial and consumer loans, financing commercial transactions, making construction & mortgage loans and the rental of safe deposit facilities. The company was founded on January 7, 1983 and is headquartered in Williamsport, PA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Penns Woods Bancorp, Inc. engages in the business of commercial and retail banking. Its services include acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. The company was founded on January 7, 1983 and is headquartered in Williamsport, PA.

WILLIAMSPORT, Pa., Oct. 24, 2024 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $14.0 million for the nine months ended September 30, 2024, resulting in basic and diluted earnings per share of $1.86.

Penns Woods Bancorp, Inc. Reports Third Quarter 2024 Earnings

WILLIAMSPORT, Pa., Aug. 27, 2024 (GLOBE NEWSWIRE) -- Richard A. Grafmyre CFP®, Chief Executive Officer of Penns Woods Bancorp, Inc., (NASDAQ:PWOD) has announced that the Company's Board of Directors declared a third quarter 2024 cash dividend of $0.32 per share.

Penns Woods Bancorp, Inc. Announces Quarterly Dividend

Rate cuts will lift the residential loan balance, thereby boosting the bottom line. However, rate cuts will hurt the margin as assets are more rate-sensitive than liabilities. Earnings will likely be lower this year, then stabilize next year. PWOD is offering an attractive dividend yield of 5.9%. Although the capital is a bit low, the dividend appears to be safe.

Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster

WILLIAMSPORT, Pa., July 25, 2024 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $9.2 million for the six months ended June 30, 2024, resulting in basic and diluted earnings per share of $1.22.

Penns Woods Bancorp, Inc. Reports Second Quarter 2024 Earnings

WILLIAMSPORT, Pa., June 04, 2024 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ:PWOD) announced today that a mutual agreement has been reached with its Chief Executive Officer, Richard A. Grafmyre CFP®, to amend Mr. Grafmyre's employment agreement. The amendment was agreed upon after conducting a review of reported compensation data for the Company's peer group, industry compensation analysis, and discussions with shareholders. The amendment, effective June 3, 2024 removes the provision for Mr. Grafmyre to be compensated for unused paid time off (beginning with paid time off earned during the 2024 annual period), reduces Mr. Grafmyre's base salary to $850,000, and sets his maximum annual potential bonus amount at $325,000. These changes will reduce the maximum total annual compensation for Mr. Grafmyre by approximately $150,000 and will place a greater emphasis on at-risk compensation to better reflect the changes being seen within the Company's peer group.

Penns Woods Bancorp, Inc. Amends CEO Grafmyre Contract

WILLIAMSPORT, Pa., May 28, 2024 (GLOBE NEWSWIRE) -- Richard A. Grafmyre, CEO of Penns Woods Bancorp, Inc., (NASDAQ: PWOD) (“Company”) has announced that the Company's Board of Directors has authorized the repurchase of up to 5% of the outstanding shares of the Company. The repurchase plan is for a one-year period ending May 31, 2025 and allows for the repurchase of up to 376,000 shares. The repurchase plan replaces the existing previously authorized repurchase plan, which expires on May 31, 2024.

Penns Woods Bancorp, Inc. Announces Stock Repurchase Program

Penns Woods is a small bank holding company operating in Pennsylvania. Its loan portfolio is well-diversified and has a high credit quality. Therefore, it is interesting to see how large a discount the market has assigned to the tangible book value here.

Penns Woods Bancorp: Short-Term Headwinds But Unreasonably Undervalued

WILLIAMSPORT, Pa., April 25, 2024 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $3.8 million for the three months ended March 31, 2024, resulting in basic and diluted earnings per share of $0.51.

Penns Woods Bancorp, Inc. Reports First Quarter 2024 Earnings

WILLIAMSPORT, Pa., Jan. 29, 2024 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $16.6 million for the twelve months ended December 31, 2023, resulting in basic and diluted earnings per share of $2.34.

Penns Woods Bancorp, Inc. Reports Fourth Quarter and Year Ended 2023 Earnings

WILLIAMSPORT, Pa., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $11.1 million for the nine months ended September 30, 2023, resulting in basic and diluted earnings per share of $1.56 and $1.53.

Penns Woods Bancorp, Inc. Reports Third Quarter 2023 Earnings

WILLIAMSPORT, Pa., Sept. 13, 2023 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc., (NASDAQ: PWOD) (the “Company”) announced today that it has filed with the Securities and Exchange Commission (SEC) a prospectus supplement to its existing shelf registration statement on Form S-3, under which it may offer and sell shares of its common stock having an aggregate offering price of up to $20 million from time to time through an “at-the-market” (ATM) equity offering program. The timing and amount of any sales will be determined by a variety of factors considered by the Company.

Penns Woods Bancorp, Inc. Announces “At-the-Market” Equity Offering Program

WILLIAMSPORT, Pa., July 25, 2023 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $8.8 million for the six months ended June 30, 2023, resulting in basic and diluted earnings per share of $1.25.

Penns Woods Bancorp, Inc. Reports Second Quarter 2023 Earnings

Regional bank performance is key as our firm seeks to understand if there is contagion beyond the banks in the headlines, such as runs on deposits or increasing bad loans. Banks that grow loans and deposits in this climate are impressive.

Penns Woods: Operational Success, High-Yield

WILLIAMSPORT, Pa., April 28, 2023 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Penns Woods Bancorp, Inc. achieved net income of $4.7 million for the three months ended March 31, 2023, resulting in basic earnings per share of $0.66 and diluted earnings per share of $0.64.

Penns Woods Bancorp, Inc. Reports First Quarter 2023 Earnings

Arrow Financial

FVCBankcorp Inc

SHF Holdings Inc

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Top Financial Stocks That Are Preparing To Pump In February - Arrow Financial (NASDAQ:AROW), FVCBankcorp (NASDAQ:FVCB)

WILLIAMSPORT, Pa., Jan. 30, 2023 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports Fourth Quarter and Year Ended 2022 Earnings

(Scheduled to reconvene on December 13, 2022 at 9:00 a.m.)

Penns Woods Bancorp, Inc. Announces Temporary Adjournment of Special Meeting of Shareholders

WILLIAMSPORT, Pa., Oct. 21, 2022 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports Third Quarter 2022 Earnings

WILLIAMSPORT, Pa., July 21, 2022 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports Second Quarter 2022 Earnings

WILLIAMSPORT, Pa., April 21, 2022 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports First Quarter 2022 Earnings

WILLIAMSPORT, Pa., Jan. 26, 2022 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports Fourth Quarter 2021 Earnings

WILLIAMSPORT, Pa., Oct. 22, 2021 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports Third Quarter 2021 Earnings

Bank of South Carolina

Bank of Hawaii

Camden National

City Hld

Community Trust Bancorp

CVB Financial

First of Long Island

NBT Bancorp

National Bankshares

Bank OZK

Parke Bancorp

Southside Bancshares

TrustCo Bank

Union Bankshares

U.S. Bancorp

Washington Trust Bancorp

I remain cautious about equity valuations. Bank valuations today are in line with historic averages.

Cautious Dividend Investor Alert: 18 Banks With Decent Yields And Superior Risk-Adjusted Returns

WILLIAMSPORT, Pa., July 21, 2021 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

Penns Woods Bancorp, Inc. Reports Second Quarter 2021 Earnings

WILLIAMSPORT, Pa., April 22, 2021 (GLOBE NEWSWIRE) -- Penns Woods Bancorp, Inc. (NASDAQ: PWOD)

News for Penns Woods Bancorp Stock (PWOD)