Customers

Revenue segments as reported by the company.

Net Earned Premium

Ceding Commission

Net Investment Income

Commission Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology development

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Lemonade

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015, and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Lemonade reports robust Q4 results, navigates reinsurance challenges effectively

Lemonade's Q4 performance reflects strong growth, effective cost management, and strategic focus on customer-centric initiatives.
While challenges persist, the company's progress towards profitability and prudent approach to risk management position it well for future growth.
Opportunities in AI utilization, reinsurance optimization, and expense management pave the way for Lemonade to drive efficiency, growth, and profitability.

Lemonade reports robust Q1 results, focuses on AI-driven growth

Lemonade's Q1 performance reflects strong growth, improved efficiency, and a strategic focus on profitability.
The company's tech-driven approach and commitment to leveraging AI position it well for sustainable growth.
While facing challenges in marketing efficiency and expense management, Lemonade's focus on transparency and data-driven decisions is commendable.
Opportunities lie in expanding the renters business, optimizing growth strategies, and utilizing historical data for informed decision-making.

Lemonade surpasses Q2 expectations, eyes growth amid regulatory challenges

Lemonade's Q2 performance exceeded expectations, showcasing growth in premium, revenue, and improved financial stability.
Despite challenges in adapting rates and macro environment, the company's strengths in technology and underwriting efficiency provide a competitive advantage.
Opportunities lie in improving loss ratios, leveraging rate trends, and expanding the Synthetic Agents segment for continued growth and resilience.

Lemonade posts strong Q3 results, eyes profitability milestones ahead

Lemonade's Q3 2023 results reflect impressive growth, operational efficiency gains, and strategic initiatives to enhance underwriting practices and customer service.
While facing challenges in competitive markets and product adaptation, the company's disciplined risk management and focus on profitability provide a solid foundation for future success.
With a clear roadmap towards financial positivity and a commitment to innovation, Lemonade is well-positioned to capitalize on growth opportunities and navigate industry challenges.

Lemonade posts robust Q4 results, focuses on growth and compliance

Lemonade's Q4 performance reflects strong growth and improved financial metrics, setting the stage for future profitability.
The company's proactive engagement with regulators and focus on responsible AI implementation highlight a commitment to innovation and compliance.
Challenges include achieving profitability, managing increased marketing spend, and navigating regulatory scrutiny in AI-related insurance.
Opportunities for Lemonade include accelerating growth, setting industry standards, and driving sustainable value through operational excellence.

Lemonade reports robust Q1 growth and eyes cash flow positivity

Lemonade's Q1 performance reflects strong growth and operational improvements, positioning the company for future success.
While facing challenges in balancing growth spend and sustaining revenue growth rates, Lemonade's strategic strengths and opportunities for expansion are key focus areas.
The company's technology-driven approach, AI advantage, and focus on customer acquisition and retention underscore its potential for long-term growth and profitability.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015 and is headquartered in New York, NY.

HOUSTON--(BUSINESS WIRE)--10-Year Old Named National Youth Entrepreneur of the Year Lemonade Day Kid Takes Part in National Campaign to Give $6 Million to Charity.

10-Year Old Named National Youth Entrepreneur of the Year: Lemonade Day Kid Takes Part in National Campaign to Give $6 Million to Charity

NEW YORK--(BUSINESS WIRE)--Lemonade (NYSE: LMND) (the "Company"), the digital insurance company powered by AI and social impact, today announced the welcoming of its two millionth customer. The pace to achieve the second million customers was 35% faster than the first million, which was achieved in late 2020, while premium per customer increased approximately 70% over the same period. More notably, net operating loss, as compared to gross earned premium, roughly halved over the same period. Tak.

Lemonade Surpasses 2 Million Active Customers

Lemonade just reported its financial results for the third quarter. The insurance technology company uses AI to run many aspects of its business.

1 Unstoppable Artificial Intelligence (AI) Stock Down 89% You'll Regret Not Buying on the Dip

Lemonade reported better-than-expected third-quarter results. It raised its revenue guidance for the year and announced it expected to achieve positive cash flow earlier than expected.

Lemonade Will Achieve Positive Cash Flow "Considerably Sooner" Than Expected. Is Now the Time to Buy?

Lemonade (LMND) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Lemonade (LMND) Upgraded to Buy: Here's What You Should Know

The insurance disruptor just announced solid numbers and a surprisingly strong outlook. It has been beaten down, as profitability concerns have overshadowed strong growth momentum.

Down More Than 90% From the Highs, This Ridiculously Cheap Stock Could Be Worth a Closer Look

We're finally seeing the struggling part of its AI start to deliver as promised.

Lemonade Stock Skyrockets 37% on This Artificial Intelligence (AI) Success

Palantir Technologies

Shopify

Lemonade Inc (NYSE:LMND), Palantir Technologies Inc  (NYSE:PLTR), and  Shopify Inc  (NYSE:SHOP) are all surging today, following their respective earnings reports.

Options Bulls Blast 3 Stocks After Quarterly Wins

When life gives you lemons, make lemonade.

Why Lemonade Stock Exploded 35% Higher This Morning

Lemonade reported strong growth numbers and a narrowing loss in its business. The company gave investors some much-needed good news regarding its path to profitability.

Lemonade Is Up by 35% Today. Here's Why.

Lemonade, Inc. (NYSE:LMND ) Q3 2023 Earnings Conference Call November 2, 2023 8:00 AM ET Company Participants Yael Wissner-Levy - VP of Communications Daniel Schreiber - Co-Founder & Co-CEO Shai Wininger - Co-Founder & Co-CEO Tim Bixby - CFO Conference Call Participants Matt Smith - Halter Ferguson Tommy McJoynt - KBW Jason Helstein - Oppenheimer Andrew Anderson - Jefferies Operator Hello, everyone, and welcome to the Lemonade Q3 2023 Earnings Call. My name is Charlie and I'll be coordinating the call today.

Lemonade, Inc. (LMND) Q3 2023 Earnings Call Transcript

Roku

Shares of Roku Inc. ROKU, +0.22% surged 20% after the smart TV manufacturer surpassed third-quarter revenue expectations and noted “a solid rebound in video ads.”

Roku stock soars on ad rebound, Lemonade jumps on narrower loss and more moving stocks

Although the revenue and EPS for Lemonade (LMND) give a sense of how its business performed in the quarter ended September 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Compared to Estimates, Lemonade (LMND) Q3 Earnings: A Look at Key Metrics

Shares of Lemonade Inc. LMND rose more than 9% in the extended session Wednesday after the mobile-based insurance company narrowed its quarterly loss and revenue topped expectations. Lemonade lost $61.5 million, or 88 cents a share, in the quarter, compared with $91.4 million, or $1.37 a share, in the third quarter of 2022.

Lemonade's stock rallies 9% after insurance company narrows quarterly loss

NEW YORK--(BUSINESS WIRE)--Lemonade, Inc. (NYSE: LMND) has released its third quarter 2023 financial results by posting them to its website. Please view the Q3 2023 financial results in the Letter to Shareholders on the company's investor relations website. On Thursday, November 2, 2023, Lemonade will host a conference call at 8:00 a.m. Eastern time (5:00 a.m. Pacific time) to discuss the results. To register for this conference call, please use this link. Registrants will receive confirmation.

Lemonade Announces Third Quarter 2023 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Texas Original announced the launch of its 30 mg Blueberry Lemonade gummy on the heels of the company's sixth anniversary.

Texas Original Celebrates Sixth Anniversary, Introduces Blueberry Lemonade Gummy

Disney

Ready Capital Corp

The house that Mickey Mouse built may be down, but it certainly doesn't look like it has been knocked out. An AI-powered disruptor in the insurance industry is taking a bit longer than hoped to turn its innovation into sustainable profits.

The 3 Scariest Stocks I Own

Lemonade is an early-stage, unprofitable company with a risky insurance business model. The stock price has plummeted from its early 2021 highs due to a terrible economy and a lack of progress toward profitability.

Why Lemonade Is A Smart Long-Term Investment

Under Armour

If you've ever wished that you could go back in time, then here are two stocks that saved you the trouble. Their prices are trading at levels not seen since the last six months up to a year ago.

No Time Machine Required to Grab These 2 Bargains

Top-line growth continues to soar despite management proactively trying to slow it down. The loss ratio isn't decreasing as quickly as investors want.

Where Will Lemonade Be in 1 Year?

Lemonade's stock has been a huge disappointment for investors. Artificial intelligence underpins Lemonade's business model.

4 Things You Need to Know if You Buy Lemonade Today

Lemonade (LMND) closed the most recent trading day at $12.31, moving -1.68% from the previous trading session.

Lemonade (LMND) Declines More Than Market: Some Information for Investors

NEW YORK--(BUSINESS WIRE)--Lemonade, Inc. (NYSE: LMND) today announced it will release its third quarter 2023 financial results on Wednesday, November 1, 2023 after market close. Lemonade will host a conference call the following day, Thursday, November 2, 2023 at 8:00 am Eastern time (5:00 am Pacific time) to discuss the results. To register for this conference call, please use this link. Registrants will receive confirmation with dial-in details. Registrants may also dial in, toll-free, at +1.

Lemonade To Announce Third Quarter 2023 Financial Results

CHESTER, Pa.--(BUSINESS WIRE)--Power Home Remodeling (“Power”), the nation's largest, full-service exterior home remodeler, has raised a record $1.6 million in donations for Alex's Lemonade Stand Foundation (ALSF), a nonprofit dedicated to finding cures for childhood cancer. The total donation was entirely raised by employees of their own volition through payroll contributions, lemonade stands, kickball tournaments, auctions, and more. All donations go towards the company's “Power The Cure” fun.

Over $1.6 Million Raised in One Month for Alex's Lemonade Stand Foundation by Power Home Remodeling Employees

Lemonade (LMND) stands to gain from an improvement in continued shift in the mix of underlying products toward higher value policies and installment fees as well as a robust capital position.

News for Lemonade Stock (LMND)