Customers

Revenue segments as reported by the company.

Net Earned Premium

Ceding Commission

Net Investment Income

Commission Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology development

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Lemonade

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015, and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Lemonade reports robust Q4 results, navigates reinsurance challenges effectively

Lemonade's Q4 performance reflects strong growth, effective cost management, and strategic focus on customer-centric initiatives.
While challenges persist, the company's progress towards profitability and prudent approach to risk management position it well for future growth.
Opportunities in AI utilization, reinsurance optimization, and expense management pave the way for Lemonade to drive efficiency, growth, and profitability.

Lemonade reports robust Q1 results, focuses on AI-driven growth

Lemonade's Q1 performance reflects strong growth, improved efficiency, and a strategic focus on profitability.
The company's tech-driven approach and commitment to leveraging AI position it well for sustainable growth.
While facing challenges in marketing efficiency and expense management, Lemonade's focus on transparency and data-driven decisions is commendable.
Opportunities lie in expanding the renters business, optimizing growth strategies, and utilizing historical data for informed decision-making.

Lemonade surpasses Q2 expectations, eyes growth amid regulatory challenges

Lemonade's Q2 performance exceeded expectations, showcasing growth in premium, revenue, and improved financial stability.
Despite challenges in adapting rates and macro environment, the company's strengths in technology and underwriting efficiency provide a competitive advantage.
Opportunities lie in improving loss ratios, leveraging rate trends, and expanding the Synthetic Agents segment for continued growth and resilience.

Lemonade posts strong Q3 results, eyes profitability milestones ahead

Lemonade's Q3 2023 results reflect impressive growth, operational efficiency gains, and strategic initiatives to enhance underwriting practices and customer service.
While facing challenges in competitive markets and product adaptation, the company's disciplined risk management and focus on profitability provide a solid foundation for future success.
With a clear roadmap towards financial positivity and a commitment to innovation, Lemonade is well-positioned to capitalize on growth opportunities and navigate industry challenges.

Lemonade posts robust Q4 results, focuses on growth and compliance

Lemonade's Q4 performance reflects strong growth and improved financial metrics, setting the stage for future profitability.
The company's proactive engagement with regulators and focus on responsible AI implementation highlight a commitment to innovation and compliance.
Challenges include achieving profitability, managing increased marketing spend, and navigating regulatory scrutiny in AI-related insurance.
Opportunities for Lemonade include accelerating growth, setting industry standards, and driving sustainable value through operational excellence.

Lemonade reports robust Q1 growth and eyes cash flow positivity

Lemonade's Q1 performance reflects strong growth and operational improvements, positioning the company for future success.
While facing challenges in balancing growth spend and sustaining revenue growth rates, Lemonade's strategic strengths and opportunities for expansion are key focus areas.
The company's technology-driven approach, AI advantage, and focus on customer acquisition and retention underscore its potential for long-term growth and profitability.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Lemonade, Inc. is a holding company, which engages in the provision of insurance services. The firm's products include renters and homeowners insurance, and pet insurance. It offers insurance coverage under the homeowners multi-peril, inland marine, and general liability lines of business. The company was founded by Daniel Asher Schreiber and Shai Wininger on June 17, 2015 and is headquartered in New York, NY.

MercadoLibre

If you have a long time horizon and add funds consistently, you can retire a millionaire.

2 Tech Stocks That Could Make You a Millionaire

Lemonade's 25% stock drop after Q2 2024 results presents an opportunity, leveraging AI to innovate and monetize risk management in the insurance industry. AI-driven cost optimization and rapid customer growth position LMND favorably against established competitors, enhancing its revenue potential and market resilience. Improved loss ratios and diversified revenue streams, including international markets, indicate strong risk management and profitability prospects ahead of FY-2026 targets.

Lemonade: Applying AI To Manage Risks, Raise Sales And Reduce Costs

Advanced Micro Devices

The S&P 500 hit a patch of volatility in July and August, after a smooth run higher in the first half of 2024. Stock market corrections are almost always a buying opportunity for investors.

S&P 500 Sell-Off: 2 No-Brainer Artificial Intelligence (AI) Stocks to Buy With $1,000 Right Now

NEW YORK--(BUSINESS WIRE)--Lemonade (NYSE: LMND), the digital insurance company powered by AI and social impact, today announced that Chief Financial Officer, Tim Bixby, is scheduled to present at Oppenheimer's 27th Annual Technology, Internet & Communications Conference. The virtual fireside chat will take place on Monday, August 12 at 2:55 pm ET. About Lemonade Lemonade offers renters, homeowners, car, pet, and life insurance. Powered by artificial intelligence and social impact, Lemonade.

Lemonade to Present at Oppenheimer's 27th Annual Technology, Internet & Communications Conference

Lemonade is a fast-growing insurer that leverages AI to write insurance policies. The company's loss ratios are improving, showing that its underwriting models are improving.

Is Lemonade Stock a Buy?

Lemonade is one of only a few companies successfully monetizing artificial intelligence (AI) at the moment. The company just reported its financial results for the second quarter of 2024, and it made stellar progress.

1 Magnificent Artificial Intelligence (AI) Stock to Buy Hand Over Fist in August

The market likely wasn't pleased with management's Q3 revenue forecast. Lemonade's ultimate potential might be capped, as larger rivals invest in their own tech efforts.

Looking to Buy Lemonade Stock? Here Are 3 Things You Must Know

Revenue isn't growing as fast as investors might want to see, but Lemonade is an insurance stock, and it works differently than other tech stocks. Profitability is improving, and loss ratio is stabilizing at low rates.

3 Reasons to Buy Lemonade Stock Right Now

Nu Holdings

SoFi Technologies

Lemonade's loss ratio is finally coming down. SoFi's non-lending segments are growing as a percentage of the business.

3 Growth Stocks to Buy Hand Over Fist in August

SentinelOne

Upstart Holdings

As we progress through 2024, there continues to be many AI stocks to watch. The surge in AI applications, particularly in generative AI and machine learning, has created lucrative opportunities for investors.

Q3's Rising Stars 3 AI Stocks for Your Must-Watch List

Digital insurance provider Lemonade is continuing to incorporate artificial intelligence (AI) into its business. “Investors and analysts often ask about the practical impact of our investments in building our own tech-based insurance tech.

Lemonade's ‘Tech Obsession' Sees AI Handling 30% of Interactions

Lemonade's high-growth days seem to be coming to an end. The company is still operating at a wide loss.

Why Lemonade Stock Was Turning Sour Today

Lemonade, Inc. (NYSE:LMND ) Q2 2024 Earnings Conference Call July 31, 2024 8:00 AM ET Company Participants Yael Wissner-Levy - Vice President of Communications Daniel Schreiber - Co-Founder & Chief Executive Officer Shai Wininger - President & Co-Founder Tim Bixby - Chief Financial Officer Conference Call Participants Jack Matten - BMO Michael Phillips - Oppenheimer Tommy McJoynt - Stifel Bob Huang - Morgan Stanley Matthew O'Neill - FT Partners Operator Hello and welcome everyone to the Lemonade Q2 2024 Earnings Call. My name is Maxine [ph] and I'll be coordinating the call today.

Lemonade, Inc. (LMND) Q2 2024 Earnings Call Transcript

Shares of Lemonade have tanked ~15% after reporting Q2 results, owing mostly to a softer revenue guidance for Q3. For Lemonade, however, the core metric to watch is in force premium growth, for which the company is not expecting any deceleration in Q3. Loss ratios are continuing to improve, helped in part by increased automation of underwriting.

Lemonade: Focus On Long-Term Metrics, Ignore Short-Term Volatility

Lemonade Shares Plummet After Earnings. Here's Why I'm Buying More

Although the revenue and EPS for Lemonade (LMND) give a sense of how its business performed in the quarter ended June 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Compared to Estimates, Lemonade (LMND) Q2 Earnings: A Look at Key Metrics

Lemonade (LMND) came out with a quarterly loss of $0.81 per share versus the Zacks Consensus Estimate of a loss of $0.85. This compares to loss of $0.97 per share a year ago.

Lemonade (LMND) Reports Q2 Loss, Lags Revenue Estimates

Lemonade Inc.'s stock LMND, -1.35% fell 14% in after-hours trade Tuesday, after the digital insurer which uses AI to power its business posted a narrower-than-expected second-quarter loss but revenue that just matched estimates. The company had a net loss of $57.2 million, or 81 cents a share, for the quarter, after a loss of $67.2 million, or 97 cents a share, in the year-earlier period.

Lemonade's stock slides 14% after posting Q2 loss

NEW YORK--(BUSINESS WIRE)--Lemonade, Inc. (NYSE: LMND) has released its second quarter 2024 financial results by posting them to its website. Please view the Q2 2024 financial results in the Letter to Shareholders on the company's investor relations website. On Wednesday, July 31, 2024, Lemonade will host a conference call at 8:00 am Eastern time (5:00 am Pacific time) to discuss the results. To register for this conference call, please use this link. Registrants will receive confirmation with.

Lemonade Announces Second Quarter 2024 Financial Results

Evaluate the expected performance of Lemonade (LMND) for the quarter ended June 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Gear Up for Lemonade (LMND) Q2 Earnings: Wall Street Estimates for Key Metrics

Lemonade's stock has plunged nearly 90% from its all-time high. Investors are worried about its slowing growth and declining gross margins.

Should You Buy Lemonade Stock While It's Below Its IPO Price?

Inseego

Sonos

It's hard to imagine now considering that Apple (NASDAQ: AAPL ) represents one of the world's elite enterprises. Even with the turbulence in the broader technology sphere, AAPL commands a market capitalization of $3.43 trillion.

3 Disruptive Tech Stocks That Could Be the Next Apple: July 2024

Lemonade (LMND) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Lemonade (LMND) May Report Negative Earnings: Know the Trend Ahead of Next Week's Release

NEW YORK--(BUSINESS WIRE)--Lemonade (NYSE: LMND), the digital insurance company driven by AI and social impact, announced its 2024 Giveback, marking the eighth consecutive year of giving back to dozens of local and global charities chosen by customers. This year's Giveback donated $2,112,608 to 43 nonprofits globally, supporting causes in healthcare, education, climate, global poverty, animal rights, and more. Customers choose their Giveback nonprofit Nonprofits when signing up for a Lemonade r.

Lemonade's 2024 Giveback Celebrates its Eighth Year, Donating More Than $2 Million to Organizations Chosen by Customers

The insurance industry is being rattled by fintech disruptors like Lemonade Inc. NYSE: LMND. Critics will say that underwriting policies are an art form and that human actuaries and adjusters can't be replaced by artificial intelligence (AI).

News for Lemonade Stock (LMND)