Revenue segments as reported by the company.

Marketplace revenue

Other non-interest income

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Marketing

Equipment and software

Occupancy

Depreciation and amortization

Professional services

Other non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingClub

LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. Its products include unsecured personal, secured auto refinance, patient, and education finance loans. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingClub reports solid Q4 earnings, focuses on credit quality

LendingClub's Q4 2022 performance met guidance, with a focus on credit quality and profitability.
The company is reducing expenses and transitioning its revenue model for resilience.
Challenges include impact of higher interest rates on loan originations and less attractive segments.
Opportunities lie in offering more value to customers and growing SBA Government Guaranteed Lending.

LendingClub reports strong Q1 performance amidst marketplace challenges

LendingClub's Q1 2023 Earnings Call showcased strong financial performance and effective liquidity management.
Challenges in marketplace revenue and fee income economics were addressed, along with workforce reduction savings.
Opportunities for growth were highlighted in potential marketplace recovery conditions and rapid growth potential.

LendingClub exceeds revenue expectations, focuses on profitability amidst challenges

LendingClub navigated challenges in Q2 2023 with a focus on profitability over growth, addressing delinquencies and marketplace headwinds.
Strong capital levels and strategic initiatives like the structured loan certificate program position the company well for future growth.
Anticipated marketplace recovery challenges and pricing pressures highlight the need for disciplined financial management and strategic decision-making.

LendingClub reports strong Q3 results, eyes credit market expansion

LendingClub's Q3 performance reflects solid financial metrics, strategic focus on prime originations, and innovative member engagement initiatives.
While facing challenges in the investor marketplace and limitations on share buybacks, the company is exploring opportunities for growth and diversification.
With enhanced returns in credit offerings, new partnerships, and a vision beyond lending, LendingClub is positioning itself for future success and market leadership.

LendingClub reports revenue growth, eyes product expansion and efficiency

LendingClub shows strong performance with revenue and income growth
Facing challenges with net interest margin and expense management
Opportunities lie in expanding product offerings and capital deployment
Overall, a focus on resilience, growth, and operational efficiency

LendingClub maintains stability and profitability, eyes growth opportunities ahead

LendingClub's Q1 performance showcased stability in originations and strong revenue generation. The company's focus on credit leadership and profitability highlights its resilience in the market.
While facing challenges such as rising expenses and competitive pressures, LendingClub is strategically positioned to leverage opportunities for growth through capital deployment and member-focused initiatives.

LendingClub excels in Q2, plans for growth and innovation

LendingClub's strong performance in Q2 showcases growth in originations, revenue, and net income. The company's focus on credit stewardship, mobile app engagement, and new product offerings positions it well for future success. Challenges lie in maintaining competitive pricing, optimizing funding, and managing delinquency rates.

LendingClub excels in Q3, eyes growth through innovation and acquisitions

LendingClub's strong performance, strategic acquisitions, and focus on customer engagement position the company for future growth and value creation.
While facing challenges such as expense management and maintaining credit performance, the company remains optimistic about its prospects and market opportunities.
By leveraging marketplace demand, innovative products, and a clear growth strategy, LendingClub aims to drive revenue, enhance shareholder value, and sustain its competitive edge.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LendingClub Corp. engages in the operations of digital marketplace bank. It operates through the LendingClub Bank and LendingClub Corporation (Parent Only) segments. The LendingClub Bank segment involves the provision of full complement of financial products and solutions, loans, leases, and deposits. The LendingClub Corporation (Parent Only) segment includes the holding company legal entity. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

SAN FRANCISCO, Jan. 19, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's leading online lending marketplace connecting borrowers and investors, today announced that Al Landon, Erin Selleck and LendingClub's chief financial officer, Tom Casey, will join as the newest...

LendingClub Announces Transformation of its Board of Directors

LendingClub said Tuesday (Jan. 19) it has received all the regulatory approvals necessary to close its $185 million acquisition of Radius Bancorp. The stage is now set for the deal to close in early February.

LendingClub Gets OK To Acquire Radius Bancorp

SAN FRANCISCO, Jan. 19, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE:LC), America's leading online lending marketplace connecting borrowers and investors, today announced that it has now received all the bank regulatory approvals necessary to complete its acquisition of digital bank...

LendingClub Receives Regulatory Approvals to Acquire Radius Bancorp

The Office of the Comptroller of the Currency (OCC) approves LendingClub's (LC) acquisition of Boston, MA-based online bank - Radius Bancorp - announced for $185 million in February 2020.

LendingClub-Radius Bank Merger Receives OCC Nod, Stock Up 26.2%

The stock price of LendingClub Corp (NYSE: LC) increased by 26.16% as it went from a previous close of $8.37 to $10.56 per share. This is why it happened.

LC Stock Price Increases 26.16%: Why It Happened

The company appears to be on the brink of making a historic -- and extremely beneficial -- acquisition.

Why LendingClub Shareholders Were Celebrating New Year's Early on Thursday

SAN FRANCISCO, Dec. 28, 2020 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's leading online lending marketplace connecting borrowers and investors, released tips for staying financially healthier in 2021. Eleven years after the Great Recession technically ended, many...

LendingClub's Tips for a Financially Healthier 2021

SAN FRANCISCO, Dec. 14, 2020 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's leading online lending marketplace connecting borrowers and investors, has been awarded a Top Workplaces 2020 honor by The Salt Lake Tribune. The list is based solely on employee feedback gathered...

The Salt Lake Tribune Names LendingClub a Winner of The Utah Top Workplaces 2020 Award

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This investment is not just a recovery play -- it's a corporate transformation as well.

This Left-for-Dead Fintech Is Up 73% This Month, and It May Just Be Getting Started

The monoline lending marketplace model is a dead-end. LC is evolved. The acquisition of Radius Bank is a game changer.

Lending Club: Mr. Market Doesn't Know How To Value This Potential Multi-Baggar

The US-based alt lender has released its Q3 financial statement, which indicates that it has managed to boost key performance indicators from Q2, yet results still show declines year over year (YoY), per Crowdfund Insider. 

LendingClub's Q3 metrics indicate quarterly recovery

LendingClub, the country's top provider of personal loans, said in earnings results Wednesday (Nov. 4) that demand for borrowing snapped back 80 percent in the third quarter, while the performance of its pre-pandemic portfolio continued to be resilient. The San Francisco-based loan marketplace operator also said it's well-positioned to navigate the current environment and complete […]

LendingClub Q3 Loan Volume Snaps Back 80 Pct

LendingClub Corporation (LC) CEO Scott Sanborn on Q3 2020 Results - Earnings Call Transcript

LendingClub (LC) delivered earnings and revenue surprises of 41.86% and 33.10%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

LendingClub (LC) Reports Q3 Loss, Tops Revenue Estimates

LendingClub (LC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: LendingClub (LC) Q3 Earnings Expected to Decline

SAN FRANCISCO, Oct. 13, 2020 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's largest online lending marketplace connecting borrowers and investors, announced that it will report earnings for the third quarter 2020 on Wednesday, November 4, 2020, after market close....

LendingClub Schedules Third Quarter 2020 Earnings Release and Conference Call

SAN FRANCISCO, Sept. 22, 2020 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's largest online lending marketplace connecting borrowers and investors, today released findings from two recent studies on member financial health and payment behavior before and during the novel...

LendingClub Studies Reveal Customers Prioritize Personal Loan Payments Over Credit Cards, Helping Them Progress Towards Financial Health

LendingClub Corporation (LC) CEO Scott Sanborn on Q2 2020 Results - Earnings Call Transcript

LendingClub (LC) delivered earnings and revenue surprises of -3.45% and -23.90%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

LendingClub (LC) Reports Q2 Loss, Misses Revenue Estimates

SAN FRANCISCO, July 21, 2020 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), America's largest online lending marketplace connecting borrowers and investors, announced that it will report earnings for the second quarter 2020 on Tuesday, August 4, 2020, after-market hours. LendingClub.

LendingClub Schedules Second Quarter 2020 Earnings Release and Conference Call

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LendingClub (LC) will now sell loans at pre-origination levels from the LCX Platform, which will help conserve liquidity.

LendingClub Boosts Digital Loan Transaction Platform's Scope

LendingClub: Tremendous Upside If The Economy Continues To Improve

Investors should closely monitor how LendingClub is reacting to the unprecedented bind that it's in.

News for LendingClub Stock (LC)