Revenue segments as reported by the company.

Marketplace revenue

Other non-interest income

Net interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Compensation and benefits

Marketing

Equipment and software

Occupancy

Depreciation and amortization

Professional services

Other non-interest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingClub

LendingClub Corp. operates as an online marketplace that facilitates loans to borrowers and investments. Its products include unsecured personal, secured auto refinance, patient, and education finance loans. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingClub reports solid Q4 earnings, focuses on credit quality

LendingClub's Q4 2022 performance met guidance, with a focus on credit quality and profitability.
The company is reducing expenses and transitioning its revenue model for resilience.
Challenges include impact of higher interest rates on loan originations and less attractive segments.
Opportunities lie in offering more value to customers and growing SBA Government Guaranteed Lending.

LendingClub reports strong Q1 performance amidst marketplace challenges

LendingClub's Q1 2023 Earnings Call showcased strong financial performance and effective liquidity management.
Challenges in marketplace revenue and fee income economics were addressed, along with workforce reduction savings.
Opportunities for growth were highlighted in potential marketplace recovery conditions and rapid growth potential.

LendingClub exceeds revenue expectations, focuses on profitability amidst challenges

LendingClub navigated challenges in Q2 2023 with a focus on profitability over growth, addressing delinquencies and marketplace headwinds.
Strong capital levels and strategic initiatives like the structured loan certificate program position the company well for future growth.
Anticipated marketplace recovery challenges and pricing pressures highlight the need for disciplined financial management and strategic decision-making.

LendingClub reports strong Q3 results, eyes credit market expansion

LendingClub's Q3 performance reflects solid financial metrics, strategic focus on prime originations, and innovative member engagement initiatives.
While facing challenges in the investor marketplace and limitations on share buybacks, the company is exploring opportunities for growth and diversification.
With enhanced returns in credit offerings, new partnerships, and a vision beyond lending, LendingClub is positioning itself for future success and market leadership.

LendingClub reports revenue growth, eyes product expansion and efficiency

LendingClub shows strong performance with revenue and income growth
Facing challenges with net interest margin and expense management
Opportunities lie in expanding product offerings and capital deployment
Overall, a focus on resilience, growth, and operational efficiency

LendingClub maintains stability and profitability, eyes growth opportunities ahead

LendingClub's Q1 performance showcased stability in originations and strong revenue generation. The company's focus on credit leadership and profitability highlights its resilience in the market.
While facing challenges such as rising expenses and competitive pressures, LendingClub is strategically positioned to leverage opportunities for growth through capital deployment and member-focused initiatives.

LendingClub excels in Q2, plans for growth and innovation

LendingClub's strong performance in Q2 showcases growth in originations, revenue, and net income. The company's focus on credit stewardship, mobile app engagement, and new product offerings positions it well for future success. Challenges lie in maintaining competitive pricing, optimizing funding, and managing delinquency rates.

LendingClub excels in Q3, eyes growth through innovation and acquisitions

LendingClub's strong performance, strategic acquisitions, and focus on customer engagement position the company for future growth and value creation.
While facing challenges such as expense management and maintaining credit performance, the company remains optimistic about its prospects and market opportunities.
By leveraging marketplace demand, innovative products, and a clear growth strategy, LendingClub aims to drive revenue, enhance shareholder value, and sustain its competitive edge.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LendingClub Corp. engages in the operations of digital marketplace bank. It operates through the LendingClub Bank and LendingClub Corporation (Parent Only) segments. The LendingClub Bank segment involves the provision of full complement of financial products and solutions, loans, leases, and deposits. The LendingClub Corporation (Parent Only) segment includes the holding company legal entity. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

One ARK Invest exchange-traded fund run by ETF star Cathie Wood made a huge sale on Thursday.

Cathie Wood's ARK Invest Sells Over $33 Million Worth of LendingClub Stock

LendingClub's (LC) expands capabilities of the LCX electronic trading platform to match investors' loan needs. It aims at executing $2 billion in total loan sales by the third-quarter end.

LendingClub (LC) Expands Personal Loan Access With LCX Link

LendingClub says it is expanding access to personal loans by extending the capabilities of its LCX electronic trading platform to include LCX Link. “This innovation opens access and removes friction for institutional platform investors, allowing them to automatically purchase, sell and settle loan transactions through LCX without the need for technology infrastructure or ability to build […]

LendingClub Expands LCX Trading Platform to Allow Investors Access to Loans

LendingClub Expands Access Ahead of $2B Milestone

SAN FRANCISCO, Sept. 9, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today announced it has extended the capabilities of its electronic trading platform LCX to include LCX Link.

LendingClub Expands Investor Access to Personal Loans via LCX Link

The paycheck-to-paycheck economy reaches far and wide, as a growing number of individuals and families across the U.S. struggle mightily to make ends meet. Simply put, there's little to no money left over to save after the monthly bills are paid, eliminating the ability to build a sense of financial wellness or to deal with […]

LendingClub CEO Says Breadth of Consumers Living Paycheck to Paycheck Is ‘Wake-up Call'

SAN FRANCISCO, Sept. 2, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, announced that its Chief Financial Officer Tom Casey and its Chief Consumer Banking Officer Ronnie Momen will participate at the JMP Securities Fintech Forum on September 10.

LendingClub to Participate in The JMP Securities Fintech Forum: Artificial Intelligence on September 10

Citigroup

Goldman Sachs

JPMorgan Chase & Co

Upstart Holdings

Wells Fargo

The fintech has already been an amazing performer, but its biggest opportunity may still be in the future.

Upstart Has Gained 1,100% Since the IPO -- Here's Why It Could Do It Again

On Friday, LendingClub Corp (NYSE:LC) shares surged 9% after Maxim Group analysts upgraded the stock from neutral to buy, citing its recent purchase of Radius Bank. Analyst Michael Diana said that although the company could experience short-term headwinds, the purchase could yield significant catalysts in the long term.

LendingClub shares spike 9% after Maxim upgrade: is it time to buy?

Microsoft

Phillips 66

Petco Health and Wellness

BP Midstream Partners LP

Baozun

With the trading day more than halfway over, the broad markets made a big push higher to close out the week after a series of down days.

Friday Afternoon Analyst Upgrades and Downgrades: Microsoft, Petco Health, Phillips 66 and More

Investors need to pay close attention to LendingClub (LC0 stock based on the movements in the options market lately.

Is the Options Market Predicting a Spike in LendingClub (LC) Stock?

SoFi Technologies

There is much debate over which of these three popular fintechs is the superior company and better investment opportunity.

SoFi vs. Upstart vs. LendingClub: Which Should You Buy?

Coinbase

Mastercard

PayPal

Block

Visa

The price of Fintech stocks are about to rise to the upside as the post-pandemic reopening gathers steam, accelerating by Q4. The post 7 Best Fintech Stocks to Buy as Digital Transactions Dominate appeared first on InvestorPlace.

7 Best Fintech Stocks to Buy as Digital Transactions Dominate

The online bank blew past analysts' expectations and management's guidance for the second quarter.

After Jumping More Than 50% Last Week, LendingClub Stock Still Looks Undervalued

SAN FRANCISCO, Aug. 2, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today released findings from its second  Reality Check: Paycheck-To-Paycheck research series, conducted in partnership with PYMNTS. The first report found that the majority of Americans (54 percent) living paycheck-to-paycheck; this second August edition examines regional differences.

LendingClub and PYMNTS Second Report Finds Americans Living in the South Central Region are Most Likely to Live Paycheck to Paycheck

It's amazing what owning a traditional bank can do to a financial service company's results.

Why LendingClub Blasted Almost 50% Higher Today

The personal loan provider saw year-over-year revenue growth of 406% to $204 million, easily surpassing analyst estimates.

LendingClub soars 57% to 3-year high after reporting its most profitable quarter ever

LendingClub didn't just blow away earnings -- it's now a transformed company.

LendingClub Explodes 40% After Earnings: Here's Why It Can Go Even Higher

Shares of LendingClub Corp. skyrocketed toward a record rally to pace all premarket gainers Thursday, after the web-based lending company reported a surprise second-quarter profit and revenue that grew five-fold. The stock shot up 38.5% ahead of the open, which would surpass the current record one-day rally of 26.2% on Dec. 31, 2020.

LendingClub soars toward record rally, as Wedbush analyst said surprise profit was driven by 'all the right items'

The stock price of LendingClub Corp (NYSE: LC) increased by over 35% pre-market. This is why it happened.

LC Stock Increases Over 35% Pre-Market: Why It Happened

LendingClub Accelerated: A Blowout Quarter

San Francisco-based FinTech LendingClub said it had its most profitable quarter in company history Wednesday (July 28) as the newly minted lender completed its first full quarter operating as a digital bank following its $185 million purchase of Radius in January. In announcing its second-quarter results for the three months ended June 30, LendingClub said […]

LendingClub Q2 Loan Originations Soar By 84 Pct

LendingClub's (LC) CEO Scott Sanborn on Q2 2021 Results - Earnings Call Transcript

LendingClub Corp. shares rally more than 40% in the extended session Wednesday after the company reports a surprise quarterly profit and revenue above Wall Street expectations.

Earnings Results: LendingClub stock jumps 40% after surprise Q2 profit

SAN FRANCISCO, July 28, 2021 /PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today announced financial results for the second quarter ended June 30, 2021. "Our first full quarter operating a digital bank was the most profitable quarter in LendingClub's history," said Scott Sanborn, LendingClub's CEO.

News for LendingClub Stock (LC)