Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

Earnings data Q2 2021

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

SAN JOSE, Calif., April 21, 2021 /PRNewswire/ -- Highlights: FICO today released its Consumer Digital Banking study that found consumers across the U.S. and Canada have embraced digital account opening and biometric security in the wake of the COVID-19 pandemic.

FICO Survey Finds In-Person Banking Fading as Almost Half of North Americans Prefer Opening Bank Accounts Digitally

SAN JOSE, Calif., April 20, 2021 /PRNewswire/ -- HIGHLIGHTS — The FICO® Platform continues to see significant momentum in the decisioning marketplace with strong growth and new customers.

FICO Platform Continues Strong Customer Momentum and Earns Industry Accolades in Digital Decisioning Market

SAN JOSE, Calif., April 20, 2021 /PRNewswire/ -- Leading analytics software firm FICO (NYSE:FICO), will host a free national financial education virtual event, "Score A Better Future | Credit Basics With FICO" at 12:00 p.m.

FICO Hosts Free National Financial Education Virtual Event to Help Empower Consumers

SAN JOSE, Calif., April 19, 2021 /PRNewswire/ -- HIGHLIGHTS FICO today announced the third event in its virtual series – Success Realized: Digital Transformation Delivered The five-day event will run from April 26 th – 30th, 2021 Event will include over 100 sessions presented in three key tracks - Customer Digital Journey, Fraud in a Faceless Environment, and Innovation through Decision Management FICO, a global analytics leader, today announced another event in its virtual series – Success Realized: Digital Transformation Delivered.

FICO Announces New Virtual Event, "Success Realized: Digital Transformation Delivered"

LONDON, April 15, 2021 /PRNewswire/ -- Highlights: Alfa-Bank, the largest universal privately owned bank in Russia, has used FICO® Decision Central™ to automate monitoring of its predictive models, to meet requirements from the Central Bank of Russia Automation of model monitoring has cut report preparation time by 90 percent and improved transparency Alfa-Bank has won the 2021 FICO® Decisions Award for Regulatory Compliance Alfa-Bank, the largest universal privately owned bank in Russia, has used FICO® Decision Central™ to automate monitoring of its predictive models, in order to meet requirements from the Central Bank of Russia. The project has reduced report preparation time by more than 90 percent, created complete transparency into model performance and recommendations for improvement, and will help the bank qualify for an internal ratings-based (IRB) approach to Basel II, which should reduce the capital the bank needs to set aside on loans.

Alfa-Bank Automates Model Monitoring with FICO Platform, Cuts Reporting Time by 90 Percent

SAN JOSE, Calif., April 7, 2021 /PRNewswire/ -- FICO (NYSE: FICO) is honored to celebrate 20 years of helping consumers access their FICO® Scores, become more informed of their credit standing and enrich their lives through myFICO.com.

myFICO Celebrates 20 Years of Empowering Consumers with Enriched Credit Education

BENSHEIM, Germany, April 7, 2021 /PRNewswire/ -- COVID-19 is wreaking havoc on consumers' finances and with jobs losses mounting, many consumers are facing debt struggles.  Intrum – one of Germany's most ethical debt purchase and collection companies – has turned to global software and analytics provider FICO to bring its customer communications to the next level.

Intrum Germany Adopts FICO Customer Communications Solution

SÃO PAULO, April 5, 2021 /PRNewswire/ -- Highlights: Avon reduces its representatives' bad debt indicators by 72% using FICO® Platform from 2018 to 2020 Avon automates 90% of individual credit limit increase requests made by representatives Avon won a 2021 FICO® Decisions Award for cloud deployment Avon, part of the Natura & Co Group and one of the largest direct selling companies in the world, has used the FICO ®  Platform to improve its credit granting in Brazil, reducing its representatives' bad debt indicators by 72 percent. Avon was also able to automate 90 percent of limit increase requests made by sales representatives.

Avon Grows Business and Cuts Bad Debt in Brazil with Cloud-Hosted FICO Decisioning Platform

SAN JOSE, Calif., April 1, 2021 /PRNewswire/ -- Global analytics software provider, FICO, today released new research that highlights the key challenges North American fraud and financial crime teams faced amidst the COVID-19 pandemic.

FICO Research Highlights Challenges for Fraud and Financial Crime Teams Amidst Pandemic

Fair Isaac (FICO) possesses solid growth attributes, which could help it handily outperform the market.

3 Reasons Why Fair Isaac (FICO) Is a Great Growth Stock

CHICAGO, March 18, 2021 /PRNewswire/ -- Leading analytics software firm FICO (NYSE:FICO), will host a free financial education online event for Chicago consumers on March 23 to provide attendees with knowledge and tools to gain better insight into their financial health. The event is part of FICO's "Score A Better Future" program, which focuses on helping consumers improve their understanding of their credit and overall financial health.

FICO Hosts Free Virtual Financial Education Event for Chicago Consumers

SAN JOSE, Calif., March 15, 2021 /PRNewswire/ -- Highlights: Companies worldwide are expected to spend billions of dollars on Big Data projects, yet as many as 85 percent are likely to fail.

FICO Launches New "Optimizing Success" Program for Users of Optimization Packages

SAN JOSE, Calif., March 9, 2021 /PRNewswire/ -- Highlights: eDriving has helped drivers improve their FICO® Safe Driving Score by an average 32% over six months and 38% over 15 months Leveraging telematics driving data and the FICO® Safe Driving Score, eDriving has helped decrease speeding events by 71% and distraction events by 39% among the riskiest drivers, in just six months eDriving provides drivers with a holistic view of risk with actionable insights into driving behavior, resulting in safer on-road decisions eDriving won a 2021 FICO® Decisions Award for decision management innovation Every year there are approximately 1.35 million fatalities in traffic collisions worldwide.

eDriving Helps Riskiest Drivers Reduce Collision Risk By Using FICO® Safe Driving Score

SAN JOSE, Calif., March 8, 2021 /PRNewswire/ -- Highlights: FICO was recognized as the Category Leader for Enterprise Fraud Solutions in 'Financial Crime Risk Management Systems: Enterprise Fraud; Market Update and Vendor Landscape, 2021' FICO was rated highly for its "best-in-class...

FICO Recognized by Chartis as Category Leader for Enterprise Fraud Solutions

JOHANNESBURG, March 4, 2021 /PRNewswire/ -- Absa Bank, one of Africa's largest financial groups, has transformed its collections operations working with global analytics software firm FICO. After three months of deploying FICO® Customer Communication Services (CCS) and making process...

Absa Bank Helps Distressed Africans Keep Their Homes During Pandemic Using FICO Collections Technology

BENSHEIM, Germany, Feb. 24, 2021 /PRNewswire/ -- Highlights: Ligalytics, the sports scheduling company, uses FICO® Xpress Solver to solve challenging optimization problems and generate fair and lucrative sports schedules Ligalytics serves many top European sports leagues, including:...

Ligalytics Uses FICO Analytics to Optimize Sports Schedules

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Fair Isaac Corporation's (FICO) CEO Will Lansing on Q1 2021 Results - Earnings Call Transcript

Fair Isaac (FICO) delivered earnings and revenue surprises of 12.30% and -3.48%, respectively, for the quarter ended December 2020. Do the numbers hold clues to what lies ahead for the stock?

Fair Isaac (FICO) Q1 Earnings Top Estimates

Shares of Fair Isaac (NYSE:FICO) rose 4.5% in after-market trading after the company reported Q1 results. Quarterly Results Earnings per share were up 52.22% over the past year to $2.74, which beat the estimate of $2.27.

Fair Isaac: Q1 Earnings Insights

SAN JOSE, Calif., Jan. 28, 2021 /PRNewswire/ -- FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced results for its first fiscal quarter ended December 31, 2020. First Quarter Fiscal 2021 GAAP Results Net income for the quarter...

FICO Announces Earnings of $2.90 per Share for First Quarter Fiscal 2021

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SAN JOSE, Calif., Jan. 19, 2021 /PRNewswire/ -- FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its first quarter fiscal 2021 results on January 28, 2021, after the market closes and will host a conference call on January 28th at...

Fair Isaac Corporation Announces Date for Reporting of First Quarter Fiscal 2021 Financial Results

SAN JOSE, Calif., Dec. 8, 2020 /PRNewswire/ -- On March 15, 2020, FICO issued a statement in response to an official notification that the U.S. Department of Justice, Antitrust Division, had opened a civil investigation into potential exclusionary conduct by FICO. Earlier today, the...

FICO Announces DOJ Antitrust Investigation Closed

JACKSON, Miss., Dec. 3, 2020 /PRNewswire/ -- Leading analytics software firm FICO (NYSE: FICO), will host a free financial education online event for Jackson, Mississippi-area residents on December 9 to provide consumers with the knowledge and tools to gain better insight into their...

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