Fair Isaac

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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Fair Isaac (FICO) reports robust Q1 performance and eyes software-driven growth

Fair Isaac's Q1 2023 performance reflects a positive growth trajectory, with strong revenue and income increases, particularly in the Scores and Software segments.
While challenges like declining B2C revenues and high debt levels exist, the company's focus on managing expenses and enhancing shareholder value positions it well for future growth.
Opportunities lie in leveraging software growth, expanding platform usage, and making strategic investments to drive further revenue growth and customer satisfaction.

Fair Isaac (FICO) reports record Q2 revenue and raises full-year guidance

Fair Isaac (FICO) delivered robust Q2 results with record revenue and raised full-year guidance, driven by strong performance in scores and software segments.
The company showcased impressive customer retention rates, increased ACV bookings, and highlighted the rapid ROI on its software offerings.
While facing challenges in a competitive landscape, Fair Isaac has opportunities to leverage its platform demand, expand market presence, and drive sustainable growth.

Fair Isaac (FICO) reports record revenues and strong growth in Q3 2023

Fair Isaac (FICO) delivered a strong performance in Q3 2023, achieving record revenues and demonstrating robust growth across key segments. The company's strategic focus on customer retention and product innovation has yielded positive results.
Despite challenges in converting free users to paid subscribers, Fair Isaac's myFICO business remains resilient, supported by effective pricing strategies and strong demand for its platform. The raised revenue guidance underscores management's confidence in future growth.
Opportunities lie in expanding customer base, driving brand engagement through partnerships, and further monetizing services. Fair Isaac's emphasis on value addition and market penetration positions it well for sustained success in the financial services industry.

Fair Isaac (FICO) surpasses Q4 expectations, eyes growth in 2024

Fair Isaac (FICO) delivered a strong performance in Q4 2023, exceeding revenue and earnings expectations. While facing challenges such as increased expenses and declining B2C revenues, the company showcased strengths in free cash flow generation and revenue growth in key segments. With a focus on efficiencies and strategic initiatives, FICO is well-positioned to capitalize on opportunities for growth in the upcoming fiscal year.

Fair Isaac (FICO) reports strong Q1 earnings, eyes global expansion

Fair Isaac (FICO) delivered robust Q1 2024 results with revenue and net income growth across segments.
While facing challenges in revenue predictability and transition to recurring revenue models, FICO remains focused on innovation and expansion.
The company's performance in Scores and Software segments, along with a new repurchase authorization, signals confidence in future prospects.
Navigating through revenue fluctuations and seizing opportunities in new markets and product offerings will be key for sustained growth.

Fair Isaac (FICO) reports strong Q2 earnings and raises full-year guidance

Fair Isaac (FICO) delivered robust financial results in Q2 2024, driven by revenue growth and increased net income.
While facing challenges in certain segments, the company's focus on innovation and strategic positioning bode well for future success.
With raised full-year guidance and a strong product portfolio, Fair Isaac is poised for continued growth and market leadership.

Fair Isaac (FICO) reports strong Q3 earnings and software growth

Fair Isaac (FICO) delivered robust financial results in Q3 2024, with strong revenue growth, increased net income, and record free cash flow.
The company's software segment showed resilience and growth, supported by a focus on SaaS software and expanding platform ARR.
While facing challenges in a competitive market, FICO remains optimistic about sustained growth, emphasizing customer engagement and strategic partnerships.

Fair Isaac (FICO) posts record revenues and cash flow in Q4 2024, eyes growth opportunities

Fair Isaac (FICO) delivered strong financial results in Q4 2024, with record revenues and free cash flow, driven by performance in the Scores and Software segments.
While facing challenges in the B2C segment, FICO showcased strengths in innovation, market recognition, and strategic capital allocation to drive shareholder value.
The company's focus on growth opportunities through new royalties, product innovation, and favorable guidance sets a positive trajectory for future performance and market positioning.

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Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process. The Scores segment focuses on business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.

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NEW YORK , March 3, 2023 /PRNewswire/ -- S&P Dow Jones Indices ("S&P DJI") will make the following changes to the S&P 500, S&P MidCap 400 and S&P SmallCap 600 indices effective prior to the open of trading on Monday, March 20, to coincide with the quarterly rebalance. The changes are being made to ensure each index is more representative of its market capitalization range.

Fair Isaac & Co. Set to Join S&P 500; Others to Join S&P MidCap 400 and S&P SmallCap 600

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TORONTO--(BUSINESS WIRE)---- $FICO--Today, global analytics software firm, FICO (NYSE: FICO) announced that Parachute, a leading start-up dedicated to making financial well-being accessible for all Canadians, is the first organization in Canada to provide FICO® Score 10 to their customers for free through the FICO® Score Open Access program. With FICO® Score Open Access, financial institutions can provide their consumers access to their FICO® Scores.

FICO Score Open Access Program Promotes Credit Transparency by Enabling Financial Services Firms to Offer FICO Scores for Free to Canadian Consumers

FICO is a leading financial technology company which pioneered its FICO score, as well as a variety of analytics software for decisioning and fraud mitigation. The company has an elite list of customers which includes 95% of the top U.S financial institutions and over 50% of the top 100 banks.

FICO: Super High Retention With An Elite Customer Base

LAGOS, Nigeria & JOHANNESBURG--( BUSINESS WIRE )--Global analytics software provider FICO today announced a partnership with FPG Technologies & Solutions LTD, a member of FlexiP Group, to bring advanced decision management and analytics tools to companies across West Africa. FPG will sell, implement and support FICO® Blaze Advisor® decision rules management system and FICO® Xpress Optimization, leading tools that businesses use to automate high-volume decisions, rapidly change strategies and leverage advanced analytics to improve performance.

FICO and FPG Technologies & Solutions LTD Partner to Help West African Firms Accelerate Digital Transformation

Fair Isaac Corporation (NYSE:FICO ) Q1 2023 Earnings Conference Call January 26, 2023 5:00 PM ET Company Participants Steve Weber - Vice President and Interim Chief Financial Officer William Lansing - Chief Executive Officer Conference Call Participants George Tong - Goldman Sachs Surinder Thind - Jefferies LLC Kyle Peterson - Needham & Company, LLC Manav Patnaik - Barclays Bank PLC Ashish Sabadra - RBC Capital Markets Faiza Alwy - Deutsche Bank AG Operator Greetings, and thank you for standing by. Welcome to the Fair Isaac Corporation Quarterly Earnings Call.

Fair Isaac Corporation (FICO) Q1 2023 Earnings Call Transcript

Fair Isaac (FICO) delivered earnings and revenue surprises of 3.90% and 1.18%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Fair Isaac (FICO) Q1 Earnings and Revenues Surpass Estimates

BOZEMAN, Mont.--( BUSINESS WIRE )--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced results for its first fiscal quarter ended December 31, 2022.

FICO Announces Earnings of $3.84 per Share for First Quarter Fiscal 2023

SAN JOSE, Calif.--( BUSINESS WIRE )-- Highlights

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BOZEMAN, Mont.--( BUSINESS WIRE )--FICO (NYSE:FICO), a leading predictive analytics and decision management software company, will announce its first quarter fiscal 2023 results on January 26, 2023, after the market closes and will host a conference call on January 26th at 5:00 p.m. Eastern Time (4:00 p.m. Central/ 2:00 p.m. Pacific).

Fair Isaac Corporation Announces Date for Reporting of First Quarter Fiscal 2023 Financial Results

SAN JOSE, Calif.--( BUSINESS WIRE )--FICO (NYSE: FICO):

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Fair Isaac: High-Quality Fintech With Big Data Tailwinds

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LONDON--( BUSINESS WIRE )--In 2021, UK losses to authorised push payment (APP) scams reached £583.2 million. This 39 percent year-on-year increase in losses shows how inventive and active scammers can be. FICO is hosting a round table on 8 February 2023 at The Shangri-La in The Shard, London, to discuss what can be done to tackle this threat to financial stability.

FICO Round Table Discusses Approaches to Sharp Rise in Scams and Authorised Push Payment Fraud

Fair Isaac (FICO) is a stock that has generated amazing returns over the past decade, averaging 30.8% per year. The company is interesting because its free cash flow margin is 37%, which is entirely returned to investors.

Fair Isaac: Massive FCF Margin Of 37% Is Returned To Investors

LONDON--( BUSINESS WIRE )--There was a reported £15.3 million lost to fraud in the UK between November 2021 and January 2022, and with just a few days until Christmas Day, panic mode could be setting in this year. The good news is that it appears UK shoppers recognize the importance of increased fraud checks by lenders and banks. Global analytics software company FICO has revealed the findings from its latest surveyi with consumers showing an increased understanding of how and why fraud checks need to happen. Shoppers are also embracing biometrics to add layers of protection to their accounts.

Survey: UK Consumers Accept More Identity Checks after Losses of £15.3m across Christmas '21

Fair Isaac shares dipped in 2021 around fears of disruption from FinTech lending platforms. With that fear laid to rest, Fair Isaac shares have surged to new all-time highs recently.

Fair Isaac: Valuation Has Run Well Ahead Of The Business' Momentum

TORONTO--( BUSINESS WIRE )--Global analytics software platform provider, FICO, released the Consumer Fraud Survey 2022 research report, which explores the shift in consumer expectations on how financial institutions manage fraud. The report surveyed more than 14,000 global consumers across 14 different countries worldwide, including Canada. Overall, the survey found that consumers expect a strong fraud stance from financial institutions as part of the customer experience; successful fraud protection can attract new customers and enhance customer satisfaction.

New FICO Report: Fraud Protection is Top Priority for Canadians When They Choose a Financial Provider

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LONDON--( BUSINESS WIRE )--Global analytics software provider FICO won the Machine Learning in Credit and Collections Award at the 2022 Credit & Collections Technology Awards, held in London in late November. The award was for an advanced scam detection model, which is available to lenders using the Retail Banking model in FICO® Falcon® Fraud Manager, the world's leading payments fraud protection solution.

FICO Wins Machine Learning Award for Scams Detection Model

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News for Fair Isaac Stock (FICO)