Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Fiserv

Global data, analytics and technology platform Equifax and payments and financial services tech solutions provider Fiserv, Inc. have teamed up to roll out a new package of data-driven insights to help companies navigate the digital economy, according to a Tuesday (April 19) press release. The new offerings will “deliver a more holistic picture of businesses […]

Equifax and Fiserv Team up on Data-Driven Digital Commerce

New Strategic Relationship Delivers the Deeper Data Insights Required by Organizations in a Digital Commerce-Driven Economy ATLANTA and BROOKFIELD, Wis. , April 19, 2022 /PRNewswire/ --  Equifax ® (NYSE: EFX), the global data, analytics and technology company, and Fiserv, Inc.  (NASDAQ: FISV), a leading global provider of payments and financial services technology solutions, are partnering to deliver the data-driven insights organizations need to succeed in a digital economy.

Equifax and Fiserv Partner to Advance Digital Commerce with Data

ATLANTA , April 18, 2022 /PRNewswire/ --  Equifax ® (NYSE: EFX) has appointed Trevor Burns as Senior Vice President of Corporate Investor Relations. With this announcement, Burns is returning to the role that he held prior to his position of Senior Financial Officer for Equifax Global Consumer Solutions.

Equifax Names Trevor Burns As Senior Vice President of Corporate Investor Relations

Equifax's (EFX) first-quarter 2022 earnings and revenues are likely to have improved year over year.

Equifax (EFX) to Report Q1 Earnings: What's in the Offing?

Enhanced Offering Delivers Employment, Identity and Education Verifications in a Single Search to Help Enable Faster, More Informed Decisions in a Competitive Hiring Market ATLANTA , April 13, 2022 /PRNewswire/ -- Today, Equifax ® (NYSE: EFX) announced new enhancements to its Talent Report™ Express solution to help streamline pre-employment verifications for employment, identity and education, delivering all three datasets via a single inquiry in one report. The new, all-in-one solution exemplifies the type of offerings made possible through the Equifax Workforce Solutions Data Hub, which brings together multiple data assets from distinct sources in order to create a more holistic view of a candidate.

Equifax Helps Streamline Pre-Employment Verifications with Enhancements to Talent Report™ Express

New Disclosures Demonstrate Strong Momentum Across Company's Stated ESG Priorities of Security, Workforce Diversity, Environmental Stewardship and Financial Inclusion ATLANTA , April 12, 2022 /PRNewswire/ --  Equifax ® (NYSE: EFX) continues to further its commitment to Environmental, Social and Governance (ESG) priorities and has issued its annual ESG letter to shareholders and stakeholders and made new disclosures available on Equifax.com . These disclosures, which include the Task Force on Climate-related Financial Disclosures (TCFD) report, the Sustainability Accounting Standards Board (SASB) report, Equal Employment Opportunity (EEO-1) report, the 2021 Equifax Security Annual Report, and financial inclusion initiatives, illustrate the company's strong momentum across its ESG priorities, including continued leadership in security, driving greater workforce diversity, reducing environmental impact and increasing financial inclusion.

Equifax Furthers Commitment to Environmental, Social and Governance Priorities

ATLANTA , April 7, 2022 /PRNewswire/ -- Equifax® (NYSE: EFX) will announce its financial results for the first quarter ended March 31, 2022 in a release to be issued on April 20 after the market closes.  Equifax will host a conference call at 8:30 a.m.

Equifax Announces Earnings Release Date and Conference Call for First Quarter 2022 Results

MindBridge deploys a proprietary AI solution leveraging its best-in-class risk discovery platform against Equifax's industry-leading credit reporting data sets and analytics OTTAWA, Ontario, April 5, 2022 /PRNewswire/ -- MindBridge, the world's leading discovery platform for financial integrity, and Equifax® Canada , a data, analytics, and technology company that helps businesses make critical decisions with greater confidence, teamed up on an early detection solution for synthetic ID fraud. MindBridge's first-of-its-kind AI solution gives Equifax end clients access to synthetic identity detection within their credit scoring products.

MindBridge Partners With Equifax Canada To Deliver A Pioneering Product For Early Detection Of Synthetic ID Fraud

Leveraging The Work Number® Database to Deliver Digital Employment and Income Verifications for More Employers and Their Employees ATLANTA , March 29, 2022 /PRNewswire/ -- As a part of the company's continued effort to expand the benefits of automated verifications to businesses of all sizes, Equifax (NYSE: EFX) announced a new integration between The Work Number® and Apex® HCM , a leader in human capital management technology for payroll service bureaus. Business owners often must fulfill HR functions such as providing verifiers with employment and income history for current or past employees who are applying for a home mortgage, an auto loan, social service benefits, or other financial services.

Equifax Launches New Integration with Apex® HCM

Second Annual Report Underscores Company's Security Transformation and Commitment to Transparency in Cybersecurity ATLANTA , March 23, 2022 /PRNewswire/ --  Equifax ® (NYSE: EFX) today released its 2021 Security Annual Report , part of the company's ongoing commitment to further transparency in cybersecurity. The report outlines the company's investments in top-tier cybersecurity capabilities and a security-first culture; how Equifax has innovated its security infrastructure in ways that make its business, customers and consumers more secure; and the steps taken to collaborate across the industry to be a force for good in cybersecurity.

Equifax Releases 2021 Security Annual Report

Experian PLC

TransUnion

The nation's three major credit bureaus say they are overhauling how they include medical debt in a consumer's credit history, resulting in the removal of nearly 70% of the medical debt on Americans' credit reports.

Who wins when Equifax, TransUnion and Experian stop counting medical debt in credit reports — and who misses out?

The deal is expected to widen Equifax???s (EFX) international presence in Latin America.

Equifax (EFX) to Gain From Data-Credito Buyout: Here's How

ATLANTA & COSTA MESA, Calif. & CHICAGO--(BUSINESS WIRE)--The three nationwide credit reporting agencies (NCRAs) – Equifax (NYSE: EFX), Experian (LON: EXPN), and TransUnion (NYSE: TRU) – today announced significant changes to medical collection debt reporting to support consumers faced with unexpected medical bills. These joint measures will remove nearly 70% of medical collection debt tradelines from consumer credit reports, a step taken after months of industry research. According to the Kaise

Equifax, Experian, and TransUnion Support U.S. Consumers With Changes to Medical Collection Debt Reporting

Equifax Canada Market Pulse Quarterly Small Business Credit Trends Report Equifax Canada Market Pulse Quarterly Small Business Credit Trends Report

Small Business Growth Surpasses Pre-Pandemic Levels

Purchase of Largest Consumer Credit Reporting Agency in the Dominican Republic Expands Equifax Presence in Latin America ATLANTA , March 15, 2022 /PRNewswire/ -- Equifax ® (NYSE: EFX) continues to expand its international presence with the acquisition of Data-Crédito, the largest consumer credit reporting agency in the Dominican Republic. By bringing the power of the Equifax Cloud™ to credit reporting and scoring in the Dominican Republic, Equifax will enable financial institutions to gain new insights into consumers' financial profiles as part of the lending process, helping them to responsibly open up new mainstream financial services opportunities to underbanked individuals.

Equifax Acquires Data-Crédito

Equifax Cloud™ Based Services Now Listed in the FedRAMP Marketplace ATLANTA, March 14, 2022 /PRNewswire/ --  Equifax ® (NYSE: EFX) today announced that it is the first consumer reporting agency to achieve a Federal Risk and Authorization Management Program (FedRAMP) 'Ready for Agency Authorization,' a designation enabled by the $1.5 billion Equifax technology and security transformation. The newly-listed Equifax Government Data Exchange system is an Application Programming Interface (API)-based delivery channel that enables secure access to real-time income and employment verification services from The Work Number ®.

Equifax Becomes First Consumer Reporting Agency to Achieve FedRAMP Ready Designation

Digital vehicle subscription service Autonomy has launched a partnership with Equifax to use the credit bureau's InstaTouch identity and authentication tool, allowing customers to subscribe using their smartphones. The collaboration, announced in a news release Friday (March 11), lets consumers subscribe in as fast as 10 minutes.

Vehicle Subscription Firm Autonomy Teams Up With Equifax

Equifax (EFX) reported earnings 30 days ago. What's next for the stock?

Why Is Equifax (EFX) Down 2.2% Since Last Earnings Report?

SANTA MONICA, Calif. and ATLANTA, March 11, 2022 /PRNewswire/ -- Autonomy , a completely digital vehicle subscription service that provides consumers with the cheapest, fastest and easiest way to subscribe to electric vehicles, and Equifax ® (NYSE: EFX) announced a new partnership today.

Autonomy Partners with Equifax to Drive Pioneering Electric Vehicle Subscription Service

ATLANTA and STERLING, Va., March 11, 2022 /PRNewswire/ -- Equifax® (NYSE: EFX) and Team Velocity Marketing, a Data Driven Holdings company (DDH), have partnered to deliver an innovative new subscription marketing service for automotive dealers through Team Velocity's recently launched Qualified Customer offering.

Equifax and Team Velocity Partner to Drive Innovative Marketing Solutions for Auto Dealers

ATLANTA, March 7, 2022 /PRNewswire/ --  Equifax ® (NYSE: EFX) and financial technology firm Bridgeforce Data Solutions today announced a new partnership reinforcing their shared commitment to the data furnisher community by providing them with additional tools and support mechanisms to enable optimal data accuracy. As part of the agreement, Equifax will now make Bridgeforce's industry-leading Data Quality Scanner® (DQS) and comprehensive consulting support available to data furnishers, providing a seamless, integrated solution for best-in-class consumer reporting compliance and dispute management.

Equifax and Bridgeforce Data Solutions Underscore Shared Commitment to Data Accuracy with New Partnership

Equifax Canada Market Pulse Quarterly Credit Trends Report Equifax Canada Market Pulse Quarterly Credit Trends Report

Significant Drop in New Mortgages, Consumers Leaning More on Credit Cards

ATLANTA and SAN DIEGO , March 2, 2022 /PRNewswire/ -- Today, Equifax ® (NYSE: EFX), the global data, analytics and technology company, announced a new partnership with Truepic , a leader in provenance-based photo and video authentication. The partnership expands Equifax fraud prevention solutions for its insurance customers to include Truepic Vision , the company's flagship digital inspection platform, bringing real-time transparency and trust to digital photo and video transactions from anywhere.

Equifax and Truepic Partner to Enhance Trust and Transparency in Insurance Underwriting and Claims

Checking your credit reports remains one of the best ways to spot identity theft Checking your credit reports remains one of the best ways to spot identity theft

Gen Z less concerned about fraud and identity theft according to Equifax Canada survey

Equifax's (EFX) ongoing cloud data and technology transformation is aimed at driving innovation and product development.

News for Equifax Stock (EFX)