Revenue segments as reported by the company.

Workforce Solutions

U.S. Information Solutions

International

Global Consumer Solutions

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Selling, general and administrative expenses

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Equifax

Equifax, Inc. engages in the provision of information solutions and human resources business process outsourcing services. It operates through the following business segments: U.S. Information Solutions, Workforce Solutions and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Equifax reports strong Q4 earnings, eyes margin expansion in 2023

Equifax delivered strong earnings in Q4 2022, focusing on non-mortgage revenue growth and cost-saving initiatives. The company aims to expand margins, complete cloud transformation, and drive above-market revenue growth. Despite challenges in the mortgage market, Equifax is optimistic about future growth opportunities.

Equifax reports resilient Q1 performance amidst market challenges

Equifax delivered a strong quarter despite challenges in the U.S. mortgage market, focusing on margin expansion and growth opportunities.
The company's strategic initiatives in data transformation and new product offerings position it for future success.
While facing uncertainties like inflation and regulatory changes, Equifax remains committed to driving shareholder value.
Equifax's performance highlights resilience and adaptability in navigating market dynamics and leveraging technological advancements.

Equifax reports solid Q2 performance amidst market challenges and growth opportunities

Equifax's Q2 performance reflects strength in revenue generation and margin improvement, despite challenges in the mortgage market and competitive landscape.
The company is focused on leveraging acquisitions, cloud capabilities, and new products to achieve revenue targets and drive growth in key segments.
Opportunities lie in AI utilization, market recovery, and revenue acceleration, while challenges include market uncertainties and competition in verification services.

Equifax reports resilient Q3 performance amidst mortgage market challenges

Equifax navigated challenges in the U.S. mortgage market to deliver solid financial performance and maintain focus on growth strategies.
The company's emphasis on cost reduction, cloud transformation, and new product offerings positions it well for future opportunities and margin improvement.
Despite headwinds, Equifax's diversified revenue streams and strong market position showcase resilience and potential for sustained growth.
Strategic responses to market dynamics, leveraging historical data, and focusing on customer needs highlight Equifax's proactive approach to driving revenue growth.

Equifax projects revenue growth and margin expansion in 2024

Equifax's strong performance in 2023 sets the stage for continued growth in 2024, with a focus on revenue expansion and margin improvement. The company aims to leverage its cloud migration progress and cost-saving initiatives to drive profitability. Challenges in USIS margins and subprime delinquencies require strategic management.

Equifax surpasses Q1 revenue expectations, eyes AI innovation for growth

Equifax's Q1 2024 performance reflects strong revenue growth, exceeding guidance and showcasing stability in its long-term outlook.
While facing challenges in the mortgage market and price sensitivity, Equifax's strategic strengths and opportunities position it for future growth.
Maintaining positive consumer outlook, leveraging AI innovation, and focusing on margin expansion are key strategies for Equifax's growth trajectory.
Navigating uncertainties and seizing opportunities in digital mortgage trends and cloud transformation are critical for Equifax's continued success.

Equifax surpasses Q3 expectations with strong revenue growth and margins

Equifax's Q3 performance exceeded expectations, driven by strong revenue growth and margin expansion across segments.
The company's focus on cloud transformation, new product innovation, and strategic acquisitions positions it for continued success.
Challenges include managing credit health monitoring and sustaining growth amidst market dynamics.
Opportunities lie in mortgage revenue expansion, government vertical growth, and leveraging excess cash flow for shareholder returns.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

EFX is leveraging acquisitions to expand its presence around the globe, and assist its customers to cater to their employment and hiring needs.

Here's Why You Should Retain Equifax Stock in Your Portfolio Now

ATLANTA , Nov. 11, 2024 /PRNewswire/ -- Equifax ® (NYSE: EFX) will participate in several upcoming investor conferences in November. Mark. W. Begor, Chief Executive Officer, will attend the J.P.

Equifax Announces Participation in November Investor Conferences

Fidelity National Information

Investors interested in Financial Transaction Services stocks are likely familiar with Fidelity National Information Services (FIS) and Equifax (EFX). But which of these two companies is the best option for those looking for undervalued stocks?

FIS or EFX: Which Is the Better Value Stock Right Now?

ATLANTA , Nov. 7, 2024 /PRNewswire/ -- Equifax ® (NYSE: EFX) today announced that Mark W. Begor will continue to serve as Chief Executive Officer (CEO) beyond the current expiration of his employment agreement in 2025.

Equifax CEO Mark W. Begor to Continue Company Leadership Beyond 2025

ATLANTA , Nov. 7, 2024 /PRNewswire/ -- Equifax ® (NYSE: EFX) today announced that the Equifax Board of Directors declared a quarterly dividend of $0.39 per share, payable on December 13, 2024, to shareholders of record as of the close of business on November 22, 2024. Equifax has paid cash dividends for more than 100 consecutive years.

Equifax Board of Directors Declares Quarterly Dividend

Global solution allows newcomers to leverage foreign credit history in Canada Global solution allows newcomers to leverage foreign credit history in Canada

Equifax Canada Champions Financial Inclusion for Newcomers to Canada with the Launch of Global Consumer Credit File

Investors interested in stocks from the Financial Transaction Services sector have probably already heard of Fidelity National Information Services (FIS) and Equifax (EFX). But which of these two companies is the best option for those looking for undervalued stocks?

FIS vs. EFX: Which Stock Is the Better Value Option?

I maintain a buy rating for Equifax due to accelerating growth in mortgage-related revenue and an improving free cash flow profile. EFX's 3Q24 results showed strong revenue growth, driven by a significant increase in mortgage solutions and expanding international revenue. Challenges in non-mortgage revenue persist, but I expect these to ease as macroeconomic conditions improve, supporting future growth.

Equifax: Stay Buy Rated As Medium-Term Growth Outlook Remains Positive

Wayne, Pa., Oct. 22, 2024 (GLOBE NEWSWIRE) -- Frontline Education, a leading provider of administration software purpose-built for educators in K-12, today announced a new partnership with Equifax®, a global data, analytics, and technology company, to offer The Work Number®, a robust income and employment verification service, to its Enterprise Resource Planning (ERP) clients in Texas and California.

Frontline Education Partners with Equifax® to Bring The Work Number® to ERP Clients in Texas and California

Examine Equifax's (EFX) international revenue patterns and their implications on Wall Street's forecasts and the prospective trajectory of the stock.

Equifax (EFX) Reliance on International Sales: What Investors Need to Know

Equifax Inc. (NYSE:EFX ) Q3 2024 Earnings Conference Call October 17, 2024 8:30 AM ET Company Participants Trevor Burns - Senior Vice President, Head of Corporate Investor Relations Mark Begor - Chief Executive Officer John Gamble - Chief Financial Officer Conference Call Participants Manav Patnaik - Barclays Kelsey Zhu - Autonomous Research Andrew Nicholas - William Blair Surinder Thind - Jefferies Kyle Peterson - Needham & Company Scott Wurtzel - Wolfe Research Kevin McVeigh - UBS Jason Haas - Wells Fargo Jeff Meuler - Baird Owen Lau - Oppenheimer Craig Huber - Huber Research Partners Toni Kaplan - Morgan Stanley Ashish Sabadra - RBC Capital Markets George Tong - Goldman Sachs Andrew Stein - FT Partners Operator Greetings, and welcome to the Equifax Inc. Third Quarter 2024 Earnings Conference Call. At this time all participants are in a listen-only mode.

Equifax Inc. (EFX) Q3 2024 Earnings Call Transcript

EFX's Workforce Solutions and USIS segments exceed expectations, while the International division misses the same in the third quarter of 2024.

Equifax Q3 Earnings Beat, Revenues Miss Despite Strong Segments

While the top- and bottom-line numbers for Equifax (EFX) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Equifax (EFX) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Equifax (EFX) came out with quarterly earnings of $1.85 per share, beating the Zacks Consensus Estimate of $1.84 per share. This compares to earnings of $1.76 per share a year ago.

Equifax (EFX) Beats Q3 Earnings Estimates

ATLANTA , Oct. 16, 2024 /PRNewswire/ -- Equifax ® (NYSE: EFX) today announced financial results for the quarter ended September 30, 2024. Third quarter 2024 revenue of $1.442 billion grew a strong 9%, with 10% non-mortgage local currency revenue growth.

Equifax Delivers Strong Third Quarter 2024 Revenue Growth of 9%, Led by 19% Workforce Solutions Non-Mortgage Verification Services

Equifax (EFX) indicates a sustained revenue growth momentum and its diverse client base mitigates sector-centric challenges. Other two major stocks are: BAH, FI.

Buy Equifax Ahead of Potential Earnings Beat and Solid Upside

Abbott Labs

SL Green Realty

Sporting a Zacks Rank #2 (Buy), here are three top-rated stocks that investors will want to consider as their Q3 results approach on Wednesday, October 16.

3 Top-Rated Stocks to Watch as Earnings Approach: ABT, EFX, SLG

EFX's third-quarter 2024 revenues are expected to have gained from the company's strong performances across Europe and Latin America.

Equifax Gears up to Report Q3 Earnings: What's in the Offing?

Beyond analysts' top -and-bottom-line estimates for Equifax (EFX), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2024.

Ahead of Equifax (EFX) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics

Accelerating commitment to market-leading data, analytics and unparalleled insights and solutions Accelerating commitment to market-leading data, analytics and unparalleled insights and solutions

Equifax Canada Appoints Ramon Yarde as Chief Data Officer

The EFX stock is gaining from the acquisitions that enable it to operate across the globe and expand its product portfolio.

Multiple Acquisitions Benefit Equifax Despite Declining Liquidity

Phibro Animal Health

Tencent Holdings Limited

TCEHY, EFX and PAHC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 10, 2024.

Best Momentum Stock to Buy for October 10th

Equifax (EFX) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Equifax (EFX) Earnings Expected to Grow: Should You Buy?

Company's Expanded Partnership with Google Cloud Provides Real-time Access to Anonymized Data Insights for Faster Innovation ATLANTA , Oct. 9, 2024 /PRNewswire/ --  Equifax ® (NYSE: EFX) has expanded its partnership with Google Cloud to securely deliver anonymized, differentiated data assets on the Google Cloud Analytics Hub , a data exchange backed by the power of BigQuery, Google Cloud's unified data platform, designed to enable efficient and secure data sharing across organizations. Equifax is committed to meeting its customers where they operate, and availability of Equifax data via Analytics Hub will provide developers with real-time access to Equifax insights to help increase the speed of product innovation.

Equifax Makes Differentiated Data Products Available on Google Cloud Analytics Hub and Marketplace

Fair Isaac

TransUnion

Fair Isaac Corporation (FICO), Equifax (EFX), and Transunion (TRU) stocks are firing on all cylinders this year and beating Wall Street.  FICO has soared by 64% in 2024 and by over 122% in the last twelve months, bringing its market cap to over $46 billion.

News for Equifax Stock (EFX)