Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

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Earnings data Q1 2022

Earnings data Q2 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q3 2024

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Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

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Cost of revenue

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Intangibles

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Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citigroup

JPMorgan Chase & Co

Wells Fargo

The Federal Reserve releases the DFAST 2020 results, which reflect the banking system to be resilient enough in the current challenging scenario.

Fed Restricts Capital Plans for 33 Banks Post Stress Test

Morgan Stanley

Regulators have made clear that the US banking system is in much better shape than it was during the 2008 financial crisis, and should have enough money on hand to keep lending to customers in support of the economic recovery.

The Fed put new restrictions on US banks. Some want it to go further

Goldman Sachs

SPDR S&P Bank ETF

Banks could be under pressure Friday after the Federal Reserve's stress test set off some warning flares. Matt Maley takes to the charts to determine where banks head next.

Banks are at 'critical juncture.' Here's what to watch

NIKE

A conversation on the latest market-moving news.

Stock market live updates: Futures flat, losing week, bank stocks lower, Nike falling

U.S. Bancorp

With the Fed saying that big banks are strong enough to weather tough economic situations amid the coronavirus outbreak along with easing of Volcker Rule, the lenders are surely not stressed out at the moment.

Big Banks Pass Coronavirus Stress Test: 3 Stocks to Keep a Tab On

Shares of large banks required to undergo the Federal Reserve's stress tests took a hit in premarket trading Friday, after the Fed voted to require the suspension of stock buybacks and to cap dividends, given the uncertain outlook resulting from the COVID-19 pandemic.

Bank stocks take a hit after Fed requires dividends capped, repurchases suspended

Bank Index to S&P 500 Ratio “monthly” Chart When the economy is humming along, the stock market tends to out-perform. And one sign of a strong economy is a healthy banking sector.

Are Bank Stocks Sending An Ominous Warning to Investors?

The Federal Reserve is making life a little harder for Jamie Dimon and his fellow big bankers until it gets more clarity on just how painful the coronavirus pandemic will be for the American economy. On Thursday, the Fed unleashed a series of restrictions on bank operations over the next few months, including a hard.

Federal Reserve reins in bank spending on pandemic fears

U.S. stock futures fell following the release of the Fed's latest bank stress-test results and disappointing quarterly numbers out of Nike.

Stock futures slip after bank stress test results, Nike reports surprise loss

The Federal Reserve called the banking system strong but slapped on new restrictions to keep it that way in Thursday's results of the annual Dodd-Frank stress test.

Fed suspends share buybacks for banks, caps dividends

The Fed is cracking down on big banks in an effort to protect the economy during the coronavirus recession.

Federal Reserve Places New Restrictions On Banks, Freezing Stock Buybacks And Limiting Payouts

Shares of the U.S.'s biggest banks retreated in after-hours action on Thursday after the Federal Reserve after its annual stress test of the banking system voted to require financial institutions to preserve capital by suspending share repurchases and cap dividend payments in the third quarter amid the worst economic and public health crisis in decades.

Bank stocks retreat in after-hours trade after Fed caps dividends and buybacks in the 3rd quarter

Bank stocks rose as regulators relaxed a rule intended to prevent the industry from risky investments, ahead of results from the Fed's stress tests.
The post Bank Stocks Fall As Fed Clamps Down On Payouts, After Earlier Rally appeared first on Investor's Business Daily.

Bank Stocks Fall As Fed Clamps Down On Payouts, After Earlier Rally

Several bank holdings of Warren Buffett (Trades, Portfolio)’s Berkshire Hathaway Inc.

Buffett’s Bank Holdings Surge on Lax Venture Capital Investing Regulations

The move signals that the unprecedented nature of the coronavirus pandemic, and the difficulty in forecasting what the future holds for banks, is making the Fed cautious.

Fed puts restrictions on bank dividends after test finds some banks could be stressed in pandemic

“Several” banks could near minimum capital levels if the pandemic recession worsens, Fed officials said, as it announced its stress-test results.

Fed Caps Dividends and Limits Buybacks by Big Banks

The Federal Reserve and four other regulatory agencies announced on Thursday that they have finalized a rule that will ease restrictions curtailing the ability of banks to make investments in such areas as hedge funds. The announcement of the easing of regulations know as the “Volcker Rule” gave an immediate boost to bank stocks because.

Feds water down Volcker Rule restrictions

Federal financial regulators said Thursday they plan to make it easier to let banks invest in venture capital funds and also relax some limitations on derivatives trading. The moves, a loosening of some of the more onerous parts of the so-called Volcker Rule, lifted bank stocks.

A key bank rule written in the wake of the financial crisis just got rolled back

U.S. regulators are continuing their push to roll back restrictions instituted in the wake of the 2008 financial crisis.

Bank Stocks Surge As Regulators Ease Volcker Rule, Morgan Stanley Jumps Over 2%

Gold has continued to rise of late as a resurgence of coronavirus cases, particularly in the U.S., has dented some of the investor optimism about the speed of a post-pandemic recovery.

Bank of America backs gold for all-time high this year as precious metal surges

Exelixis

Exelixis, Inc. (EXEL) CEO Mike Morrissey at BofA Securities Napa Biopharma Conference Call - (Transcript)

Berkshire Hills Bancorp

Brookline Bancorp

Citizens Financial Group

Meridian Bancorp

HarborOne Bancorp

Independent Bank

PNC Financial Services

Banco Santander

State Street

The bank said it would like to use its new capital to pursue acquisitions. This could mean a huge deal that could transform the Boston banking scene.

Which Bank Will Eastern Bank Look to Buy After its IPO?

Sarepta Therapeutics

Sarepta Therapeutics, Inc. (SRPT) CEO Doug Ingram Presents at Bank of America Napa Healthcare Conference (Transcript)

Apple

Intel

Iron Mountain

Coca-Cola

Altria

Realty Income Corp

AT&T

The Dividend Race: 10 Top Dividend Stocks Put To The Test

Intuitive Surgical

Palo Alto Networks

Periods of heightened volatility have historically been a great time to put your money to work.

News for Bank of America Stock (BAC)