Revenue segments as reported by the company.

Net interest income

Noninterest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for credit losses

Noninterest expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Bank of America

Merrill Lynch Wealth Management is a wealth management division of Bank of America. The firm is headquartered in New York City, and occupies the entire 34 stories of 250 Vesey Street, part of the Brookfield Place complex, in Manhattan. Merrill Lynch employs over 15,000 financial advisors and manages $2.2 trillion in client assets.

Merrill Lynch

U.S. Trust is a private bank serving the needs of high net worth and ultra high net worth individuals and families by providing investment management, financial and succession planning, philanthropic and specialty asset management, family office services, custom credit solutions, financial administration and family trust stewardship.

U.S. Tust

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and All Other. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses. The GWIM segment offers solutions to meet clients’ needs through a full set of investment management, brokerage, banking, and retirement products. The Global Banking segment deals with lending-related products and services, integrated working capital management and treasury solutions to clients, and underwriting and advisory services. The Global Markets segment includes sales and trading services, as well as research, to institutional clients across fixed-income, credit, currency, commodity, and equity businesses. The All Other segment consists of asset and liability management activities, equity investments, non-core mortgage loans and servicing activities, the net impact of periodic revisions to the mortgage servicing rights (MSR) valuation model for both core and non-core MSRs, other liquidating businesses, residual expense allocations and other. The company was founded by Amadeo Peter Giannini in 1904 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Bank of America posts robust Q4 earnings amidst growth opportunities

Bank of America's Q4 2022 performance reflects strength in earnings, asset quality, and revenue growth, supported by a focus on cost control and operational efficiency.
While facing challenges related to interest rates and regulatory changes, the bank is well-positioned to capitalize on opportunities in consumer and wealth management businesses.
Strategic initiatives to balance earnings, capital, and liquidity, alongside a commitment to prudent risk management, position Bank of America for sustainable growth and value creation.

Bank of America posts strong Q1 results, eyes growth opportunities

Bank of America delivered a robust Q1 performance with notable revenue and EPS growth, underpinned by strong asset quality and capital strength.
While facing challenges in managing expenses and deposit trends, the bank's focus on digital adoption and operational efficiency positions it for future growth.
Opportunities lie in optimizing net interest income, capitalizing on market disruptions, and leveraging AI for enhanced customer service and operational excellence.
Overall, Bank of America's strategic focus on growth, credit quality, and operational efficiency sets a solid foundation for sustained performance and shareholder value.

Bank of America posts record earnings, focuses on digital growth

Bank of America's strong financial performance, efficient expense management, and digital progress drove exceptional results.
While challenges like potential capital requirement increases exist, opportunities in technology and operational efficiency pave the way for future growth.
The bank's focus on stability, profitability, and organic growth positions it well for continued success in the market.
Overall, Bank of America's Q2 2023 earnings call reflects a solid foundation for sustained performance and innovation.

Bank of America posts strong Q3 earnings, eyes growth opportunities

Bank of America delivered a strong quarter with improved financials and segment performance, focusing on expense discipline and efficiency.
Despite challenges in operating leverage and potential Basel III impacts, the bank remains well-positioned with excess capital and strong customer engagement.
Opportunities lie in stabilizing deposit trends, capitalizing on Investment Banking growth, and aligning deposit strategies with loan growth.
Overall, Bank of America's performance reflects resilience and strategic positioning for future growth and profitability.

Bank of America posts solid Q4 results, eyes AI growth

Bank of America's Q4 2023 showcased strong performance in key segments, with a focus on expense discipline and credit quality metrics. The bank outlined strategies for future growth, emphasizing AI investments, capital allocation, and managing commercial credit performance effectively.

Bank of America reports strong Q1 earnings and eyes growth

Bank of America delivered strong Q1 2024 earnings, driven by robust performance across its business segments, including Investment Banking, Sales and Trading, and Global Markets.
The company's focus on operational excellence, digitization, and cost savings has resulted in improved efficiency and a strong balance sheet, with opportunities for further growth.
While challenges exist in expense management and asset balancing, Bank of America is well-prepared to navigate these hurdles and capitalize on opportunities for revenue and profitability.
Overall, Bank of America's strategic focus on customer relationships, expense control, and balance sheet strength positions it well for continued success and growth in the future.

Bank of America reports strong Q3 earnings and digital growth

Bank of America's Q3 2024 earnings call showcased robust financial performance, driven by revenue growth, net income, and strategic investments in key business areas.
The bank's emphasis on digital innovation, organic growth, and shareholder value creation underlines its competitive strengths and long-term sustainability.
While facing challenges such as anticipated rate cuts and regulatory complexities, Bank of America remains well-positioned to capitalize on growth opportunities and navigate industry dynamics effectively.
By focusing on responsible growth, operational efficiency, and customer-centric strategies, Bank of America continues to demonstrate resilience and strategic foresight in a dynamic market environment.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Morgan Stanley

Charles Schwab

A mixed second-quarter earnings for financial sector stocks continued on Thursday with reports from Bank of America Corp (NYSE: BAC), Morgan Stanley (NYSE: MS) and Charles Schwab Corporation (NYSE: SCHW).

BofA, Morgan Stanley, Schwab Post Solid Numbers In Challenging Environment: Bank Earnings Roundup

Bank of America has joined other top commercial banks in a lukewarm reaction to second quarter 2020 earnings.

Bank of America Stock Trading Lower After Earnings Beat

Bank of America's profits plunged by more than half as it set aside more than $5 billion in capital to brace itself against possible loan defaults in the coming months.

Bank of America’s profit plunges as it sets aside $5B for coronavirus defaults

Bank of America Corp (NYSE: BAC) published its quarterly financial results on Thursday that topped analysts’ estimates for earnings and revenue in the fiscal second quarter. The company attributed its hawkish performance to stronger than expected revenue from investment banking and bond trading.

Bank of America publishes stronger than expected earnings report for the second quarter

Bank of America earnings beat Q2 views, with Morgan Stanley earnings on tap before the open, rounding out results for big bank stocks.
The post Bank Of America Earnings Top; Morgan Stanley On Tap appeared first on Investor's Business Daily.

Bank Of America Earnings Top; Morgan Stanley On Tap

Bank of America Corp. BAC, -1.95% said Thursday it had net income of $3.5 billion, or 37 cents a share, in the second quarter, down from $7.3 billion, or 74 cents a share, in the year-earlier period.

Bank of America profit slides as it boosts loan loss provisions, but results top estimates

Bank of America Corp reported a drop of more than 50% in second-quarter profit on Thursday as it set aside $4 billion for potential loan losses tied to the coronavirus pandemic.

Bank of America profit more than halves on pandemic woes

CHARLOTTE, N.C.--(BUSINESS WIRE)--Bank of America reported its second-quarter 2020 financial results today.

Bank of America Reports Second-Quarter 2020 Financial Results

Bank of America's Q2 Global Markets revenue was likely stronger than some expect. So BAC stock is likely to rise after the bank's Q2 results.

Bank of America Stock Will Likely Climb on Its Q2 Earnings

Bank of America is expected to earn $0.32/share on $21.26 billion in revenue. Meanwhile, the so-called Whisper number is $0.34/share.

Earnings Preview: What To Expect From Bank Of America On Thursday

Citigroup

Goldman Sachs

JPMorgan Chase & Co

Wells Fargo

Big swings in stock and bond markets since March have helped big Wall Street banks weather the coronavirus downturn better than they otherwise might have, but their trading-revenue gains are unlikely to last.

Wall Street banks see trading-revenue renaissance ending soon

Three of the largest U.S. banks said on Tuesday they had set aside a whopping $28 billion for loan losses, in a stark reminder that much of the economic pain from the coronavirus pandemic is still to come.

Big U.S. banks predict more economic pain from coronavirus

If the Financial sector is one of the best barometers of investor sentiment regarding the economy, then it seems we’re far from out of the woods. That’s despite the broader market rally and strong trading activity the big banks likely pulled in this last quarter.

Despite Anticipated Strong Trading Revenue, Next Round Of Banks Could Still Report Rough Q2

This morning we see Q2 results from some of the heaviest hitters on Wall Street: JPMorgan Chase (JPM), Citigroup (C) and Wells Fargo (WFC).

Here Come the Big Banks with Q2 Earnings

Blackrock Inc

Nasdaq

Financial stocks are kicking off the Q2 earnings season, and any positive surprise could send these five top names soaring to new heights. 
The post 5 Financial Stocks to Watch Closely This Earnings Season appeared first on InvestorPlace.

5 Financial Stocks to Watch Closely This Earnings Season

A substantial rise in trading and underwriting activities is likely to support BofA's (BAC) Q2 results. Lower interest rates and significantly higher credit cost may have been headwinds.

Trading, Underwriting Businesses to Aid BofA (BAC) Q2 Earnings

Just a few days ago, optimism reigned for BAC stock on positive coronavirus news. But now, that narrative has changed for the worse.

Bank of America Is a Q2 Earnings Story to Avoid

Wall Street Breakfast: The Big Banks

Apple

American Express

Coca-Cola

Moody's

Buying and holding great businesses has made the Oracle of Omaha a boatload of (unrealized) money.

Buffett Has Gained $108 Billion on These 5 Stocks

SPDR S&P Bank ETF

Earnings season kicks off with the big banks this week. Quint Tatro of Joule Financial says one name could propel the entire market higher.

This bank's earnings could be the 'spark' that will take market higher, trader says

Chevron

Federal Realty Investment Trust

Altria

Pfizer

Philip Morris

AT&T

V.F.

WEC Energy Group

While some planning is required to successfully invest in dividend stocks, taking action to get started is just as important.

10 All Weather Dividend Stocks To Get You Started

Bank of America flew past the 2020 Stress Test with plenty of capital survive a severely adverse economy.

Bank Of America: Limited Risk

Earnings season is upon us, and this quarter will see more or less the full impact of the COVID-19 pandemic.

6 Big Banks Under Book Value Heading Into Earnings

Bank of New York Mellon

State Street

Truist Financial

U.S. Bancorp

Going into the most important earnings season in recent history, bank valuations are at 30-year low, weighed down by uncertainty about future earnings and dividends.

Q2 Bank Earnings Likely To Beat Consensus, But Still Cautious

A new earnings reporting season kicks off this week, with the big banks leading the way.

News for Bank of America Stock (BAC)