Zions Bancorp

Zions Bancorporation engages in the provision of banking and related services and offers commercial, retail banking and mortgage lending products & services. Its products involves personal banking services to individuals, including home mortgages, bankcard, other installment loans, home equity lines of credit, checking accounts, savings accounts, certificates of deposit of various types and maturities, trust services, safe deposit facilities, direct deposit, and Internet & mobile banking. The company was founded in April 1955 and is headquartered in Salt Lake City, UT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Zions Bancorp reports strong Q4 performance and positive 2023 outlook

Zions Bancorp's Q4 2022 performance showcased revenue growth and credit quality.
The company is optimistic about net interest income in 2023, focusing on deposit management.
Challenges include addressing credit risks and navigating expense growth in an inflationary environment.
Opportunities lie in optimizing deposit growth strategies and managing loan repricing effectively.

Zions Bancorp reports solid Q1 performance amidst deposit growth

Zions Bancorp's Q1 2023 performance reflected growth in deposit balances and loan portfolios, with a focus on credit risk management and efficiency improvement.
The bank faces challenges from higher deposit costs impacting net interest income and changes in non-interest income, while opportunities lie in optimizing deposit strategies and managing expenses.
Strong loan growth and credit quality improvements were key strengths, while concerns about the office commercial real estate segment and potential regulatory impacts pose challenges.
Overall, Zions Bancorp aims for stable financial performance, effective risk management, and strategic deposit growth initiatives amidst evolving market conditions.

Zions Bancorp reports Q2 earnings impacted by cost challenges

Zions Bancorp navigated challenges in Q2, with notable strengths in deposit growth and operational efficiency.
The company faces challenges from increased costs and margin pressures but has opportunities to optimize operations and asset allocation.
Overall, Zions Bancorp's performance reflects resilience in a changing banking landscape, with a focus on managing costs and driving deposit growth.

Zions Bancorp reports stable Q3 earnings, eyes growth opportunities

Zions Bancorp's Q3 performance showed stability and growth in key financial metrics, with a focus on credit quality and customer relationships.
While facing challenges with specific loan issues, the company remains optimistic about opportunities for growth and expense management.
Management's customer-centric approach and financial projections indicate a strategic focus on sustainable performance and market expansion.
Investors should monitor the company's progress in addressing loan portfolio concerns and leveraging opportunities for future growth.

Zions Bancorp reports stable performance and cautious optimism for growth

Zions Bancorp's Q4 2023 earnings call highlighted stable performance metrics, strategic strengths in balance sheet management and credit quality, challenges in certain portfolios, and opportunities for growth through liquidity management and cautious optimism for net interest income stability.

Zions Bancorp reports steady earnings, navigates revenue challenges and eyes growth opportunities

Zions Bancorp's Q1 2024 performance reflects steady earnings, challenges in revenue growth, and positive signs in loan demand and risk management.
The company's strengths lie in industry recognition, active portfolio management, and strategic focus on fee income businesses for growth.
While facing challenges in loan classifications and regulatory concerns, Zions sees opportunities in asset yield growth, business expansion, and deposit base stability.

Zions Bancorp reports strong Q2 earnings, eyes capital market growth

Zions Bancorp delivered a solid performance in Q2 2024, with improvements in earnings, margins, and risk management.
While facing challenges in fee income growth and expense management, the company is well-positioned to capitalize on opportunities in capital markets and digital innovation.
Overall, Zions Bancorp's strategic investments and operational enhancements set a positive trajectory for future growth and competitiveness.

Zions Bancorp reports solid Q3 earnings, eyes growth opportunities

Zions Bancorp's Q3 performance reflects a balanced approach to growth and risk management, with a focus on expense control and strategic acquisitions.
While facing challenges in loan growth and credit quality, the company remains optimistic about managing risks and sustaining profitability.
Opportunities for growth through acquisitions, digital innovation, and strategic loan expansion position Zions Bancorp for future success in a competitive market.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Zions Bancorporation NA is a bank holding company, which engages in the provision of full banking and related services. It operates through the following segments: Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington. The company was founded on February 17, 1961, and is headquartered in Salt Lake City, UT.

Zions' (ZION) financials will continue to be aided by solid loan balances and higher interest rates. However, elevated expense levels, a deteriorating macroeconomic outlook and a high debt level are concerns.

Zions (ZION) Aided by Loans & Rising Rates, Cost Woes Stay

First Citizens BancShares

JPMorgan Chase & Co

SPDR S&P Regional Banking ETF

New York Community Bancorp

Toronto-Dominion Bank

UBS Group AG

Comerica

First Horizon National

KeyCorp

PacWest Bancorp

Western Alliance Bancorporation

Regional banks remain under pressure 10 weeks after the start of the bank crisis. Regulators, JPMorgan's Jamie Dimon aim at short sellers.

Banks: 10 Weeks Into The Bank Wreck. Where Do We Stand?

Goldman Sachs

M&T Bank

PNC Financial Services

Truist Financial

Wells Fargo

The government's response to maintain stability in the banking system creates stock winners from First Republic failure. First Republic Bank is the second largest bank with assets over $200 billion to fail, This follows the failure of Silicon Valley Bank, Credit Suisse, and Signature Bank.

7 Stock Winners From the First Republic Failure

A Zions Bancorp director last week made her first purchase of the company's stock since joining the board, as shares sold off amid pressure on regional-banking names, according to a MarketWatch review of filing data.

Zions Bancorp board member buys up shares amid slide in regional-bank stocks

Apple

Palantir Technologies

PayPal

Tyson Foods

Western Digital

Zscaler

U.S. stock futures pointed to a cautious start for Monday, as investors looked ahead to an important Federal Reserve lending survey, while regional banks continued to rise in premarket trading.

Stock futures mostly higher, with regional lenders continuing to rise as Fed loan data looms

Shares of U.S. regional banks gained sharply in premarket trading on Monday, as investors tiptoe back into the sector after the failure of First Republic Bank last week triggered another round of widespread sell-off.

U.S. regional banks' shares climb after tumultuous week

Bridgewater Bancshares

ConnectOne Bancorp

Dime Community Bank

First of Long Island

Republic First Bancorp

Horizon

Hope Bancorp

First Internet Bancorp

Territorial Bancorp

Thirteen badly beaten-up bank stocks are reviewed and compared to those that were recently taken over. Items reviewed include uninsured deposits, risky activities, unrealized investment losses, capital ratios, ROE, performance in the last recession, and loan growth.

Want To Buy A Beaten Down Bank Stock? Here's A List And Analysis

HomeStreet

This article is an excerpt from the InvestorPlace Digest newsletter. To get news like this delivered straight to your inbox, click here.

Banking Crisis Alert: 5 Banks That Could Fail Next

Investor sentiment toward regional banks had gotten so negative, J.P. Morgan analyst Steven Alexopoulos said it was time to back away from his bearish stance on the sector, and even turn bullish on three beaten-down stocks.

Zions, Western Alliance stocks soar after J.P. Morgan says buy, because they are ‘substantially mispriced'

Metropolitan Bank Hld

Shares of embattled regional bank stocks were rebounding Friday, but ongoing uncertainty in the sector has led to growing calls for the federal government to take action to restore investor and depositor confidence in these institutions.

Regional bank crisis: Here's how DC might act to stop the bleeding

Home BancShares

Hovde Group analysts on Friday said bank stocks offer a “rare entry point” as they called a potential bottom to the steep selloffs in the sector amid speculation about further bank failures despite updates from regional banks on deposit strength.

Hovde Group calls ‘near bottom' in bank stocks after potential ‘market manipulation' in sector

Friday's rally for stocks like PacWest and Western Alliance made only a small dent in the week-to-date losses

Regional bank stocks rebound on Friday, but still headed for steep losses on the week

State and federal authorities are looking into the possibility of market manipulation behind recent volatility in bank stocks, according to a report Thursday.

Bank stocks' volatility draws scrutiny for potential market manipulation: report

PacWest Bancorp and First Horizon shares fall as investors wonder how much further regional-banking problems could spread.

Regional-Bank Shares Dive as Investors Fret About Contagion

Thursday's moves come less than a week after First Republic was seized by regulators and sold at a discount to JPMorgan Chase.

Regional bank stocks continue to slide on Thursday with PacWest leading the way down 40%

BankUnited

CVB Financial

East West Bancorp

First Republic

Independent Bank Group

SPDR S&P Bank ETF

Valley National

WesBanco

Investors aren't convinced the banking crisis is over. And they're not making any secret of the banks they're concerned with.

Investors Fear 12 Major Banks Are Still A Hot Mess

The Fed is likely to announce another 25-basis point hike in rates. The U.S. regional banks like PACW, WAL, ZION, CMA and KEY witness bearish investor sentiments on concerns over the impact of future rate hikes on financials.

Regional Banks Continue to Bleed as Another Rate Hike Looms

Signature Bank

Shares of regional US banks fell on Tuesday with investors seemingly not convinced that the sale of First Republic Bank (NYSE:FRC)'s assets to JPMorgan over the weekend is enough to stabilize the troubled sector.  JPMorgan agreed to purchase First Republic's deposits in a bid to restore stability to the ailing sector after alternative negotiations for a rescue package failed.

First Republic Bank sale fails to quash regional banking fears

Regions Financial

Charles Schwab

Bank stocks dive Tuesday as the financial sector processes the First Republic failure and sale ahead of the Fed rate decision Wednesday. The post Bank Stocks Dive As Investors Digest First Republic Failure.

Bank Stocks Dive As Investors Digest First Republic Failure. Fed Meeting Looms.

U.S. Bancorp

A month ago, code blue sirens went off at banks across the globe after the collapse of Silicon Valley Bank and Signature Bank. As banks work to put that painful episode in the rear view mirror, it's unclear if the situation has stabilized or if it's the calm before another storm.

Banks 'aren't out of the woods' after the collapse of SVB and Signature

SALT LAKE CITY--(BUSINESS WIRE)--Zions Bancorporation (Nasdaq: ZION) will hold its Annual Meeting of Shareholders on Friday, May 5, 2023, at 1:00 p.m. Mountain Time. The meeting will again be held virtually and can be attended by navigating to the following website: www.virtualshareholdermeeting.com/ZION2023 As described in Zions Bancorporation's proxy statement, shareholders of record will be able to vote and ask questions during the online meeting. Participation requires use of the 16-digit c.

Zions Bancorporation to Webcast 2023 Annual Meeting of Shareholders

Zions Bancorporation: The Positives That High-Anxiety Investors Are Ignoring.

Zions Bancorporation: The Positives That High-Anxiety Investors Are Ignoring

Bank of Hawaii

The recent failures of Silicon Valley Bank and Signature have focused attention on regional lenders' weaknesses.

Moody's Downgrades 11 Regional Banks, Including Zions, U.S. Bank, Western Alliance

A rise in expenses and higher provisions hurt Zions' (ZION) Q1 earnings, while an increase in revenues, decent loan demand and higher rates offer some support.

Zions' (ZION) Q1 Earnings Miss Estimates, Provisions Rise

Bank of America

Bank of New York Mellon

Bank of Montreal

Citigroup

Citizens Financial Group

Cullen/Frost Bankers

Canadian Imperial Bank of Commerce

Fifth Third Bancorp

Huntington Bancshares

Northern Trust

Royal Bank of Canada

Synovus Financial

State Street

It has been a rollercoaster ride for the Banks sector over the past month and a half. In this article, we take a look at some of the key metrics investors ought to be familiar with which explain a lot of the price action so far.

Allocating To Banks Preferreds In A Difficult Market

News for Zions Bancorp Stock (ZION)