Western Union

The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer-to-Consumer, Business Solutions, and Other. The Consumer-to-Consumer segment facilitates money transfers between two consumers. The Business Solutions segment offers payment and foreign exchange solutions, cross-border, and cross-currency transactions for small and medium size enterprises and other organizations and individuals. The Other segment consists of electronic-based and cash-based bill payment services. The company was founded in 1851 and is headquartered in Denver, CO.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Western Union faces revenue decline but focuses on digital growth

Western Union's Q4 2022 performance was impacted by geopolitical events, leading to revenue decline and lower earnings per share. Despite challenges, the company is focusing on digital growth, customer retention, and strategic partnerships to drive future success. Opportunities in digital expansion, pricing strategies, and customer retention initiatives present avenues for growth.

Western Union reports Q1 resilience, eyes growth in digital operations

Western Union's Q1 performance showed resilience amidst challenges, with a focus on stabilizing retail operations and accelerating digital growth.
While facing revenue declines in certain segments, the company is leveraging strengths in customer value enhancement and strategic partnerships.
Opportunities lie in capitalizing on regional successes, optimizing operations, and sustaining positive trends in transaction growth.
To drive future growth, Western Union must address challenges from geopolitical impacts, competitive pressures, and customer engagement.

Western Union reports strong Q2 earnings, eyes digital expansion

Western Union's Q2 2023 earnings call highlighted strong financial performance, with revenue growth, adjusted EPS exceeding expectations, and positive transaction trends in digital and retail businesses. The company's focus on customer-centric initiatives and strategic partnerships positions it well for future growth.
While facing challenges such as regulatory changes impacting volumes and the need to balance growth with cost management, Western Union has opportunities to expand its digital offerings, deepen customer relationships, and capitalize on market trends. The company's commitment to social responsibility and leadership development further strengthens its competitive position.
Overall, Western Union's performance in Q2 2023 reflects resilience and strategic foresight in navigating global economic challenges and driving growth in key regions. With a positive outlook for 2024 and a focus on innovation and customer experience, the company is poised for continued success in the remittance industry.
The company's emphasis on process improvements, cost savings, and revenue growth, coupled with opportunities in digital expansion and customer engagement, underscores Western Union's commitment to driving value for stakeholders and maintaining a competitive edge in the financial services sector.

Western Union reports strong Q3 results, eyes growth opportunities

Western Union's Q3 2023 earnings call highlighted positive revenue growth, successful execution of their strategy, and a focus on customer acquisition and operational excellence. While facing challenges in the outlook for Q4, the company is well-positioned to capitalize on opportunities for growth through enhanced marketing, retail retention, and technology investments.

Western Union reports strong Q4 results, eyes growth through diversification

Western Union's Q4 performance reflects growth in revenue, EPS, and operational cash flow, driven by improvements in retail and digital operations. While facing challenges from geopolitical events and declining revenue per transaction, the company's strategic focus on diversification and cost efficiencies positions it well for future growth. Opportunities lie in expanding product offerings, enhancing customer retention, and optimizing strategies for sustained profitability.

Western Union reports strong Q1 earnings, eyes digital growth

Western Union's Q1 2024 performance reflects progress towards its EVOLVE 2025 goals, with revenue growth, improved transaction trends, and enhanced operational efficiencies. Despite facing challenges like macroeconomic conditions and operational hurdles in certain regions, the company remains optimistic about its strategic direction and ability to achieve its targets. Opportunities in digital business growth, loyalty programs, and consumer services present avenues for sustained expansion and profitability.

Western Union reports positive Q2 earnings, eyes digital growth

Western Union's Q2 2024 performance showcased positive revenue growth, driven by consumer money transfer transactions and Consumer Services segment growth.
The company's strengths lie in its focus on digital business growth, customer experience enhancements, and sustained transaction growth.
Challenges include maintaining growth momentum amidst market dynamics and competitive pressures in the digital money transfer space.
Opportunities for Western Union include capitalizing on market share gains, revenue diversification through new products, and strategic expansion through M&A opportunities.

Western Union reports Q3 growth, expands digital presence through acquisitions

Western Union's Q3 2024 performance demonstrated positive growth in adjusted revenue and consumer money transfer transactions. The company's strategic focus on digital expansion and acquisitions in Singapore and Mexico positions it well for future growth. Despite challenges in Latin America and competition in the digital space, Western Union's financial resilience and growth strategies offer promising opportunities.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer Money Transfer, Business Solutions, and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from retail agent locations worldwide or through websites and mobile devices. The Business Solutions segment focuses on the payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals. The Consumer Services segment includes the company’s bill payment services which facilitate payments for consumers, businesses, and other organizations, as well as the company’s money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, CO.

Western Union (WU) extends pact with Banco SEMEAR in Brazil to provide an enhanced  portfolio of products and services to its customers.

Western Union Strengthens Bond With Banco SEMEAR in Brazil

DENVER--(BUSINESS WIRE)--Western Union Stands in Solidarity with Lebanon; Money Transfers to Lebanon Zero-Fee Paid out in US Dollars

Western Union Stands in Solidarity with Lebanon

SÃO PAULO, Brasil--(BUSINESS WIRE)-- #finance--Western Union Business Solutions and Banco SEMEAR to offer the WU® GlobalPay for FI platform.

 Western Union Expands International Payment Services in Brazil

Western Union (WU) Q2 earnings decline year over year due to COVID-19-triggered business loss, partially offset by cost savings and share buyback.

Western Union (WU) Q2 Earnings Beat Estimates, Fall Y/Y

ROME--(BUSINESS WIRE)-- #customer--Western Union broadens its range of services for business clients with Guaranteed loans for Italian SMEs

Western Union Provides Access to COVID-19 State Guaranteed Loans for Business Customers

The Western Union's (WU) CEO Hikmet Ersek on Q2 2020 Results - Earnings Call Transcript

Western Union (WU) delivered earnings and revenue surprises of 13.89% and 2.21%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

Western Union (WU) Q2 Earnings and Revenues Beat Estimates

Accenture Plc

Kellogg

Roku

Texas Instruments

Whirlpool

As we have noted before, over the past couple of years hedge fund performance, especially by some of the bigger funds, has trailed overall market performance.

Hedge Fund Managers Are Loading Up Now on These 7 Red-Hot Stocks

Western Union (WU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Western Union (WU) Q2 Earnings Expected to Decline

DENVER & MANILA--(BUSINESS WIRE)--Western Union (NYSE:WU), a global leader in cross-border, cross-currency money movement and payments, and Cebuana Lhuillier, the largest and long-tenured microfinancial service provider in the Philippines, have come together to enable customers in the Philippines to send and receive Western Union money transfers. The significant collaboration with Cebuana Lhuillier adds 2,500 more locations to Western Union’s global network and will provide greater access to cu

Western Union Expands in the Philippines with Cebuana Lhuillier

SEOUL, South Korea--(BUSINESS WIRE)--Western Union, a global leader in cross-border, cross-currency money movement and payments, has expanded its cooperation with NH Bank, through NH Bank’s appointment of NongHyup (Agricultural Co-operative) as a sub-agent to offer Western Union money transfer services, enabling customers in South Korea to send money to their loved ones in more than 200 countries and territories. Customers will now be able to send money at select NongHyup locations, scaling up

Western Union Expands with NongHyup in South Korea

Western Union (WU) partners with TrueMoney for efficient money transfer services in the Philippines.

Western Union Expands Presence in the Philippines With Tie Up

DENVER--(BUSINESS WIRE)--Western Union to Release Second Quarter Results on August 4, 2020

Western Union to Release Second Quarter Results on August 4, 2020

MANILA, Philippines--(BUSINESS WIRE)--Western Union, a leader in cross-border, cross-currency money movement and payments, today announced a collaboration with TrueMoney, a leading financial services provider in the Philippines, enabling customers in the Philippines to receive money from their loved ones around the world. Customers will initially be able to receive money at select TrueMoney locations, easily identifiable by the Western Union signage indicating service availability, and eventual

Western Union Expands with TrueMoney in the Philippines

Western Union (WU) with Techstars announces the second year of Techstars & Western Union Accelerator, which offers necessary assistance for startups to grow.

Western Union & Techstars' Program to Boost Startups' Growth

Diebold Nixdorf Inc

Envestnet

FleetCor Technologies

Qiwi

The pandemic-driven rally in e-commerce has boosted the digital payment space. Here are five stocks that are sure to enjoy the boom.

5 Winners From Shift to Digital for Payments in the "New Normal"

DENVER--(BUSINESS WIRE)--Western Union (NYSE: WU), a leader in cross-border, cross-currency money movement, and Techstars, the global platform for investment and innovation, today announced the launch of its second class of the Techstars & Western Union Accelerator. From machine learning and artificial intelligence, to cloud services, digital banking and advanced analytics, the common thread across the portfolio of 10 companies is their commitment to leveraging technology and innovation to

Techstars & Western Union Accelerator Announce 2020 Class Leading the Future of Inclusive Finance

The Western Union Company has been struggling lately, but the selling pressure may be coming to an end soon.

The Western Union Company Sees Hammer Chart Pattern: Time to Buy?

DENVER--(BUSINESS WIRE)--Western Union (NYSE: WU), a global leader in cross-border, cross-currency money movement and payments, today released its second annual Environmental, Social and Governance (ESG) Report, which spotlights the Company’s 2019 ESG progress. The report also highlights Western Union’s response and ongoing initiatives surrounding the COVID-19 pandemic and social justice movements across the globe in early 2020. “Today, against the backdrop of COVID-19 and global protests again

Western Union Continues to Connect Communities and Economies at a Critical Time

Western Union's (WU) collaboration with AXA reflects its efforts to provide adjacent financial services and strengthen foothold in France.

Western Union Ties Up With AXA to Offer Insurance Products

Western Union's (WU) unit partners with ELITE, which intends to boost the scale of business for fast-growing companies in the U.K.

Western Union & ELITE to Help Potential Growth Firms in UK

American Airlines

Occidental Petroleum

Vornado Realty Trust

Waters

The stock market has been remarkably resilient this year amid the pandemic and recession.

5 Sickly S&P 500 Stocks to Sell or Avoid

Although shares of The Western Union Company (NYSE: WU) have significantly outperformed the S&P500 since early April, visibility into the company’s performance through 2020 and 2021 remains limited, according to BofA Securities.

BofA Downgrades Western Union On Valuation, Says Visibility Limited

Western Union (WU) reported earnings 30 days ago. What's next for the stock?

Western Union (WU) Up 17.6% Since Last Earnings Report: Can It Continue?

MoneyGram

The rumored offer would combine two of the largest money-transfer businesses in the U.S.

News for Western Union Stock (WU)