VersaBank

VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the US banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

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Earnings data Q2 2023

Earnings data Q3 2023

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Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

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VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the U.S. banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.

VersaBank (NASDAQ:VBNK ) Q2 2022 Earnings Conference Call June 1, 2022 9:00 AM ET Company Participants David Taylor - President and Chief Executive Officer Shawn Clarke - Chief Financial Officer Conference Call Participants Greg MacDonald - LodeRock Research William Wallace - Raymond James Bradley Ness - Choral Capital Operator Good morning, ladies and gentlemen. Welcome to VersaBank's Second Quarter 2022 Financial Results Conference Call.

VersaBank's (VBNK) CEO David Taylor on Q2 2022 Results - Earnings Call Transcript

VersaBank (VBNK) delivered earnings and revenue surprises of -18.75% and 23.54%, respectively, for the quarter ended April 2022. Do the numbers hold clues to what lies ahead for the stock?

VersaBank (VBNK) Lags Q2 Earnings and Revenue Estimates

– Quarter Highlighted by Another Record Loan Portfolio, Led by 51% Growth in Canadian Point-of-Sale Financing Business – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Our second quarter 2022 ("Q2 2022") unaudited Interim Consolidated Financial Statements for the period ended April 30, 2022 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedar.com and EDGAR at www.sec.gov/edgar.shtml.

VERSABANK REPORTS CONTINUED STRONG RESULTS FOR SECOND QUARTER 2022

VersaBank (VBNK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate VersaBank (VBNK) to Report a Decline in Earnings: What to Look Out for

LONDON, ON , May 18, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will release its second quarter 2022 financial results and host an earnings conference call on Wednesday, June 1, 2022. Financial results are expected to be released at approximately 7:00 a.m.

VERSABANK TO ANNOUNCE SECOND QUARTER 2022 FINANCIAL RESULTS ON JUNE 1, 2022

LONDON, ON , May 9, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced, the appointment of Richard Jankura, CA, CPA to its board of directors, and will assume the role of Chair of the Risk Oversight Committee. Mr.

VERSABANK ANNOUNCES APPOINTMENT OF RICHARD JANKURA TO BOARD OF DIRECTORS AND RETIREMENT OF LONG-TIME DIRECTOR, RICHARD CARTER

LONDON, ON , April 21, 2022 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") reports the results of its 2022 Annual Meeting of Shareholders (the "Meeting") held in Toronto, Ontario on April 20, 2022. Each of the director nominees listed in VersaBank's Management Information Circular dated March 3, 2022 were elected as directors of the Bank.

VERSABANK ANNOUNCES THE RESULTS OF ITS 2022 MEETING OF SHAREHOLDERS

LONDON, ON, March 31, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced it has entered into an agreement with its first Point-of-Sale Finance partner in the United States, a large, North American, commercial transportation financing business focused on independent owner/operators.  As it does from time-to-time in its Canadian Point-of-Sale Finance business, VersaBank collaborated with Securcor Financial Group on origination and structuring of the transaction.

VERSABANK ANNOUNCES FIRST U.S. POINT-OF-SALE FINANCING PARTNER

LONDON, ON , March 28, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced successful completion of the independent third-party System and Organization Controls ("SOC2") – Type I audit (the "SOC2 Audit") of its VersaVault®, VersaBank's proprietary security technology for blockchain-based assets, which underpins the Bank's revolutionary Digital Deposit Receipts ("DDRs"). The voluntary SOC2 Audit, which was conducted by a national full-service audit, chartered professional accountancy and business advisory firm (the "Audit Firm"), verified the non-financial reporting controls, relating to security, availability, processing integrity, confidentiality and privacy of VersaVault®.

VERSABANK ANNOUNCES SUCCESSFUL COMPLETION OF SOC2 AUDIT AHEAD OF ANTICIPATED COMMERCIAL LAUNCH OF REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS

LONDON, ON, March 18, 2022 /CNW/- VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced its upcoming annual meeting of shareholders (the "Meeting") will be held at the TMX Market Centre on Wednesday, April 20, 2022 at 10:30 a.m. and will also be live-streamed.

VERSABANK'S 2022 ANNUAL MEETING TO BE HELD AT TMX MARKET CENTRE, 120 ADELAIDE STREET WEST, TORONTO - MEETING WILL ALSO BE LIVE STREAMED

VersaBank (VBNK) CEO David Taylor on Q1 2022 Results - Earnings Call Transcript

VersaBank (VBNK) delivered earnings and revenue surprises of -6.25% and 2.65%, respectively, for the quarter ended January 2022. Do the numbers hold clues to what lies ahead for the stock?

VersaBank (VBNK) Misses Q1 Earnings and Revenue Estimates

– Quarter Highlighted by Continued Strong Year-over-Year Growth as Bank Achieves Another Loan Portfolio Record – All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted.  Our first quarter 2022 ("Q1 2022") unaudited Interim Consolidated Financial Statements for the period ended January 31, 2022 and Management's Discussion and Analysis ("MD&A"), are available online at www.versabank.com/investor-relations, SEDAR at www.sedar.com and EDGAR at www.sec.gov/edgar.shtml.

VersaBank Reports Continued Strong Results for First Quarter 2022

LONDON, ON, March 1, 2022 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") today announced it has appointed financial crime prevention expert and advocate, Garry W. G. Clement, to the position of Chief Anti-Money Laundering Officer ("CAMLO").

VersaBank Appoints Financial Crime Prevention Expert and Advocate Veteran Garry Clement to Position of Chief Anti-Money Laundering Officer

LONDON, ON, Feb. 24, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that David Taylor, President and Chief Executive Officer, will participate in a panel discussing:  How Technology Can Advance Fundamental Banking on Tuesday, March 1 at 3:25 pm ET. A webcast of the presentation will be available in the investor relations section of VersaBank's website at www.versabank.com on the "Quarterly Info, Events and Presentations" page.

VERSABANK TO PARTICIPATE AT THE 2022 KBW FINTECH & PAYMENTS CONFERENCE TUESDAY, MARCH 1, 2022 3:25 PM ET

LONDON, ON, Feb. 16, 2022 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) and (NASDAQ: VBNK) will release its first quarter 2022 financial results and host an earnings conference call on Wednesday, March 2, 2022. Financial results are expected to be released at approximately 7:00 a.m.

VERSABANK TO ANNOUNCE FIRST QUARTER 2022 FINANCIAL RESULTS ON MARCH 2, 2022

LONDON, ON, January 25, 2022 /CNW/ - VersaBank ("VersaBank" or the "Bank") (TSX: VB) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced that effective at market open today, Tuesday, January 25, 2022, the Bank's common shares will begin trading on the Toronto Stock Exchange ("TSX") under the ticker symbol "VBNK", which replaces the Bank's previous ticker symbol "VB". The change was made to align the Bank's ticker symbol on the TSX with its ticker symbol on Nasdaq.

VERSABANK ANNOUNCES CHANGE IN TSX TICKER SYMBOL TO "VBNK", EFFECTIVE TODAY

Core Digital Banking Operations Deliver Strong Year-over-Year and Sequential Growth and Continued Decrease in Cost of Funds VersaBank's 2021 annual audited Consolidated Financial Statements and Management's Discussion and Analysis ("MD&A") will be available today online at www.versabank.com/investor-relations and at www.sedar.com. Supplementary Financial Information will also be available on our website at www.versabank.com/investor-relations.

VersaBank Reports Continued Strong Financial Results for the Fourth Quarter and Year End 2021, Highlighted by Record Net Income for Each Period and a Record Loan Portfolio

Digital banking and cyber security solutions platform VersaBank is expanding the closed ecosystem testing for Digital Deposit Receipts (DDRs) and will include the U.S. dollar, the Algorand and Ethereum blockchains and more. David Taylor, VersaBank President and CEO, said in a press release that the progress of Digital Deposit Receipt closed ecosystem testing is “functioning […]

VersaBank Includes USD in Expanded Testing of Closed Ecosystem for DDRs

LONDON, ON, Nov. 22, 2021 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VB) (NASDAQ: VBNK) will release its Annual 2021 financial results and host an earnings conference call on Wednesday, December 1, 2021. Financial results are expected to be released at approximately 7:00 a.m.

Attention: Business Editors - VersaBank to Announce Annual 2021 Financial Results on December 1, 2021

LONDON, ON, Nov. 12, 2021 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VB) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that David Taylor, President and Chief Executive Officer, will present (virtually) at the Investor Summit Q4 Conference on Wednesday, November 17, 2021 at 9:30 a.m. ET.  A webcast of the presentation will be available in the investor relations section of VersaBank's website at  www.versabank.com on the "Quarterly Info, Events and Presentations" page.

VersaBank to Present at Investor Summit Q4 (Virtual) Conference - Wednesday, November 17 at 9:30 A.M. ET

LONDON, ON, Oct. 26, 2021 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VB) (NASDAQ: VBNK) today announced the cancellation and return to treasury of 7,477 unexchanged common shares (0.0272% of outstanding common shares). The cancelled shares represent predecessor share classes which have not been deposited and exchanged for VersaBank common shares in connection with the Bank's amalgamation with PWC Capital Inc. on January 31, 2017.

VersaBank Announces the Cancellation of Unexchanged Common Shares

–  Reseller Agreement Significantly Expands Sales Channel for RAVEN, a Highly Complementary Product to Syrenis' Cassie, Consent and Preference Management Solution LONDON, ON, Oct. 14, 2021 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VB) (NASDAQ: VBNK), a leader in digital banking and cyber security solutions, today announced that its wholly-owned, Washington, DC-based subsidiary, DRT Cyber Inc. ("DRT Cyber") has entered into a reciprocal Reseller Agreement (the "Agreement") with UK-based Syrenis Ltd ("Syrenis"), under which Syrenis will act as a reseller of DRT Cyber's anti-spam legislation solution, RAVEN.   RAVEN integrates seamlessly with Syrenis' Cassie, a world leading Consent and Preference Management solution for organizations globally.

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