Revenue segments as reported by the company.

Revenue from fees, net

Interest income and fair value adjustments, net

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Upstart Holdings

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company's network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

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Upstart Holdings reports resilient Q4 performance and eyes profitability

Upstart Holdings navigated challenges in 2022, focusing on model accuracy, automation, and growth. The company aims to return to profitability, stabilize the UMI metric, and secure funding partnerships in 2023. Opportunities include expanding into secured products and enhancing conversations with funding partners through AI technology.

Upstart reports solid Q1 results, eyes growth through innovation

Upstart's Q1 2023 performance showed strong revenue but with a net loss and negative EBITDA.
The company is focused on innovation, cost reduction, and expanding its product offerings.
Challenges in funding markets and concerns about margins and loan volumes were highlighted.
Opportunities lie in platform expansion, new product launches, and optimizing costs for profitability.

Upstart Holdings (UPST) reports robust Q2 performance amidst market challenges

Upstart Holdings (UPST) delivered a strong Q2 performance with growth in contribution margin, positive cash flow, and efficiency improvements. The company faces challenges in managing funding market cautiousness and adverse selection but has opportunities for growth through co-investments and model calibration.

Upstart Holdings reports positive EBITDA amidst challenging lending environment

Upstart faced challenges in a tough lending environment but maintained financial resilience.
The company showcased innovation with new product launches and strategic partnerships.
Despite revenue decline, Upstart's focus on efficiency and market expansion bodes well for future growth.
Management's commitment to improving loan pricing accuracy and exploring funding sources is key.

Upstart Holdings reports pivotal year in 2023, aims for EBITDA breakeven

Upstart Holdings discussed its Q4 2023 financial results, challenges faced, and future outlook during the earnings call. The company highlighted progress made in efficiency improvements, building a stronger Upstart, and financial performance metrics. Despite facing challenges like negative EBITDA and funding constraints, Upstart is focused on returning to EBITDA breakeven quickly and exploring new revenue streams.

Upstart Holdings excels in Q1 2024, eyes growth opportunities

Upstart Holdings delivered strong financial results in Q1 2024, showcasing growth in revenue, net revenue, and loan transactions. The company's focus on innovation, cost efficiency, and product diversification positions it well for future opportunities in the lending market. Challenges include managing loan pricing and addressing seasonality in loan demand.

Upstart Holdings reports strong Q2 performance and strategic growth outlook

Upstart Holdings demonstrated strong performance and strategic advancements in Q2 2024, positioning the company for sustained growth and profitability.
While facing challenges in expense management and competitive dynamics, Upstart's focus on innovation and funding partnerships presents opportunities for future expansion.
Overall, Upstart's emphasis on model improvements, funding strategies, and positive outlook underscores a promising trajectory in a conducive operating environment.

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SAN FRANCISCO , May 26, 2022 /PRNewswire/ -- Hagens Berman urges Upstart Holdings, Inc. (NASDAQ: UPST) investors with losses in excess of $500,000 to submit your losses now. Expanded Class Period: Mar. 18, 2021 – May 9, 2022 Lead Plaintiff Deadline: July 12, 2022 Visit: https://www.hbsslaw.com/investor-fraud/UPST Contact An Attorney Now: UPST@hbsslaw.com                                                844-916-0895 Upstart Holdings, Inc. (UPST) Securities Fraud Class Action: The litigation focuses on Upstart's past claims that it's not exposed to material balance sheet risk, its proprietary AI algorithm "enables a superior loan product with improved economics that can be shared between consumers and lenders," and it "leverage[s] the power of AI to more accurately quantify the true risk of a loan.

HAGENS BERMAN, NATIONAL TRIAL ATTORNEYS, Encourages Upstart Holdings, Inc. (UPST) Investors with $500,000+ Losses to Contact Firm's Attorneys, Expanded Class Period in Securities Fraud Class Action

Teladoc

Despite the bearishness, these stocks are still great investments.

2 Struggling Growth Stocks That Could Double Your Money

Los Angeles, California--(Newsfile Corp. - May 25, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. (NASDAQ: UPST)  ("Upstart" or "the Company") for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between November 9, 2021 and May 9, 2022, inclusive (the...

INVESTOR ACTION ALERT: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $100,000 to Contact the Firm

Despite trading at a low forward multiple relative to projected growth, investors would be wise to remain cautious in UPST stock. The post Upstart Stock's Post-Plunge Bounce Back Is Rightly Fading appeared first on InvestorPlace.

Upstart Stock's Post-Plunge Bounce Back Is Rightly Fading

The Kroll Bond Rating Agency recently raised its loss expectations on the recent Upstart asset-backed securitization.

How Upstart's Credit-Quality Issues Could Cut Into Growth This Year

San Diego, California--(Newsfile Corp. - May 23, 2022) - Robbins Geller Rudman & Dowd LLP announces that purchasers of Upstart Holdings, Inc. (NASDAQ: UPST) securities between November 9, 2021 and May 9, 2022, both dates inclusive (the "Class Period") have until July 12, 2022 to seek appointment as lead plaintiff in in the Upstart class action lawsuit. Commenced on May 13, 2022, the Upstart class action lawsuit charges Upstart and certain of its top...

INVESTOR DEADLINE: Upstart Holdings, Inc. Investors with Substantial Losses Have Opportunity to Lead the Class Action Lawsuit - UPST

Friday's bad news seemed to carry into Monday, despite good performance from peers.

Why Upstart Stock Was Falling Again Today

BENSALEM, Pa.--(BUSINESS WIRE)--Law Offices of Howard G. Smith reminds investors of the upcoming July 12, 2022 deadline to file a lead plaintiff motion in the case filed on behalf of investors who purchased Upstart Holdings, Inc. (“Upstart” or the “Company”) (NASDAQ: UPST) securities between March 18, 2021 and May 9, 2022, inclusive (the “Class Period”). Investors suffering losses on their Upstart investments are encouraged to contact the Law Offices of Howard G. Smith to discuss their legal ri

Deadline Reminder: Law Offices of Howard G. Smith Reminds Investors of Looming Deadline in the Class Action Lawsuit Against Upstart Holdings, Inc. (UPST)

Los Angeles, California--(Newsfile Corp. - May 23, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between November 9, 2021 and May 9, 2022, inclusive...

SHAREHOLDER ACTION NOTICE: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $100,000 to Contact the Firm

Despite a steep 89% decline from all-time highs, this stock is back on the rise and up 77% from its 52-week low.

1 Artificial Intelligence Growth Stock to Buy Right Now

New York, New York--(Newsfile Corp. - May 22, 2022) - WHY: Rosen Law Firm, a global investor rights law firm, announces the filing of a class action lawsuit on behalf of purchasers of the securities of Upstart Holdings, Inc. (NASDAQ: UPST) between November 9, 2021 and May 9, 2022, inclusive (the "Class Period"). A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no...

ROSEN, A TOP RANKED FIRM, Encourages Upstart Holdings, Inc. Investors With Losses to Secure Counsel Before Important Deadline in Securities Class Action - UPST

LendingClub

In recent months, both fintechs have seen their stocks plummet in value.

Better Buy: Upstart Holdings vs. LendingClub

Upstart's business looks poised to continue generating impressive profitability. UPST stock is a buy after a post-earnings selloff.

Upstart Looks Poised to Double by the End of Next Year

SAN DIEGO--(BUSINESS WIRE)--The suit alleges defendants issued false statements concerning Upstart business and prospects, resulting in its stock trading at inflated prices.

INVESTOR NOTICE: Upstart Holdings, Inc. Investors with Substantial Losses Have Opportunity to Lead the Class Action Lawsuit – UPST

NEW ORLEANS , May 20, 2022 /PRNewswire/ -- ClaimsFiler, a FREE shareholder information service, reminds investors that they have until July 12, 2022 to file lead plaintiff applications in securities class action lawsuits against Upstart Holdings, Inc. (NasdaqGS: UPST), if they purchased the Company's securities between March 18, 2021 and May 9, 2022, inclusive (the "Class Period").  These actions are pending in the United States District Court for the Northern District of California.

UPSTART HOLDINGS SHAREHOLDER ALERT: CLAIMSFILER REMINDS INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Lead Plaintiff Deadline in Class Action Lawsuits Against Upstart Holdings, Inc. - UPST

Upstart is well in the red today after an onslaught of lawsuits against the AI loan company. UPST stock closed down 13%.

UPST Stock Slides on News of Securities Fraud Allegations

Upstart Holdings Inc (NASDAQ: UPST) shares are trading lower by 15.86% at $43.40. Stocks have been highly volatile following the Federal Reserve's recent 50 basis point rate hike, which has weighed on the Nasdaq heavily.

Why Upstart Shares Are Getting Hammered Today

Los Angeles, California--(Newsfile Corp. - May 20, 2022) - The Schall Law Firm, a national shareholder rights litigation firm, reminds investors of a class action lawsuit against Upstart Holdings, Inc. ("Upstart" or "the Company") (NASDAQ: UPST) for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between November 9, 2021 and May 9, 2022, inclusive...

SHAREHOLDER ACTION REMINDER: The Schall Law Firm Encourages Investors in Upstart Holdings, Inc. with Losses of $100,000 to Contact the Firm

NEW YORK--(BUSINESS WIRE)--Labaton Sucharow, a nationally ranked and award-winning shareholder rights firm, announces a securities class action lawsuit has been filed against Upstart Holdings Inc. (NASDAQ: UPST). According to a filed complaint, Upstart, Inc. issued materially false and/or misleading statements and/or failed to disclose that: (1) Upstart's AI model could not adequately account for macroeconomic factors such as interest rates that impact the market-clearing price for loans; (2) a

SHAREHOLDER ALERT - Labaton Sucharow Notifies Upstart Holdings Inc. Investors of the Filing of a Class Action Lawsuit

Upstart shares have fallen precipitously after revealing downgraded guidance and increased funded loans in their first quarter earnings report. Upstart's results show significant headwinds from rising rates that were not fully accounted for by management.

Upstart: It's Time For Some Accountability

ASML Hld

NVIDIA

PayPal

Investing in high-quality oversold growth stocks with solid fundamentals could help generate lucrative returns in the rest of the year. The post 5 Oversold Growth Stocks to Buy Now appeared first on InvestorPlace.

5 Oversold Growth Stocks to Buy Now

Alphabet

Daniel Loeb (Trades, Portfolio), manager of Third Point Offshore, disclosed in a regulatory filing that his firm's top trades during the first quarter included new holdings in CSX Corp. ( CSX , Financial) and Alcoa Corp. ( AA , Financial), a 90% reduction to its stake in Amazon.com Inc. ( AMZN , Financial) and the closure of its positions in Alphabet Inc. ( GOOGL , Financial), Upstart Holdings Inc. ( UPST , Financial) and Accenture PLC ( ACN , Financial).

Daniel Loeb's Third Point Enters CSX Position, Exits Alphabet and Upstart

SAN DIEGO--(BUSINESS WIRE)---- $UPST #artificialintelligence--Upstart Holdings, Inc. (UPST) Misled Investors Regarding its Business Prospects

UPST Shareholder Alert: Robbins LLP Reminds Investors of Class Action Against Upstart Holdings, Inc. (UPST)

Affirm

Not bad. Relatively speaking, that is. In a week where sentiment in the stock market has been driven by retailers — Target, Lowe's, et al — and where we saw mid-single-digit percentage declines in the overall indices, the FinTech IPO group held up pretty well.

Affirm, Upstart Help FinTech IPO Index Beat Sagging Retailers, Markets

FinTech lender Upstart said it will not keep loans on its balance sheet that financial institutions have no interest in purchasing. As The Wall Street Journal reported Thursday (May 17), the decision by the San Mateo, California-based company reverses its move earlier this year to hang onto those loans.

News for Upstart Holdings Stock (UPST)