TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

Earnings data Q1 2021

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TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

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TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

CHICAGO and SANTA ROSA, Calif., April  20, 2020  (GLOBE NEWSWIRE) -- Leveraging digital channels for always-on, remote access has quickly evolved from a differentiator to a minimum requirement, especially when it comes to consumer finance. To better serve the evolving credit needs of consumers, TransUnion (NYSE: TRU) has entered into a strategic partnership with  CuneXus , a data-driven lending and marketing automation pioneer, to enable financial institutions to extend relevant credit offers to consumers via digital delivery channels.

CuneXus and TransUnion Collaboration Delivers Enhanced Digital Lending Capabilities for Financial Institutions

Partnership leverages TransUnion data to enhance both consumer and advertiser experiences Partnership leverages TransUnion data to enhance both consumer and advertiser experiences

TransUnion and Tubi Collaborate to Meet Connected Consumer Needs as Demand for Streaming TV Accelerates

TransUnion unveils research assessing pandemic’s effect on consumer finances

Nearly two-thirds of Canadians Say Household Income Negatively Impacted by COVID-19

TransUnion unveils research assessing pandemic’s effect on consumer finances TransUnion unveils research assessing pandemic’s effect on consumer finances

57% of Canadians Say Household Income Negatively Impacted by COVID-19

TransUnion unveils research assessing pandemic’s consumer finances impact; launches new consumer educational hub to help TransUnion unveils research assessing pandemic’s consumer finances impact; launches new consumer educational hub to help

Nearly 60% of Americans Say Household Income Negatively Impacted by COVID-19

TransUnion Appears To Have Found Support At A Familiar Level

As more consumers turn online for purchases, TransUnion survey finds 22% of Americans say they have been targeted by digital fraud related to Covid-19 As more consumers turn online for purchases, TransUnion survey finds 22% of Americans say they have been targeted by digital fraud related to Covid-19

TransUnion Research Quantifies How Social Distancing is Changing Shopping Patterns

TransUnion (TRU) reported earnings 30 days ago. What's next for the stock?

Why Is TransUnion (TRU) Down 41.2% Since Last Earnings Report?

Federal and state regulators issued guidance to financial institutions on supporting consumers impacted by the outbreak; TransUnion remains committed to helping consumers navigate related financial hardship Federal and state regulators issued guidance to financial institutions on supporting consumers impacted by the outbreak; TransUnion remains committed to helping consumers navigate related financial hardship

TransUnion Applauds Regulatory Guidance on Consumer Relief Related to COVID-19

TransUnion (TRU) looks strong on the back of its solid business model with highly recurring and diversified revenue streams, operating leverage, low capital requirements and stable cash flows.

6 Reasons Why You Should Buy TransUnion (TRU) Stock Now

New TransUnion report provides in-depth look into insider threats New TransUnion report provides in-depth look into insider threats

Financial Distress One of the Top Motivators for Becoming an Insider Threat to Government Agencies

Prama recognized with the Analytics Innovation Award in the Financial Research and Data Category Prama recognized with the Analytics Innovation Award in the Financial Research and Data Category

TransUnion’s Prama Wins 2020 FinTech Breakthrough Award

TORONTO, March  10, 2020  (GLOBE NEWSWIRE) -- A slowing economy and the 125-basis point interest rate rise in the second half of 2017 and into 2018, may finally be impacting Canadian consumer credit markets. The newly released Q4 2019 TransUnion (NYSE: TRU) Industry Insights Report shows that some Canadian consumers have started to feel the pressure of carrying debt, as the overall consumer-level serious delinquency rate (consumers with delinquent payments 90 or more days past due, including 12 month rolling charge-offs) rose 37 basis points year-on-year (YoY) to 5.61%. Delinquency rates rose for non-mortgage debt, driven by increases in installment loan delinquencies, during the most recent quarter.

Overall Consumer-Level Delinquencies on the Rise but Mortgage Market Bucks Trend and Returns to Growth

CHICAGO, Feb.  28, 2020  (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.075 per share for the fourth quarter 2019. The dividend will be payable on March 30, 2020 to shareholders of record on March 13, 2020. 

TransUnion Declares Fourth-Quarter 2019 Dividend of $0.075 per Share

Partnership improves the patient experience while maximizing revenue for healthcare providers Partnership improves the patient experience while maximizing revenue for healthcare providers

TransUnion Partners with VisitPay to Extend Leading Healthcare Revenue Protection® Solutions into Patient Payments

TransUnion (TRU) is well positioned to outperform the market, as it exhibits above-average growth in financials.

Here is Why Growth Investors Should Buy TransUnion (TRU) Now

TransUnion's (TRU) fourth-quarter 2019 earnings and revenues improve year over year.

TransUnion (TRU) Surpasses Q4 Earnings & Revenue Estimates

TransUnion (TRU) CEO Chris Cartwright on Q4 2019 Results - Earnings Call Transcript

CHICAGO, Feb.  18, 2020  (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) announced today that Akshay Kumar joined the company as Executive Vice President, Global Technology Architecture & Strategy. In this role, Kumar is responsible for ongoing technology transformation efforts, including cloud enablement. He also oversees ongoing emerging technology evaluation globally. Kumar reports directly to Abhi Dhar, TransUnion’s Chief Information and Technology Officer.

TransUnion Appoints Akshay Kumar to Oversee Global Technology Architecture and Strategy

CHICAGO, Feb.  14, 2020  (GLOBE NEWSWIRE) -- A new joint study from the U.S. Department of Housing and Urban Development (HUD) and the Policy and Economic Research Council (PERC) found that if the rent payments of HUD-assisted consumers are reported to credit reporting agencies, many of these households would cease being ‘credit invisible.’ These findings align with recent TransUnion (NYSE: TRU)  research  which demonstrated that 100% of residents who were considered unscorable at the time of application became scorable following a year of rent payment reporting.

New Study from HUD and PERC Aligns with Recent TransUnion Findings That Demonstrate Rent Reporting Can Benefit Renters

TransUnion (TRU) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

TransUnion (TRU) Hits 52-Week High, Can the Run Continue?

Q4 2019 TransUnion Industry Insights Report features latest consumer credit trends Q4 2019 TransUnion Industry Insights Report features latest consumer credit trends

Auto Market Shows Resiliency as Originations Grow

New Javelin study commissioned by TransUnion finds most consumers are accessing credit scores on at least a monthly basis New Javelin study commissioned by TransUnion finds most consumers are accessing credit scores on at least a monthly basis

Banks and Credit Unions Usher in Era of Personal Financial Empowerment as Consumer Credit Scores Become Even More Accessible

TORONTO, Feb.  04, 2020  (GLOBE NEWSWIRE) --  Newly released research by TransUnion (NYSE: TRU) shows that Canada’s Generation Z consumers—those born in or after 1995—are becoming increasingly credit active and are helping fuel growth of the consumer credit market.

Gen Z Consumers Start to Shape Canadian Credit Market as They Become Increasingly Credit Active

TransUnion study explores Gen Z credit behavior across six global markets TransUnion study explores Gen Z credit behavior across six global markets

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