TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

TransUnion (NYSE: TRU) has agreed to acquire  Neustar, a premier identity resolution company with solutions in Marketing, Fraud, and Communications, from a group led by Golden Gate Capital and with minority participation by Singapore-based GIC, for $3.1 billion in cash. For FY21, Reston, Virginia-based Neustar is expected to generate ~$575 million of revenue and $115 million of Adjusted EBITDA.

TransUnion To Acquire Neustar For $3.1B

TransUnion TRU, -0.77% said Monday it has agreed to acquire Neustar from a group led by Golden Gate Capital Communications for $3.1 billion in cash, confirming a report in the Wall Street Journal Sunday. The Chicago-based consumer-credit reporting company said it expects the deal to close in the fourth quarter.

Transunion confirms to acquire Neustar for $3.1 billion in cash

CHICAGO, Sept. 13, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will hold a conference call at 9:00 a.m. CDT (10:00 a.m. EDT) today in which Chris Cartwright, President and CEO, and Todd Cello, CFO, will discuss the company's agreement to acquire Neustar. The press release and presentation materials will be published on the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay of the live webcast will also be available on the company's website following the conclusion of the presentation.

TransUnion Announces Conference Call Details Regarding Agreement to Acquire Neustar

TransUnion takes a transformative step with largest acquisition to date TransUnion takes a transformative step with largest acquisition to date

TransUnion Accelerates Growth of Identity-Based Solutions with Agreement to Acquire Neustar for $3.1 Billion

TransUnion is nearing a deal to buy information-services company Neustar Inc. for $3.1 billion, according to people familiar with the matter, a move that could help the consumer-credit reporting giant diversify beyond its core business and put data to new uses.

The Wall Street Journal: TransUnion set to buy Neustar for $3.1 billion

Research brief offers loan growth and inclusion strategies to navigate the pandemic economy Research brief offers loan growth and inclusion strategies to navigate the pandemic economy

TransUnion: New Research Explores Technological and Data Barriers to More Automated, Inclusive Credit Union Lending

TransUnion reveals suspected digital fraud attempt growth rate coming from Canada more than twice global percentage TransUnion reveals suspected digital fraud attempt growth rate coming from Canada more than twice global percentage

Fraudsters in Canada Shift Focus to Travel and Leisure

CHICAGO, Sept. 07, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Chris Cartwright, President and CEO, and Steve Chaouki, President, U.S. Markets and Consumer Interactive, will present at the Barclays Global Financial Services Conference on Tuesday, September 14, 2021. The presentation is scheduled to begin at 9:30 a.m. CDT (10:30 a.m. EDT). A live webcast of the presentation will be made available at the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will be available on the company's website following the conclusion of the presentation.

TransUnion to Present at the 2021 Barclays Global Financial Services Conference

Strong business model and favorable socio-economic trends boost TransUnion (TRU) stock. However, high debt is a headwind.

Solid Business Model Aids TransUnion (TRU), High Debt Hurts

TransUnion (TRU) reported earnings 30 days ago. What's next for the stock?

Why Is TransUnion (TRU) Up 0.6% Since Last Earnings Report?

New TransUnion report reveals the personal lines insurance marketplace shows signs of returning to pre-pandemic levels New TransUnion report reveals the personal lines insurance marketplace shows signs of returning to pre-pandemic levels

Auto and Property Insurance Shopping Continue to Diverge; Both Younger and Riskier Consumers Increase Auto Shopping

TransUnion's Consumer Pulse study explores the pandemic's continued financial impact TransUnion's Consumer Pulse study explores the pandemic's continued financial impact

Household Incomes Continue to Recover from the Pandemic, Though Recent Rise in COVID-19 Cases Impacting Consumer Sentiment

Solution suite is a culmination of TransUnion capabilities and roll-up of Tru Optik, Signal Digital and TruSignal Acquisitions Solution suite is a culmination of TransUnion capabilities and roll-up of Tru Optik, Signal Digital and TruSignal Acquisitions

TransUnion Introduces TruAudience Marketing Solutions to Power Privacy-Centric Identity and Data Capabilities for Omnichannel Advertising

TORONTO, Aug. 24, 2021 (GLOBE NEWSWIRE) -- Today, TransUnion released the findings of its Q2 2021 TransUnion Canada Credit Industry Insights Report, which showed that the credit market has begun to recover as the economy reopens. Positive momentum around key consumer credit trends and performance contributed to TransUnion Canada's Credit Industry Indicator (CII) rising to 93.5 points, up nine points from the previous quarter and up 29 points from the lowest point in the pandemic (August 2020 at 63.6). The CII, which TransUnion launched in July 2021, is a country-specific measure of consumer credit health trends in four categories: demand, supply, consumer behaviour and performance.

Credit Demand Rebounds as Canada Reopens

Q2 2021 TransUnion Industry Insights Report explores credit trends Q2 2021 TransUnion Industry Insights Report explores credit trends

Healthy Consumer Credit Market Drives Return to Lending

TransUnion (TRU) welcomes Todd Skinner as its International business' president.

TransUnion (TRU) Appoints New International Business President

Interpublic Group of Companies

Gartner

Robert Half Int.

Republic Services

We have narrowed our search to five large-cap business services stocks as these companies generally have an established business model. These are: IPG, IT, RSG, RHI and TRU.

Top 5 Business Services Stocks to Gain From Robust Reopening

David Neenan announces retirement plan following nine years of significant international growth David Neenan announces retirement plan following nine years of significant international growth

TransUnion Appoints Todd Skinner President of TransUnion's International Business

CHICAGO, Aug. 11, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.095 per share for the second quarter 2021. The dividend will be payable on September 9, 2021, to shareholders of record on August 25, 2021.

TransUnion Declares Second Quarter 2021 Dividend of $0.095 per Share

Cincinnati Financial

LyondellBasell Industries

Microchip Technology

While evaluating business growth, revenues are often more monitored than earnings. Let's check LKQ Corporation (LKQ), LyondellBasell (LYB), Microchip Technology (MCHP), Cincinnati Financial (CINF) & TransUnion (TRU) that are likely to record strong top-line growth.

Buy These 5 Stocks With Attractive Sales Growth Right Away

Avis Budget Group

Sirius XM Holdings Inc

SPS Commerce

Volt Information Sciences, Inc.

The services sector has witnessed steady growth since reopening. This has seen companies like TransUnion (TRU), Avis Budget Group (CAR) and Sirius XM Holdings putting up a good show.

Services Activity Expands to Record High in July: 5 Winners

Does TransUnion (TRU) have what it takes to be a top stock pick for momentum investors? Let's find out.

What Makes TransUnion (TRU) a Strong Momentum Stock: Buy Now?

TransUnion provides credit reporting, fraud analytics and other services to Canada's largest financial institutions and lenders TransUnion provides credit reporting, fraud analytics and other services to Canada's largest financial institutions and lenders

TransUnion Enters New Long-term Agreement with FICO to Distribute FICO® Score in Canada

TransUnion's (TRU) second-quarter 2021 earnings and revenues increase year over year.

TransUnion's (TRU) Q2 Earnings & Revenues Beat Estimates

TORONTO, July 28, 2021 (GLOBE NEWSWIRE) -- TransUnion has recently developed a new Credit Industry Indicator (CII) to summarize the relative health of Canada's consumer credit market*. The CII shows the pronounced impact of the COVID-19 pandemic as well as other economic and market events over the last decade on consumer credit health conditions.

News for TransUnion Stock (TRU)