TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

Earnings data Q1 2021

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Earnings data Q4 2024

TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

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TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

TransUnion (NYSE:TRU ) Q4 2022 Earnings Conference Call February 14, 2023 9:30 AM ET Company Participants Aaron Hoffman - Senior Vice President, Investor Relations Christopher Cartwright - President and Chief Executive Officer Todd Cello - Executive Vice President and Chief Financial Officer Conference Call Participants Jeffrey Meuler - Baird Andrew Steinerman - JPMorgan Faiza Alwy - Deutsche Bank Kelsey Zhu - Autonomous Research Toni Kaplan - Morgan Stanley Manav Patnaik - Barclays Heather Balsky - Bank of America Operator Good morning, and welcome to the TransUnion Fourth Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode.

TransUnion (TRU) Q4 2022 Earnings Call Transcript

TransUnion (TRU) delivered earnings and revenue surprises of -6.02% and 0.25%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

TransUnion (TRU) Lags Q4 Earnings and Revenue Estimates

CHICAGO, Feb. 14, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) (the “Company”) today announced financial results for the quarter ended December 31, 2022.

TransUnion Announces Fourth Quarter 2022 Results

New TransUnion report examines financial health and behaviors of mobile sports bettors New TransUnion report examines financial health and behaviors of mobile sports bettors

Nearly Half of Mobile Sports Bettors Reduced Discretionary Spending at the End of 2022

Q4 2022 TransUnion Credit Industry Insights Report explores latest credit trends Q4 2022 TransUnion Credit Industry Insights Report explores latest credit trends

Amidst Stubbornly High Inflation, Consumers Continue to Turn to Credit Cards, Home Equity to Maintain Stability

TransUnion has invested in British open banking and data intelligence firm Bud Financial Limited. The global information and insights company said in a Tuesday (Jan. 31) press release that this partnership will drive innovation in the personal finance market and greater financial inclusion among consumers.

TransUnion Invests in UK Open Banking Firm Bud Financial

CHICAGO, Jan. 31, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) has announced a strategic investment in Bud Financial Limited (Bud), a leader in Open Banking and data intelligence. This dynamic partnership will help drive innovation and growth in the personal finance market and support better outcomes for consumers, with greater financial inclusion.

TransUnion Announces Investment in Bud to Drive Innovation and Growth in Open Banking

CHICAGO, Jan. 30, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) announced that Linda Zukauckas has been appointed to its Board of Directors, effective today.

TransUnion Appoints Linda Zukauckas to its Board of Directors

RESTON, Va.--( BUSINESS WIRE )--Neustar Inc., a TransUnion company, has been named a winner in Juniper Research's Future Digital Awards for Telco Innovation 2023. Neustar received a Gold Award for “Best Robocall Mitigation Solution” in the Security & Fraud Innovation category for its Enterprise Certified Caller (ECC) solution. Part of the Neustar Trusted Call Solutions suite, ECC enables enterprises to digitally sign and authenticate outbound calls with the highest possible attestation levels. By extending STIR/SHAKEN capabilities from the enterprise to the terminating service provider, ECC gives businesses more control over their outbound telephone numbers and allows them to work more closely with service providers to prevent fraud and call blocking of legitimate calls.

Neustar Wins Juniper Research Future Digital Award for Best Robocall Mitigation Solution for Second Consecutive Year

Consumers from all generations access loans each year for the first time and can prove to be good risks Consumers from all generations access loans each year for the first time and can prove to be good risks

New TransUnion Study Finds Canada's New-to-Credit Consumers Prove to be Similar, if Not Better, Risks Than Established Credit Users

Consumers from all generations access loans each year for the first time and prove to be good risks Consumers from all generations access loans each year for the first time and prove to be good risks

New TransUnion Study Finds Millions of New-to-Credit Consumers Across the Globe Prove to be Similar, if Not Better, Risks Than Established Credit Users

TransUnion study observes behavior of consumers with auto leases TransUnion study observes behavior of consumers with auto leases

As Auto Leasing Continues to Slow, Increasingly Targeted Marketing May Play Key Role in Maintaining Brand Loyalty

CHICAGO, Jan. 13, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the fourth quarter ended December 31, 2022, in a press release to be issued by 6:00 a.m. Central Time (CT) on Tuesday, February 14, 2023. The company will hold a conference call on the same day at 8:30 a.m. Central Time (CT) to discuss its financial results. The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http://www.transunion.com/tru.

TransUnion Announces Earnings Release Date for Fourth Quarter 2022 Results

Digitalization leads TransUnion's Trends and Outlook Report for Personal, Commercial and Life Insurance in 2023 Digitalization leads TransUnion's Trends and Outlook Report for Personal, Commercial and Life Insurance in 2023

TransUnion Insurance Trends and 2023 Outlook Report Points to More Online Life Insurance Shopping

RESTON, Va.--( BUSINESS WIRE )--A new study, The State of Outbound Communications in 2022, commissioned by Neustar, a TransUnion company and conducted by Forrester Consulting, found that respondents' top business goals include a focus on improving the customer experience and that outbound communications are closely tied to achieving those goals.

Neustar-Commissioned Study Shows Customer Experience Tied to Voice Channel

Black Knight

TRU vs. BKI: Which Stock Is the Better Value Option?

TRU vs. BKI: Which Stock Should Value Investors Buy Now?

CHICAGO, Jan. 03, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) completed the previously announced sale of G2 Web Services, Inc. (“G2”), Lundquist Consulting, Inc. (“LCI”) and Fintellix India Private Limited (“Fintellix”), to an affiliate of Stellex Capital Management LLC (“Stellex”), a global, multi sector investment firm for $176 million of consideration, subject to customary purchase price adjustments.

TransUnion Completes Sale of G2, LCI and Fintellix to Stellex Capital Management for $176 million

NEW YORK--( BUSINESS WIRE )--An affiliate of Stellex Capital Management LLC (“Stellex”) has acquired G2 Web Services, Inc. (“G2”), Lundquist Consulting, Inc. (“LCI”) and Fintellix India Private Limited (“Fintellix”, together with G2 and LCI, the “Platform”) from TransUnion (NYSE: TRU).

Stellex Capital Management LLC Acquires G2, LCI, and Fintellix

SAN DIEGO--( BUSINESS WIRE )--Shareholder rights law firm Robbins LLP is investigating TransUnion (NYSE: TRU) to determine whether certain TransUnion officers and directors violated securities laws and breached fiduciary duties to shareholders. TransUnion is a well-known credit reporting agency, which describes itself as a “leading global information and insights company that makes trust possible between businesses and consumers, working to help people around the world access opportunities that can lead to a higher quality of life.”

TransUnion (TRU) Shareholder Alert: Contact Robbins LLP if You Incurred a Significant Loss in TransUnion

CHICAGO, Dec. 15, 2022 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) announced today that it has been named as a Leader in The Forrester Wave™ Identity Verification Solutions, Q4 2022. TransUnion is one of only three companies to receive that designation in this report.

TransUnion Named a Leader in Identity Verification Solutions by Independent Research Firm

TransUnion says its latest forecast indicates delinquency rates for credit cards and personal loans could surge next year to highs not seen in more than a decade.

Credit card, personal loan delinquencies expected to surge in 2023: TransUnion

TransUnion expects 2023 auto originations to increase — that is, loans and leases, for new and used cars and trucks combined — due to better availability.

New- And Used-Car Supply Improves In 2023, But Affordability Still Tough, TransUnion Says

TransUnion forecasts marked changes for auto finance, credit card, mortgage and personal loan markets TransUnion forecasts marked changes for auto finance, credit card, mortgage and personal loan markets

More Pronounced Changes Expected in Consumer Credit Market in 2023 Even as More Than Half of Americans Remain Optimistic About Their Financial Future

LOS ANGELES--( BUSINESS WIRE )--Glancy Prongay & Murray LLP (“GPM”), a leading national shareholder rights law firm, today announces that it has commenced an investigation of potential claims against the board of directors of TransUnion (“TransUnion” or the “Company”) (NYSE: TRU) concerning whether the board of directors breached its fiduciary duties to TransUnion shareholders.

Glancy Prongay & Murray LLP, a Leading Securities Fraud Law Firm, Announces Investigation of TransUnion (TRU) on Behalf of Investors

TransUnion TRU shares are trading higher by 4.02% to $63.18 Tuesday morning after the company agreed to sell G2 Web Services, Lundquist Consulting and Fintellix India to an affiliate of Stellex Capital Management for $176M.

News for TransUnion Stock (TRU)