Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Sales & Marketing

General & Administrative

Product Development

Depreciation

Amortization of intangibles

Change in fair value of contingent consideration

Severance

Litigation settlements and contingencies

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

LendingTree

LendingTree, Inc. engages in the operation of an online loan marketplace for consumers seeking loans and other credit-based offerings. It operates through the following segments: Home, Consumer, and Insurance. The Home segment consists of purchase mortgage, refinance mortgage, home equity loans and lines of credit and reverse mortgage loans and real estate. The Consumer segment includes credit cards, personal loans, small business loans, student loans, auto loans, deposit accounts and other credit products. The Insurance segment consists of insurance quote products. The company was founded by Douglas Lebda in June 1996 and is headquartered in Charlotte, NC.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

LendingTree posts solid Q4 results, eyes sustainable growth in 2023

LendingTree's Q4 performance reflects a balanced approach to growth, profitability, and consumer-centric strategies amidst market challenges and opportunities.
The company's disciplined financial approach, product innovation, and diversified revenue streams position it well for sustainable growth and market competitiveness in 2023.
With a focus on operational excellence, consumer trust, and strategic investments, LendingTree aims to navigate a competitive market landscape and drive growth through innovative offerings.

LendingTree maintains operational efficiency amidst revenue challenges in Q1

LendingTree's Q1 performance highlighted operational efficiency and strategic focus amidst revenue challenges.
Strengths lie in the shift towards non-bank mortgage originators, cost initiatives, and workforce agility.
Challenges include revenue declines in the Consumer segment and uncertainties from closed businesses.
Opportunities exist in product innovations, debt repayment strategies, and leveraging investments for growth.

LendingTree reports solid Q2 earnings amidst revenue challenges

LendingTree's Q2 performance was driven by strong segment margins and operational efficiency improvements.
While facing revenue challenges and macroeconomic headwinds, the company is optimistic about potential growth opportunities.
Efforts to enhance user experience, improve conversion rates, and focus on high-quality consumers are key strategies for revenue growth.

LendingTree reports solid Q3 earnings, eyes growth through innovation

LendingTree's Q3 performance showcased operational efficiency and profitability amidst challenges, with a focus on sustainable growth initiatives.
The company's strengths lie in its adaptability, innovation, and positive outlook for future expansion and value creation.
While facing challenges like debt maturity and competition, LendingTree sees opportunities in new offerings, market expansion, and product improvements.

LendingTree reports robust Q4 earnings, eyes growth amid challenges

LendingTree's Q4 2023 earnings call highlighted a mix of strong financial performance, strategic initiatives, and challenges to address. The company's focus on business simplification, expense reduction, and debt management underscore its commitment to sustainable profitability. Opportunities in consumer lending optimization and market positioning offer avenues for growth.

LendingTree reports robust Q1 earnings, eyes growth in Insurance segment

LendingTree's Q1 performance reflects strong growth in Adjusted EBITDA and positive revenue outlook for Q2, supported by strategic initiatives in key segments. While challenges exist in the rate environment and capital optimization, opportunities for growth through segment expansion and revenue enhancement are clear.

LendingTree reports exceptional Q2 revenue growth, eyes Fed rate impacts

LendingTree's Q2 2024 earnings call showcased remarkable revenue growth, particularly in the Insurance segment, while highlighting the company's strategic focus on driving consumer traffic and maximizing variable margin dollars. The incoming CFO was introduced, and discussions included forward-looking statements and potential impacts of Fed rate changes.

LendingTree reports robust Q3 earnings, eyes growth in insurance

LendingTree's Q3 performance reflects a resilient and growing business, driven by strong results in the insurance, consumer, and home segments.
While challenges exist in maintaining margins and addressing market dynamics, the company's strategic focus on growth and efficiency positions it well for future success.
Opportunities for expansion and improvement across segments underscore LendingTree's potential for sustained growth and value creation for investors.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LendingTree, Inc. engages in the operation of an online loan marketplace for consumers seeking loans and other credit-based offerings. It operates through the following segments: Home, Consumer, and Insurance. The Home segment refers to purchase mortgage, refinance mortgage, home equity loans and lines of credit and reverse mortgage loans and real estate. The Consumer segment includes credit cards, personal loans, small business loans, student loans, auto loans, deposit accounts and other credit products. The Insurance segment is composed of insurance quote products. The company was founded by Douglas Lebda in June 1996 and is headquartered in Charlotte, NC.

CHARLOTTE, N.C. , July 19, 2023 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced that it will release fiscal second quarter 2023 results on Thursday, July 27, 2023, at 7:00 a.m.

LendingTree, Inc. to Report Second Quarter 2023 Earnings on July 27, 2023

CHARLOTTE, N.C. , July 19, 2023 /PRNewswire/ -- LendingTree, one of the nation's largest, most experienced online financial platforms, today announced that Scott Peyree has been named Chief Operating Officer and President of Marketplace Businesses following the departure of J.D.

LendingTree Names Scott Peyree as Chief Operating Officer and President of Marketplace Businesses

Catalyst remains minimal in the near term, but potential recovery in FY 2025 onwards means that the stock could be undervalued today. Home and consumer segments may continue to see downtrend into FY 2023. Given the ongoing tough macro situation, TREE's focus on right-sizing its business and improving profitability and cash flows is the preferred approach.

LendingTree: May Be Undervalued

Investors need to pay close attention to LendingTree (TREE) stock based on the movements in the options market lately.

Is the Options Market Predicting a Spike in LendingTree (TREE) Stock?

CHARLOTTE, N.C. , June 21, 2023 /PRNewswire/ -- LendingTree, one of the nation's largest, most experienced online financial platforms, is excited to announce the appointment of Eoghan Nolan as SVP, Product Management.

LendingTree Hires Eoghan Nolan to Lead Product Innovation

LendingTree's (TREE) top-line growth has been aided by its focus on improvement in product offerings and meeting customer demands. However, high costs and lower Insurance segment income are concerning.

LendingTree (TREE) Benefits From Growth Efforts Amid High Costs

Lending Tree's (TREE) Q1 revenues are hindered by a decline in the Home, Consumer and Insurance segments' revenues. Nonetheless, lower expenses act as a silver lining.

Lending Tree (TREE) Stock Dips Despite Q1 Earnings Beat

LendingTree, Inc. (NASDAQ:TREE ) Q1 2023 Earnings Conference Call May 2, 2023 9:00 AM ET Company Participants Andrew Wessel - Head, Investor Relations Doug Lebda - Chairman and Chief Executive Officer J.D. Moriarty - President, Marketplace and Chief Operating Officer Trent Ziegler - Chief Financial Officer Scott Peyree - President, Insurance Conference Call Participants Youssef Squali - Truist Securities Jamie Friedman - Equity Research Analyst John Campbell - Stephens Inc. Jed Kelly - Oppenheimer & Co Robert Wildhack - Autonomous Research Ryan Tomasello - KBW Cris Kennedy - William Blair Melissa Wedel - JPMorgan Operator Thank you.

LendingTree, Inc. (TREE) Q1 2023 Earnings Call Transcript

Tree.com (TREE) came out with quarterly earnings of $0.25 per share, beating the Zacks Consensus Estimate of a loss of $0.07 per share. This compares to earnings of $0.46 per share a year ago.

Tree.com (TREE) Beats Q1 Earnings Estimates

Strategic Expense Reductions Help Offset Continued Economic Headwinds Consolidated revenue of $200.5 million GAAP net income of $13.5 million or $1.04 per diluted share, inclusive of a gain of $30.9 million from the partial repurchase of our 2025 convertible notes at a discount Variable marketing margin of $76.1 million Adjusted EBITDA of $14.5 million Adjusted net income per share of $0.25 CHARLOTTE, N.C. , May 2, 2023 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced results for the quarter ended March 31, 2023.

LENDINGTREE REPORTS FIRST QUARTER 2023 RESULTS

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Strong Small-Cap Insider Buys: Q1 2023

CHARLOTTE, N.C. , April 18, 2023 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced that it will release fiscal first quarter 2023 results on Tuesday, May 2, 2023, at 7:00 a.m.

LendingTree, Inc. to Report First Quarter 2023 Earnings on May 2, 2023

Online lending platform LendingTree Inc. TREE on Wednesday said that it would cut around 13% of its workforce in an effort to lower costs. The company, in a filing, said that it had committed to a workforce reduction plan on Friday intended to shrink expenses.

LendingTree to cut around 13% of its workforce

DENVER--(BUSINESS WIRE)--Funding Circle, the online platform for small business loans, announced today that it has partnered with one of the nation's largest online lending marketplaces, LendingTree, to offer LendingTree business customers access to fast, affordable financing from Funding Circle.

LendingTree Adds Funding Circle to Its Marketplace Network of SMB Lenders And Products

Lending Tree (TREE) Q4 top-line growth is hindered by a decline in Home and Consumer segment revenues. Nonetheless, lower expenses act as a silver lining.

Lending Tree (TREE) Q4 Earnings Beat, Down on Revenue Decline

LendingTree, Inc. (NASDAQ:TREE ) Q4 2022 Earnings Conference Call February 27, 2023 9:00 AM ET Company Participants Andrew Wessel - VP, IR Douglas Lebda - Chairman and CEO J.D. Moriarty - COO and President, Marketplace Scott Peyree - President, Insurance Trent Ziegler - CFO Conference Call Participants Youssef Squali - Truist Securities Jed Kelly - Oppenheimer & Company Christopher Kennedy - William Blair Ryan Tomasello - KBW John Campbell - Stephens Inc. Robert Wildhack - Autonomous Research Melissa Wedel - J.P.

LendingTree, Inc. (TREE) Q4 2022 Earnings Call Transcript

Tree.com (TREE) delivered earnings and revenue surprises of 240.74% and 2.10%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

Tree.com (TREE) Beats Q4 Earnings Estimates

More Linda, More rewards, Less Hassle. Win with a New Kind of Card CHARLOTTE, N.C.

LendingTree Launches Win Card Exclusively for LendingTree Members

Strong Insurance Segment Margin Recovery Tempered by Declines in Home Revenue Consolidated revenue of $202.1 million GAAP net loss from continuing operations of $(10.4) million or $(0.81) per diluted share Variable marketing margin of $78.1 million Adjusted EBITDA of $16.7 million Adjusted net income per share of $0.38 CHARLOTTE, N.C. , Feb. 27, 2023 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced results for the quarter ended December 31, 2022.

LENDINGTREE REPORTS FOURTH QUARTER 2022 RESULTS

CHARLOTTE, N.C. , Feb. 7, 2023 /PRNewswire/ -- LendingTree, Inc. (NASDAQ: TREE), operator of LendingTree.com, the nation's leading online financial services marketplace, today announced that it will release fiscal fourth quarter and full-year 2022 results on Monday, February 27, 2023, at 7:00 a.m.

LendingTree, Inc. to Report Fourth Quarter and Full-Year 2022 Earnings on February 27, 2023

Tree.com (TREE) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

LendingTree (TREE) Surges 6.0%: Is This an Indication of Further Gains?

Capital One

World Acceptance

Several consumer and credit card lenders reported earnings this week.

Why Capital One, LendingTree, and World Acceptance Are Rising This Week

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Zillow

Although the housing market soared through the first two years of the post-pandemic new normal, the challenge now is that the paradigm shifted, necessitating a discussion about real estate stocks to sell.  Understandably, the topic of dumping publicly traded companies rarely sparks the warm and fuzzies.

7 Real Estate Stocks That May Not Survive 2023

LendingClub

There could be huge upside potential for LendingTree and LendingClub and it may be time to look at these stocks while they are near multi-year lows.

Time to Buy These 2 Financial Lending Stocks?

Some Debtors Expect to Take 5+ Months to Pay It Off, Up 28% from Last Year CHARLOTTE, N.C. , Dec. 28, 2022 /PRNewswire/ -- According to LendingTree's latest holiday debt survey , 35% of Americans took on yuletide debt, down slightly from last year's 36%, but the average amount of those who took some on this year is $1,549.

News for LendingTree Stock (TREE)