Revenue segments as reported by the company.

Interest income

Interest expense

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Retailer share arrangements

Provision for credit losses

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Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

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Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

Increased provisioning and the loss of a big client last year dinged both revenue and profitability.

Synchrony Financial Falls on Q1 Earnings Dive

Synchrony Financial's (SYF) CEO Margaret Keane on Q1 2020 Results - Earnings Call Transcript

Synchrony (SYF) delivered earnings and revenue surprises of -25.64% and -2.26%, respectively, for the quarter ended March 2020. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Lags Q1 Earnings and Revenue Estimates

Synchrony Financial's (SYF) first-quarter results reflect lower net interest income.

Synchrony Financial's (SYF) Q1 Earnings Miss, Decline Y/Y

Synchrony Financial's (SYF ) Q1 results suffer due to lower revenues.

Synchrony Financial's (SYF ) Q1 Earnings Miss Estimates

Shares of Synchrony Finl (NYSE:SYF) fell 0.6% in pre-market trading after the company reported Q1 results.

Synchrony Finl: Q1 Earnings Insights

Synchrony Financial's (SYF) Q1 results are likely to reflect soft revenues.

What's in Store for Synchrony Financial's (SYF) Q1 Results?

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Synchrony Financial shares SYF, +16.33% are surging toward their best single-day percentage gain on record Thursday, according to Dow Jones Market Data, with the stock up more than 16% in midday trading.

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The store credit card giant is down after reporting fourth-quarter results.

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Synchrony Financial (SYF) earnings for the consumer financial services company's fourth quarter of 2019 have SYF stock falling on Friday.
The post Synchrony Financial Earnings: Why SYF Stock Is Sliding 10% Lower appeared first on InvestorPlace.

Synchrony Financial Earnings: Why SYF Stock Is Sliding 10% Lower

Synchrony Financial (SYF) CEO Margaret Keane on Q4 2019 Results - Earnings Call Transcript

Synchrony Financial's (SYF) Q4 results reflect better other income, and its strong Payments Solution and CareCredit segments.

Synchrony Financial (SYF) Q4 Earnings Top Mark, Rise Y/Y

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Synchrony Financial (SYF) stock may be a good choice for value-oriented investors right now from multiple angles.

Is Synchrony Financial (SYF) a Good Pick for Value Investors?

Synchrony (SYF) Up 9% Since Last Earnings Report: Can It Continue?

Synchrony Financial's (SYF) rising interest income and strategic efforts will spur revenue growth. This is likely bump up its share price further.

Synchrony Financial (SYF) Up 56.6% YTD: Further Upside Left?

Synchrony, the nation's largest issuer of retail credit cards, is branching out from its retail roots into businesses that didn't exist when it originated, back when it was a GE creation in 1932.

Puppies and Venmo: How the biggest store credit card company is surviving the retail apocalypse

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News for Synchrony Financial Stock (SYF)