Revenue segments as reported by the company.

Interest income

Interest expense

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Retailer share arrangements

Provision for credit losses

Other income

Other expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Synchrony Financial

Synchrony Financial engages in the provision of consumer financial services. It operates through three sales platforms: Retail Card, Payment Solutions, and CareCredit. The Retail Card platform is a provider of private label credit cards, and also provides Dual Cards and small-and medium-sized business credit products. The Payment Solutions platform is a provider of promotional financing for major consumer purchases, offering private label credit cards and installment loans. The CareCredit platform is a provider of promotional financing to consumers for elective healthcare procedures or services, such as dental, veterinary, cosmetic, vision and audiology. The company was founded on September 12, 2003, and is headquartered in Stamford, CT.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Synchrony Financial excels in Q4 2022, poised for growth

Synchrony Financial's Q4 2022 earnings call highlighted solid financial performance, capital management strength, digital innovation, and strategic partnerships. While facing challenges such as regulatory uncertainties and economic impacts on consumer behavior, the company is well-positioned to leverage opportunities in consumer demand and asset growth dynamics. Synchrony's proactive approach to business management and focus on customer experience enhancements underscore its resilience and growth potential.

Synchrony Financial excels in Q1 2023, eyes sustained growth

Synchrony Financial's strong performance in Q1 2023 underscores its effective dual card co-brand strategy and customer engagement initiatives.
While facing challenges such as seasonal trends and margin pressures, the company remains optimistic about consumer trends and its ability to manage risks.
With opportunities in sustained growth, regulatory approvals, and strategic capital planning, Synchrony is well-positioned to navigate market dynamics and deliver value to stakeholders.

Synchrony Financial (SYF) excels in Q2 2023, navigating challenges

Synchrony Financial (SYF) excelled in Q2 2023, demonstrating strong financial performance and strategic initiatives to drive growth and enhance customer engagement.
While facing regulatory uncertainties and expense challenges, the company's focus on innovation, prudent financial management, and strategic acquisitions positions it well for future success.
Opportunities in expanding product offerings, improving financial metrics, and strategic acquisitions present avenues for sustained growth and value creation for Synchrony.

Synchrony Financial reports robust Q3 results amidst credit challenges

Synchrony Financial's Q3 performance reflects operational strength, digital growth, and shareholder value focus amidst credit challenges.
The company faces revenue challenges in certain segments but benefits from strong partnerships, liquidity, and disciplined credit management.
Opportunities lie in product diversification, strategic partnerships, and maintaining credit performance discipline for long-term profitability.
Investors can expect continued focus on growth, risk management, and shareholder returns in Synchrony's strategic outlook.

Synchrony Financial excels in Q4, faces challenges and growth opportunities

Synchrony Financial's strong financial performance, strategic partnerships, and innovative solutions position it well for future growth.
Challenges in credit performance, evolving consumer trends, and potential regulatory impacts require a proactive and adaptive approach.
Opportunities in key growth areas and prudent capital deployment strategies can drive sustained success and shareholder value for Synchrony.

Synchrony Financial reports robust Q1 earnings amidst credit challenges

Synchrony Financial's Q1 performance showcased strong financial metrics and growth in accounts and purchase volume, with a focus on credit quality and shareholder value.
While facing challenges in credit trends and operational changes, the company is strategically positioned to navigate through potential headwinds and capitalize on growth opportunities.
With a commitment to operational efficiency, shareholder returns, and strategic partnerships, Synchrony Financial aims to maintain a strong financial position and drive long-term profitability.

Synchrony Financial excels in Q2, eyes strategic partnerships for growth

Synchrony Financial's Q2 performance reflects strong financial health, growth in key metrics, and strategic initiatives to enhance customer experience. While facing challenges like potential decline in purchase volume, the company remains focused on sustainable growth and profitability through prudent risk management.

Synchrony Financial reports robust Q3 earnings amid consumer spending challenges

Synchrony Financial's Q3 performance showcased resilience amidst consumer spending challenges, with a focus on strategic partnerships and financial targets. Despite facing moderation in consumer spending, the company's strong financial performance and improving credit trends position it well for sustainable growth.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.

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STAMFORD, Conn. , March 28, 2022 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its first quarter 2022 results on Monday, April 18, 2022.

Synchrony to Announce First Quarter 2022 Financial Results on April 18, 2022

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A handful of consumer-facing names are faring far better than investors are giving them credit for.

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Synchrony Financial (SYF) joins forces with Conformis, which leads to the integration of CFMS' program within SYF's CareCredit solution for offering convenient financing options to orthopedic patients.

Synchrony Financial (SYF) Ties Up to Ease Orthopedic Care

Banking on its strong portfolio, enhanced digital capabilities, constant tie-ups and buyouts, Synchrony Financial (SYF) holds enough potential to reap benefits for investors.

Here's Why You Should Retain Synchrony Financial (SYF) Now

Synchrony Financial's (SYF) Car Care Unit takes step to make sustainable transportation adoption easier.

Synchrony Financial's (SYF) Car Care Unit to Aid EV Owners

STAMFORD, Conn., March 8, 2022 /PRNewswire/ -- Committed to address rising environmental concerns and government legislation, Synchrony (NYSE: SYF), a premier consumer financial services company, today announced that customers can now use the Synchrony Car Care credit card to pay for refills at charging stations.

Synchrony Car Care™ Lets Customers "Charge" Electronic Vehicle (EV) Refills

Synchrony Financial is producing industry leading financial results in the consumer financial services industry.

Synchrony Financial: Abundant Upside Potential

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These five undervalued stocks have the potential to offer investors some nice growth in the near future. They all have solid financials.

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Mercyhealth Partners with Synchrony to Provide Patients More Accessible Financing Options

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Amid a rather difficult to read market, finding true value stocks in this messy and volatile environment can be difficult -- here are 7 ideas. The post 7 Value Stocks that May Benefit from a Huge Capital Rotation in 2022 appeared first on InvestorPlace.

7 Value Stocks that May Benefit from a Huge Capital Rotation in 2022

NEW YORK--(BUSINESS WIRE)--Attorney Advertising--Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of Synchrony Financial (“Synchrony” or “the Company”) (NYSE: SYF). Investors who purchased Synchrony securities are encouraged to obtain additional information and assist the investigation by visiting the firm's site: www.bgandg.com/syf. The investigation concerns whether Synchrony and certain of its officers and/or directors have violated federal sec

Bronstein, Gewirtz & Grossman, LLC Notifies Shareholders of Synchrony Financial (SYF) Investigation

NEW YORK, Jan. 28, 2022 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Synchrony Financial ("Synchrony" or the "Company") (NYSE: SYF). Such investors are advised to contact Robert S.

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Synchrony Financial - SYF

Synchrony Financial's (SYF) Q4 results reflect higher net interest income, improvement in new accounts and an expanded purchase volume.

Synchrony Financial's (SYF) Q4 Earnings Beat, Surpass Y/Y

Synchrony Financials' (SYF) CEO Brian Doubles on Q4 2021 Results - Earnings Call Transcript

Synchrony (SYF) delivered earnings and revenue surprises of 0.68% and 2.36%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Synchrony (SYF) Beats Q4 Earnings and Revenue Estimates

Synchrony Financial SYF, -2.09% reported Friday fourth-quarter profit that matched expectations while net interest income rose above forecasts, boosted by by record purchase volume and loan growth across all sales platforms. The consumer financial services company's stock was still inactive in premarket trading.

Synchrony Financial matches profit expectations but NII beats, purchase volume rises to a record

STAMFORD, Conn., Jan. 28, 2022 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its fourth quarter 2021 results for the period ending December 31, 2021.

Synchrony Reports Fourth Quarter 2021 Results

STAMFORD, Conn., Jan. 27, 2022 /PRNewswire/ -- Synchrony proudly announced it received a perfect score of 100 on the Human Rights Campaign Foundation's 2022 Corporate Equality Index (CEI), the nation's foremost benchmarking survey and report measuring corporate policies and practices related to LGBTQ+ workplace equality.

Synchrony Earns Top Score for Corporate Equality Index Seven Years in a Row

Synchrony Financial's (SYF) fourth-quarter results are likely to reflect higher revenues and better purchase volumes.

What's in Store for Synchrony Financial (SYF) Q4 Earnings?

Synchrony (SYF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Synchrony (SYF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Synchrony Financial (SYF) forms a relationship with Pawlicy Advisor to provide simple financing options to pet parents for their pets' medical needs.

Synchrony Financial (SYF) Ties Up to Provide Easy Pet Finance

Synchrony Financial has seen a complete rebound from 2020 lows.

Synchrony Financial Has Momentum Behind It

STAMFORD, Conn., Jan. 17, 2022 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, and Pawlicy Advisor , the leading pet insurance marketplace, are joining forces to help pet parents better plan for expenses regarding their pet.

News for Synchrony Financial Stock (SYF)