Revenue segments as reported by the company.

Net revenue from transaction activities and other services

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Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

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Fair value adjustment on equity securities designated at FVPL

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

StoneCo

StoneCo Ltd. engages in the provision of financial technology solutions. It caters to merchants and partners that conduct electronic commerce across in-store, online, and mobile channels. The firm offers cloud-based technology platform, electronic payments, and automation of business processes at the point-of-sale. The company was founded by André Street de Aguiar in 2000 and is headquartered in George Town, Cayman Islands.

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StoneCo reports stellar Q4 earnings, eyes credit expansion for growth

StoneCo's Q4 2022 earnings call highlighted robust financial performance, strategic priorities, and future growth opportunities, underlining the company's resilience and market positioning.
With a focus on expanding core banking offers, software strategy, and enhancing company culture, StoneCo is well-positioned for sustained success and innovation in the fintech sector.
Despite facing challenges in scaling credit operations and evaluating financial decisions, StoneCo's strong financial foundation, growth prospects, and market strategies bode well for its future growth and profitability.

StoneCo reports robust Q1 earnings, eyes software and TPV growth

StoneCo's Q1 performance exceeded expectations, showcasing strong revenue growth and profitability.
Despite challenges like TPV decrease and competitive dynamics, the company remains focused on growth and efficiency.
Opportunities lie in software solutions penetration, continued TPV growth, and integration efforts for enhanced financial services.

StoneCo reports strong Q2 performance, eyes growth opportunities ahead

StoneCo's Q2 2023 performance showcased robust revenue growth and operational improvements across its Financial Services and software segments.
While facing challenges such as a decline in active clients and credit loss provisioning, the company's strategic initiatives and market share gains position it well for future growth.
Opportunities lie in scaling new products, optimizing offerings for SMBs, and leveraging trends like PIX P2M volumes for continued success in the market.

StoneCo surpasses Q3 earnings expectations, eyes banking expansion opportunities

StoneCo's Q3 2023 performance reflects strong financial results and operational growth across key segments. While facing regulatory challenges and operational hurdles, the company is well-positioned to capitalize on opportunities in banking services and software offerings for sustained growth and profitability.

StoneCo reports exceptional Q4 results, eyes growth opportunities ahead

StoneCo's Q4 2023 performance reflects strong growth in key metrics and strategic positioning for future success.
The company's focus on client engagement, efficiency, and innovation underscores its competitive strengths and growth prospects.
While facing challenges in clarifying certain aspects, StoneCo has opportunities to enhance profitability through strategic initiatives and market dynamics.
Overall, StoneCo's earnings call highlights a positive outlook with a clear emphasis on growth, efficiency, and client-centric strategies.

StoneCo reports robust Q1 growth in Financial Services segment

StoneCo's Q1 2024 performance reflects strong growth in Financial Services, prudent financial management, and strategic positioning in key accounts.
While facing challenges in managing expenses and credit performance, StoneCo is well-positioned to capitalize on opportunities in pricing strategies and customer base expansion.
By balancing caution with innovation, StoneCo aims to maintain profitability, support clients and employees, and navigate evolving market dynamics effectively.
Overall, StoneCo's performance highlights resilience, strategic foresight, and a customer-centric approach in the competitive financial services landscape.

StoneCo excels in Q2 2024, confident in meeting targets

StoneCo's Q2 2024 earnings call highlighted strong performance, strategic updates, and confidence in meeting targets. The company addressed concerns about competition, expenses, and growth opportunities while emphasizing its competitive strengths and value proposition for SMBs.

StoneCo excels in Q3 2024, poised for growth and value maximization

StoneCo's Q3 2024 performance reflects strong growth, cost management, and strategic initiatives aimed at maximizing shareholder value and driving sustainable profitability.
The company's strengths lie in its operational excellence, financial health, and synergistic approach to cross-selling financial services, positioning it for future success.
While challenges in market dynamics and capital optimization exist, StoneCo has opportunities to expand its market reach, enhance shareholder value, and innovate in the fintech space.

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Currently priced at approximately 10x next year's income, presenting an enticing multiple for investors. StoneCo's strategic approach involves unlocking value and navigating changing valuation dynamics for sustained growth. StoneCo's recent Investor Day shifts focus to medium-term guidance, steering attention toward the overall trajectory of the company.

StoneCo's Profitability Focus: Valued At 10x Next Year's Income

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StoneCo Ltd. stock has significantly outperformed the S&P 500 since my September upgrade, delivering a total return of nearly 38% compared to the S&P 500's 4.2% increase. The company's solid third-quarter results showed TPV growth of almost 20% and an adjusted net income increase of 302% YoY. StoneCo's Investor Day Guidance for 2024-27 indicates a 13% CAGR in overall TPV and a 31% CAGR in adjusted net income, but analysts remain lukewarm.

StoneCo: Brace For Impact (Rating Downgraded)

StoneCo's third-quarter results exceeded the company's guidance, with revenues increasing by 25% and micro, small, and medium-sized companies TPV accelerating by 19%. The company unveiled a highly ambitious guidance for 2024 to 2027, aiming for robust growth in TPV, credit portfolio, and net profit. With an asymmetry in its forward PEG ratio and a discounted valuation, Stone remains a compelling investment opportunity, especially if it continues its effective execution strategy.

StoneCo: Solid Q3 Earnings And A Blowout Guidance

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Brazil-focused fintechs, including two backed by Warren Buffett, are thriving amid a strong economy, internet user growth and the unbanked.

Warren Buffett Stocks Among Six Fintechs Near Buy Points

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1 Warren Buffett Growth Stock Down 86% You Can Buy Now and Hold Forever

StoneCo is down 86% since its peak price in 2021. The company had to write off a significant amount of bad debt, which weighed on the business.

5 Things You Need to Know if You Buy StoneCo Today

StoneCo announced significantly stronger-than-expected quarterly results late last Friday. The Brazilian fintech company also authorized a big new repurchase program.

Why StoneCo Stock Popped 27% This Week

StoneCo shares are up 30% this week on the heels of its impressive third-quarter update. The company is ramping up disbursements again under its new credit product.

This Fintech Stock Is Finally Firing on All Cylinders Again

The announcement was made during the Investor Day held in New York, for presenting the company's medium- and long-term plans SÃO PAULO, Nov. 15, 2023 /PRNewswire/ -- During the Investor Day event held in New York on Wednesday (15),  Stone (Nasdaq: STNE, B3: STOC31) announced the company's projections for the coming years. With a business model focused on growth and efficiency gains, the expectation is for more than doubling profitability over 4 years, hoping to exceed an adjusted net income of R$ 4.3 billion.

Stone presents plans for more than doubling profitability over the next four years

Two days after its strong earnings report, StoneCo announced it will buy back more stock. The company's new buyback authorization is three times the size of its last buyback.

Why StoneCo Ltd Stock Just Jumped Another 9%

GEORGETOWN, Grand Cayman, Nov. 15, 2023 (GLOBE NEWSWIRE) -- StoneCo Ltd. (Nasdaq: STNE; B3: STOC31) (“Stone” or the “Company”) announces short and mid long-term guidance for the years of 2024 and 2027 for key financial and operational metrics, as follows:

StoneCo's Announces Short and Mid-Long Term Guidance

Recently, Zacks.com users have been paying close attention to StoneCo Ltd. (STNE). This makes it worthwhile to examine what the stock has in store.

Is Trending Stock StoneCo Ltd. (STNE) a Buy Now?

GEORGETOWN, Grand Cayman, Nov. 15, 2023 (GLOBE NEWSWIRE) -- StoneCo Ltd. (Nasdaq: STNE; B3: STOC31) (“Stone” or the “Company) announces the Investor Day will begin shortly, at 9:00 am ET. The supporting materials, including videos and presentations, will be available in the Events section of the Investor Relations website (https://investors.stone.co/).

StoneCo's Investor Day

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GEORGE TOWN, Grand Cayman, Nov. 14, 2023 (GLOBE NEWSWIRE) -- StoneCo Ltd. (Nasdaq: STNE; B3: STOC31) (“Stone” or “the Company”) announced that its Board of Directors, pursuant to written resolutions dated November 9th, 2023, has authorized a share repurchase program, under which Stone may repurchase up to R$ 1 billion in outstanding Class A common shares.

StoneCo. Announces New Share Repurchase Program of up to R$ 1 billion

GEORGETOWN, Grand Cayman, Nov. 13, 2023 (GLOBE NEWSWIRE) -- StoneCo Ltd. (Nasdaq: STNE; B3: STOC31) (“Stone” or the “Company) announced the registration link for the Investor Day webcast is available in the homepage of the Investor Relations website (https://investors.stone.co/). The event will be on November 15th, with the webcast beginning at 9:00 am ET and ending at approximately 2:30 pm ET. The supporting materials, including videos and presentations, will be available in the Events section of the Investor Relations website.

StoneCo's Registration Link for the Investor Day Webcast and Supporting Materials

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Brazilian fintech stock StoneCo appears to have come close to hitting revenue targets Friday -- and beat earnings with a stick. StoneCo also looks to be en route to reporting its first full-year profit after two years of losses.

Why StoneCo Stock Just Jumped 13%

StoneCo Ltd. (NASDAQ:STNE ) Q3 2023 Results Conference Call November 10, 2023 5:00 PM ET Company Participants Roberta Noronha - Head, IR Pedro Zinner - CEO Mateus Scherer - CFO and IRO Lia Matos - Chief Strategy and Marketing Officer Conference Call Participants Tito Labarta - Goldman Sachs Mario Pierry - Bank of America Geoffrey Elliott - Autonomous Research Gabriel Gusan - Citi Neha Agarwala - HSBC Sheriq Sumar - Evercore ISI Yuri Fernandes - JP Morgan John Coffey - Barclays Josh Siegler - Cantor Fitzgerald Jamie Friedman - SIG Kaio Da Prato - UBS Nicolas Riva - Bank of America Operator Good evening, ladies and gentlemen.

StoneCo Ltd. (STNE) Q3 2023 Earnings Call Transcript

The result was more than three times greater than for the same period in 2022; The company reported R$ 3.1 billion net revenue, and 25.2% annual growth; Adjusted EBT totals R$ 545 million, a 228% increase year-on-year, 16% above guidance; TPV in the Micro, Small and Medium Entrepreneurs (MSME) segment had a 20% annual increase; SÃO PAULO, Nov. 10, 2023 /PRNewswire/ -- StoneCo Ltd. (Nasdaq: STNE, B3: STOC31), closed the third quarter with strong growth, exceeding projections and with significant evolution across all products.

With market gain and profitability, Stone closed the third quarter with R$ 435 million adjusted net earnings

Strong quarter with Adjusted EBT reaching R$545 million, up 228% year over year, on accelerating MSMB TPV growth of 19.9%, resulting in Adjusted Net income of R$435 million, up 302% year over year

StoneCo Reports Third Quarter 2023 Results

StoneCo's (STNE) third-quarter 2023 performance will likely reflect strength in its financial services and software business.

StoneCo (STNE) to Post Q3 Earnings: What's in the Offering?

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