Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

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Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Profit Margin

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An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

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Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

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Cost of revenue

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SG&A

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EBITDA

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Net PPE

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Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

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Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

From facilitating student loan repayments to offering crucial business services, SoFi Technologies (NASDAQ: SOFI ) serves a broad range of clients. I've been optimistic about the company and SOFI stock for a while, but this may be a time to exercise caution.

Buy, Hold or Sell SOFI Stock? What Happens on Oct. 30 Could Dictate Your Next Move.

Roku

This fintech superstar is widening its product selection and winning over hundreds of thousands of new customers. This streaming company is attracting more viewers, and those viewers will bring in more ad dollars.

Got $5,000? These 2 Growth Stocks Are Smart Buys

SoFi Technologies, Inc. (SOFI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SoFi Technologies, Inc. (SOFI) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Alphabet

NVIDIA

Tesla

Visa

Li Auto Inc.

2023 has been a significantly better year as compared to 2022. However, several stocks have slipped amid the growing uncertainties and high-interest rates.

The Last Chance to Buy These 7 Millionaire-Maker Stocks

The current business model of SoFi Technologies (NASDAQ: SOFI ) stock is clear. For those who own the stock, it's not good news.

SoFi's Identity Crisis: A Bank in Fintech's Clothing

SALT LAKE CITY--(BUSINESS WIRE)-- #futureofmoney--Galileo Financial Technologies, LLC, a leading financial technology company independently owned and operated by SoFi Technologies, Inc. (NASDAQ: SOFI), is now offering the Galileo Payment Risk Platform to the entire financial services ecosystem. This holistic fraud engine delivers real-time payment risk mitigation controls that allow any fintech or financial brand to proactively reduce fraud losses and minimize payment risks. The Galileo Payment Risk Platform as.

Galileo Payment Risk Platform Now Available to the Entire Financial Services Ecosystem

SoFi' Technologies (NASDAQ: SOFI ) is well-known as a company primarily devoted to student loan refinancing. This business is booming, and is certainly where most investors should spend their attention with this fintech stock.

SOFI: Why This One Fintech Stock Should Be in Your Portfolio NOW

Shares of SoFi Technologies Inc. inched higher in Wednesday's after-hours action after a Keefe, Bruyette & Woods analyst abandoned his bearish stance on the financial-technology stock.

SoFi's stock has fallen far enough, a former bear says

San Francisco-headquartered SoFi Technologies (NASDAQ: SOFI ) is a fintech market disruptor that's still establishing itself as a competitor among U.S. banks. Hence, don't expect to milk SOFI stock for moonshot gains in the short term.

SoFi's Slow Burn: Why Patience With SOFI Stock Could Pay Off

SoFi (NASDAQ: SOFI ) is a leading online platform that provides a range of financial products and services, such as personal loans, mortgages, student loans, investing, banking and insurance. The company main stated goal is to help customers achieve financial independence and wellness by offering low-cost, convenient and transparent financial solutions.

SOFI Stock Prediction: Can the Fintech Favorite Hit $16? And When?

Despite risks from the Israel-Hamas conflict, U.S. Treasury Secretary Janet Yellen's expectation of a soft landing for the country's economy bodes well for the stock market. Driven by a resilient labor market and moderated wage pressure, this promises favorable conditions for businesses and investors.

Forget FAANG, These Are the 3 Tech Stocks to Buy for 2025 and Beyond

CrowdStrike

Palantir Technologies

CrowdStrike's artificial intelligence (AI)-powered cybersecurity tools are protecting the cloud from threats. Banking is going digital -- and SoFi Technologies is poised to profit.

A Bull Market Is Coming: 3 Exceptional Growth Stocks to Buy Before It's Too Late

JPMorgan Chase & Co

SoFi is a fast-growing digital bank and is seen as a fintech disruptor. JPMorgan Chase is the country's largest bank by assets.

Better Buy: SoFi vs. JPMorgan Chase

Bank earnings start Friday. That means we'll get management commentary on everything, from interest rates to loan performance to consumer spending.

Partnerships and SoFi's Galileo BNPL Expansion Lead FinTech IPO Index 1.3% Higher

I'm skeptical about SoFi Technologies, Inc.'s valuation compared to its peers in the financial services sector. The competitive landscape in this industry raises doubts about SoFi's ability to maintain profitability. As we approach 2024, questions about SoFi's growth rates and valuation multiples continue to linger.

SoFi Technologies' Future: Can It Validate Its Premium Valuation? I Don't Think So

Rivian Automotive

As many growth-oriented names have experienced solid recoveries so far in 2023, you may be on the lookout for growth stocks to watch. But while there are plenty of trending stocks with exposure to high-growth industries like artificial intelligence (AI) and electric vehicles (EVs), which of these names are in the “Green Zone”?

3 Growth Stocks to Watch in the ‘Green Zone'

SAN FRANCISCO--(BUSINESS WIRE)--Please replace the release with the following corrected version due to multiple revisions in the Disclosures section. The updated release reads: NEW SOFI SURVEY REVEALS AMERICA'S TOP FINANCIAL AMBITIONS; TWO-THIRDS OF GEN Z AND MILLENNIALS ARE WILLING TO SKIP DINING OUT FOR 5 YEARS TO RETIRE BY 50 To Accelerates Members' Retirements, SoFi Invest Announces a 1% IRA Match on IRA Contributions SoFi, the all-in-one digital personal finance company, today announced So.

CORRECTING and REPLACING New SoFi Survey Reveals America's Top Financial Ambitions; Two-Thirds of Gen Z and Millennials Are Willing to Skip Dining Out for 5 Years to Retire by 50

Although SoFi Technologies (NASDAQ: SOFI ) is having a good year in the markets, SOFI stock has traded in a narrow range between $5 and $10 over the past 18 months. It hasn't been the volatile stock most investors would consider it to be.

3 Reasons Why SOFI Is a Must-Buy Fintech Heading Into 2024

SAN FRANCISCO--(BUSINESS WIRE)--SoFi, the all-in-one digital personal finance company, today announced SoFi Invest1 will offer a 1% match on all eligible IRA (individual retirement account) contributions2. This comes as a new survey3 also out from SoFi today unveils Americans' top financial ambitions including: creating or sustaining generational wealth, buying a house or owning property, buying a car, retiring early and sending kids to college. Designed to help members plan for their retiremen.

New SoFi Survey Reveals America's Top Financial Ambitions; Two-Thirds of Gen Z and Millennials Are Willing to Skip Dining Out for 5 Years to Retire by 50

SoFi has pivoted from student loans to become a full-fledged consumer bank. The company has grown quickly but is unprofitable.

Off 65% From Its All-Time Highs, Is SoFi Stock a Can't-Miss Fintech Buy Right Now?

Since going public in June 2021, SoFi Technologies (NASDAQ: SOFI ) hasn't met investor expectations. Despite a 59% drop from its IPO price, it rebounded in 2023, surging 98%.

Scoop Up SOFI Stock as Students Start Paying Their Loans

SoFi (NASDAQ: SOFI ) stock is on the move Wednesday following positive news from its Galileo Financial Technologies, LLC business. Galileo Financial Technologies announced that it has received Mastercard certification to operate in five new countries in Latin America.

Why Is SoFi Stock Up Today?

Like many analysts I have been high on SoFi Technologies (NASDAQ: SOFI ) stock since it came public in 2021. I even bought some.

Three Strikes and You're Out for SOFI Stock

SoFi stock has underperformed the S&P 500 since August. Notably, SOFI fell deep into a bear market, down nearly 40% through its recent lows. The higher-for-longer Fed is expected to worsen headwinds for SOFI, but I believe pessimism has been baked in. The resumption of student loans and the potential normalization of home loan origination could drive SoFi's profitability moving ahead.

SoFi Technologies: Growth Story Getting Revitalized - Here's Why I'm Bullish Again

SAN FRANCISCO--(BUSINESS WIRE)--SoFi, the all-in-one digital personal finance company, announces the launch of its latest brand campaign, “All Your Ambitions, All In One App.” The latest campaign is a testament to SoFi's dedication to helping its over 6.2 million members achieve their ambitions, whatever they might be, through a comprehensive suite of financial tools, resources, and community, all in the SoFi app. “SoFi's mission is to help our members achieve financial independence to realize.

News for SoFi Technologies Stock (SOFI)