Members

Revenue segments as reported by the company.

Lending

Technology Platform

Financial Services

Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Technology and product development

Sales and marketing

Cost of operations

General and administrative

Provision for credit losses

Goodwill impairment

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

SoFi Technologies

SoFi Technologies, Inc. operates as a financial technology company. The Company offers financial services platform for borrowing, saving, spending, and investing. SoFi Technologies serves customers in the United States.

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

SoFi reports record Q4 earnings, poised for continued growth

SoFi's exceptional performance in 2022, strong balance sheet, and strategic growth initiatives position the company for continued success.
While facing challenges such as market uncertainties and operational transitions, SoFi's focus on quality, growth, and innovation drives opportunities for expansion.
With a positive outlook for 2023, SoFi's emphasis on financial milestones, client relationships, and product diversification sets a solid foundation for future growth.
The company's achievements over the past five years reflect a commitment to excellence and innovation, reinforcing its position in the digital financial services sector.

SoFi Technologies excels in Q1, eyes growth in student loans

SoFi Technologies reported a stellar Q1 performance with record revenue and positive GAAP net income, driven by strong growth in key segments.
While facing challenges in managing loan margins and loss expectations, SoFi is well-positioned to capitalize on opportunities in product expansion and the student loan market.
Overall, SoFi's performance reflects operational excellence, financial strength, and a strategic focus on enhancing member experience and financial outcomes.

SoFi reports record Q2 earnings, eyes sustained growth opportunities

SoFi's Q2 performance reflects strong financial metrics, member growth, and revenue diversification, underlining a resilient business model.
While facing challenges in market dynamics and regulatory changes, SoFi's strategic focus on growth areas and operational efficiency presents opportunities for sustained success.
The earnings call highlighted SoFi's commitment to innovation, customer-centric strategies, and team-driven success, positioning the company for continued growth and market leadership.

SoFi reports record Q3 revenue and member growth, eyes profitability

SoFi's Q3 performance showcased strong revenue growth, improved margins across all segments, and significant member and product expansion. The company is focused on driving profitability, sustaining growth momentum, and capitalizing on opportunities in the financial services sector.

SoFi Technologies reports robust 2023 performance and eyes growth opportunities

SoFi Technologies delivered a strong performance in 2023, achieving profitability, robust member growth, and revenue diversification across its segments.
While facing challenges such as potential increased losses and marketing spend limitations, the company is well-positioned to capitalize on opportunities in loan demand and revenue growth.
By focusing on credit underwriting adjustments, margin expansion, and monitoring economic conditions, SoFi aims to maintain its competitive edge and drive long-term profitability.
Overall, SoFi's strategic investments in the Tech Platform and commitment to financial strength underscore its resilience and growth potential in the digital financial services landscape.

SoFi Technologies excels in Q1 2024, eyes growth opportunities

SoFi Technologies reported robust financial performance in Q1 2024, driven by strong revenue growth, member expansion, and positive contributions from various business segments. While facing challenges in the Lending segment, the company is well-positioned to capitalize on opportunities in deposit growth, brand awareness, and Credit Card business.

SoFi Technologies reports stellar Q2 results, eyes diversification for growth

SoFi Technologies had a standout Q2, demonstrating robust financial performance, strong member growth, and revenue records in key segments. While facing potential challenges in loan loss assumptions, the company is optimistic about its future prospects and growth opportunities.

SoFi reports record Q3 revenue, eyes growth in key sectors

SoFi Technologies demonstrated exceptional performance in Q3 2024, achieving record revenue and profitability milestones while focusing on innovation and customer acquisition.
The company's strengths lie in its robust revenue growth, expanding customer base, and strategic initiatives to drive sustained growth across key business segments.
Challenges include maintaining growth momentum, optimizing key business areas, and navigating external factors that could impact performance and profitability.
Amidst challenges, SoFi has ample opportunities to capitalize on key growth areas, drive innovation, and solidify its position in the competitive financial services landscape.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It offers home loans, personal loans, and credit cards. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment includes personal loan, student loan, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies (NASDAQ: SOFI ) has come a long way from its early days as an up-and-coming personal-finance app. Now, SoFi is a legitimate bank and a respected lender.

SoFi Stock: Why This $10 Price Target Could Be Just the Beginning

SAN FRANCISCO--(BUSINESS WIRE)--SoFi (NASDAQ: SOFI), the digital personal finance company, announced a multi-year partnership with #4 world-ranked professional golfer and reigning U.S. Open Champion, Wyndham Clark. The partnership between SoFi and the three-time PGA TOUR winner comes ahead of Clark's first appearance at the Masters Tournament at Augusta National later this week. “SoFi is excited to welcome Wyndham Clark as the newest member of Team SoFi. His competitive grit and devotion to ‘pl.

SoFi Announces New Partnership with #4 World Ranked Professional Golfer and Reigning U.S. Open Champion Wyndham Clark

SoFi spent years building out its tech platform and spending aggressively on marketing to attract users away from legacy banks. The strategy is starting to work, and the company finally posted a profit during the fourth quarter.

The Best Is Yet to Come: 1 Fintech Stock to Buy Now and Hold Forever

Citi analyst Ashwin Shirvaikar has always been a fan of SoFi stock -- and he still is. Shirvaikar reinitiated coverage of SoFi stock with a buy and an $11 price target, citing interest and dividend savings of up to $60 million.

SoFi Stock Has 42% Upside, According to 1 Wall Street Analyst

Anthony Noto, the chief executive of SoFi Technologies Inc., saw his total compensation grow by more than 40% last year, thanks in large part to a sizable increase in the value of his stock awards.

SoFi CEO Anthony Noto saw his pay increase more than 40% last year

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced plans to host its 2024 Annual Meeting of stockholders (the “2024 Annual Meeting”) on Tuesday, May 21, 2024, at 7:00 a.m., Pacific Time (10:00 a.m. Eastern Time). The 2024 Annual Meeting will be held virtually. Attending the Annual Meeting To participate in the virtual 2024 Annual Meeting, visit www.virtualshareholdermeeting.com/SOFI2024 and enter the 16-digit or 12-digit.

SoFi Schedules 2024 Annual Meeting of Stockholders

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3 Game-Changing Stocks That Will Reshape Their Industries by 2027

Shares of SoFi (NASDAQ: SOFI ) stock are in the green after Citi analysts led by Ashwin Shirvaikar resumed coverage of the stock with a price target of $11 and a “buy” rating. Shirvaikar believes that SoFi's recent debt-for-equity transaction should help improve its total risk-based capital ratio and expected GAAP income for the first quarter.

Citi Is Pounding the Table on SOFI Stock With New ‘Buy' Rating

Keefe, Bruyette & Woods upgraded SoFi stock to "market perform" on Thursday. The bank's new price target implies limited profit potential for investors in 2024.

1 Wall Street Analyst Raises SoFi Technologies Stock's Price Target by 15%. Here's Why He's Right

In the closing of the recent trading day, SoFi Technologies, Inc. (SOFI) stood at $7.40, denoting a +1.16% change from the preceding trading day.

SoFi Technologies, Inc. (SOFI) Exceeds Market Returns: Some Facts to Consider

SoFi (NASDAQ: SOFI ) stock is moving higher after the personal finance company received a price target update from Keefe, Bruyette & Woods (KFW). KFW raised its SOFI stock price target to $7.50 from $6.50 while upgrading its rating to “market perform” from “underperform.

KBW Just Raised Its Price Target on SoFi (SOFI) Stock

Wall Street has been warming up a bit more to SoFi Technologies Inc. shares this week, as they just picked up their second upgrade of the past few days.

SoFi's stock has faced very negative sentiment, but that seems to be softening

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The market has a risk-on sentiment that is shifting investor sentiment to growth stocks. This includes low-priced small-cap equities that trade at a low price.

The 3 Best Under $10 Stocks to Buy in April 2024

Needham initiated coverage of SoFi Technologies with a buy rating. Needham's price target for SoFi implies a gain of 31% from the stock's recent price.

SoFi Stock Has 31% Upside, According to 1 Wall Street Analyst

SoFi Technologies (NASDAQ: SOFI ) stock outlook is not looking so great these days. On a year-to-date basis, shares have fallen nearly 20%.

3 Reasons NOT to Rush and Buy the SoFi Stock Dip

SoFi reported its first profit in the 2023 fourth quarter, and it's projected a full-year profit in 2024. It's benefiting from customers looking for better rates, and they'll drive higher growth in the future if they stick around.

Is SoFi Stock a Millionaire Maker?

SoFi management expects earnings to grow robustly over several years.

You Won't Believe My Shocking SoFi Stock Prediction for 2030

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Dell Technologies

Micron Technology

After an unconvincing start to the quarter for tech stocks, more optimism is beginning to shine through.

SoFi, Amazon, Dell, Micron, and Other Tech Stocks in Focus Today

Shares of fintech powerhouse SoFi Technologies (NASDAQ: SOFI ) have witnessed some rough waves this year. Still, SOFI stock is receiving a mid-week pop today courtesy of an optimistic analyst view.

Needham Is Pounding the Table on SoFi (SOFI) Stock

Needham analysts initiated coverage of shares of fintech SoFi at Buy with a $10 price target.

SoFi Stock Bull Sees ‘Long-Term Winner' in Digital Lending

Only four Wall Street analysts rate the stock a buy, with the latest bullish call coming in Wednesday

Here's why SoFi's stock racked up a rare bullish call

PayPal

Visa

The transition towards a digital economy has brought fintech companies to the limelight. People will always use money for products and services and this constant demand for money will ensure that the financial services industry steadily grows.

The Q2 Fintech Forecast: 3 Stocks Poised for Breakout Performance

Fintech stalwart SoFi (NASDAQ: SOFI ) is facing a significant test with its approaching first-quarter earnings report due April 29. The news comes amid skepticism among Wall Street analysts regarding the forward viability of the company.

Dear SOFI Stock Fans, Mark Your Calendars for April 29

SoFi Technologies (SOFI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

SoFi Technologies (SOFI) Upgraded to Buy: Here's What You Should Know

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the digital personal finance company, today announced plans to host a conference call to discuss financial and operating results for the first quarter of 2024 on Monday, April 29, 2024, at 8 a.m. Eastern Time. SoFi also plans to release its first quarter 2024 results on the investor relations section of its website at https://investors.sofi.com at approximately 7 a.m. Eastern Time on Monday, April 29, 2024. Full session det.

News for SoFi Technologies Stock (SOFI)