Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

SAN JOSE, Calif., Oct. 28, 2020 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced it will invest $50 million in eight early-stage, Black and Latinx-led venture capital funds: Chingona Ventures; Fearless Fund; Harlem Capital; Precursor Ventures; Slauson & Co.;...

PayPal Invests $50 Million in Black and Latinx-Led Venture Capital Funds

With PayPal poised to report next week, will it exceed raised expectations? This fast-growing payments upstart could speed up its growth

Growing At 400%, Rapyd Takes On PayPal In $160 Trillion B2B Payments Market

It could provide immediate benefits and set the stage for greater long-term potential.

Why PayPal's Bitcoin Support Is a Big Deal

PayPal to accept payment in cryptocurrencies. Data and news suggest Bitcoin is a maturing asset.

Bitcoin Moves Closer To Mass Adoption With PayPal Addition

Launch of bitcoin trading will increase digital wallet monetisation but enabling retail payments is a game changer. The pandemic has triggered a seminal point to unlock the bitcoin and QR-based payments opportunity.

PayPal: Going Long On Bitcoin

On a day where pretty much everywhere you looked, stocks were in the red – across sectors and across large, mid and small caps – it might be hard to find standouts. But. Look beyond the rough patch in evidence from, say, SAP – and where tech-focused companies were down for the day, we can […]

PayPal, Other Payments Stocks Slide Amid Economy, COVID Fears

Ares Management

Brighthouse Financial

Jefferies Financial Group Inc

Mercury General

MetLife

MarketAxess Holdings

Unum

White Mountains Insurance Group

Financial Select Sector SPDR Fund

These are the financial stocks with the best value, fastest growth, and most momentum for November.

Top Financial Stocks for November 2020

American Well Corporation

Home Depot

Match Group

NextEra Energy

Netflix

Panasonic Holdings Corp

Unilever

Upwork Inc

While the new normal has produced some crazy trading ideas regarding Generation Z stocks, these companies offer sound, bullish arguments for investing for the next decade. The post The 10 Best Stocks to Buy for Gen Z Investors appeared first on InvestorPlace.

The 10 Best Stocks to Buy for Gen Z Investors

Apple

CRISPR Therapeutics

Citrix Systems

MercadoLibre

Seagen

Tesla

Most Nasdaq stocks have seen ups and downs this year. But these seven have weathered the pandemic well and are bound to climb higher soon.

7 Strong Nasdaq Stocks to Buy As They Keep Marching Higher

The credit card space is already crowded, but the new Venmo credit card could be different.

Here's Why PayPal's New Venmo Credit Card Is Unique

For bitcoin — indeed for cryptos in general — scale is the name of the game. Not just for trading, of course, where price spikes (and slides) are a hallmark of the speculation that still is rampant, but where scale might, conceivably lead to more rational price discovery.

For Retail and Digital Currencies: Cryptos Today, Digital Dollars Tomorrow?

Accenture Plc

Chevron

AMERCO

The Smead Value Fund (Trades, Portfolio) recently disclosed its portfolio updates for its fiscal third quarter of 2020, which ended on Aug. 31.

Top 3rd-Quarter Trades of the Smead Value Fund

Polen Capital Management recently released its Q3 2020 Investor Letter, a copy of which you can download here. During the third quarter of 2020, the Polen Global Growth Composite Portfolio returned 9.09% gross of fees, while the MSCI All Country World Index was up 8.14%. You should check out Polen Capital's top 5 stock picks for investors to buy right now, which could be the biggest winners of this year.

Is PayPal Holdings (PYPL) a Smart Long-term Buy?

DocuSign

Pinterest

With the stock market churning, these wealth-generating picks are great value for your money.

Got $1,000? Consider These 3 Stocks Right Now

PayPal Holdings Inc (NASDAQ: PYPL) is in talks with digital asset custodian BitGo for an acquisition deal, according to Bloomberg. What Happened: A deal could be reached within weeks but discussions are still in the early stages, people familiar with the matter told Bloomberg.

PayPal Eyes Purchase Of Cryptocurrency Custodian BitGo: Report

Block

Don't take PayPal's and Square's outperformance as evidence they can continue to rally, warned Gina Sanchez, founder and CEO of Chantico Global and chief market strategist for Lido Advisors.

Digital payment stocks Square and PayPal surge this year, but a market analyst has a warning

PayPal Holdings Inc's decision to open its network to bitcoin and its rivals was hailed by virtual coin enthusiasts as a watershed moment for cryptocurrencies and their path towards becoming a widespread means of payment.

Analysis: Is PayPal's crypto move a game-changer for bitcoin? Probably not, say experts

Cryptocurrency got another big boost as PayPal storms into digital realm, forcing others to follow.

Digital Gold: PayPal, Square, and the Fed Send Bitcoin Soaring

Bitcoin, the world's largest digital currency, delivered a big bounce on Wednesday as fintech giant PayPal (NASDAQ: PYPL) said it will allow customers and Venmo digital wallet users to buy, sell, hold and otherwise transact in the cryptocurrency. While it's just one news item, bitcoin raced above $12,000 on the headlines, indicating increased adoption remains [.

Is PayPal Luring Investors into Crypto?

Lyft

Lyft riders will soon have the option for paying and splitting fares using Venmo, the company said in a blog posting this morning. Venmo joins Lyft's other payment methods of PayPal, credit cards, debit cards, Lyft Cash and more.

Lyft will soon let riders pay for rides with Venmo

Alphabet

Visa

Contactless payment facilities of companies like Apple, Inc. (AAPL), Alphabet (GOOGL) and Visa (V) have gained traction since the coronavirus outbreak.

4 Stocks to Watch As Contactless Payment Gains Popularity

PayPal Holdings Inc (NASDAQ: PYPL) on Wednesday announced it is starting to offer cryptocurrency as a form of payment on its platform. The move has invited mixed reactions from veterans of the digital assets space.

PayPal's Cryptocurrency Foray Not Ideal But It's Something, Experts React

Lowe's

There are just five core fundamentals that determine 91% of long-term returns, and thus make the difference between retiring in comfort, splendor or not retiring at all. Within these fundamentals, you can select from many investing strategies, and I personally love to combine safe high-yield + reasonable/attractively valued hyper-growth.

News for PayPal Stock (PYPL)